{"id":1175,"date":"2024-03-28T14:37:32","date_gmt":"2024-03-28T05:37:32","guid":{"rendered":"https:\/\/wismoney.jp\/seimei\/expert\/?p=1175"},"modified":"2024-03-28T14:37:32","modified_gmt":"2024-03-28T05:37:32","slug":"savings","status":"publish","type":"post","link":"https:\/\/wismoney.jp\/seimei\/expert\/savings\/","title":{"rendered":"\u8caf\u84c4\u578b\u306e\u751f\u547d\u4fdd\u967a\u3068\u306f\uff1f\u304a\u3059\u3059\u3081\u306a\u4eba\u3084\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u3082\u7d39\u4ecb"},"content":{"rendered":"<p>\u751f\u547d\u4fdd\u967a\u3092\u691c\u8a0e\u3059\u308b\u3068\u304d\u3001\u300c\u639b\u3051\u6368\u3066\u578b\u300d\u3068\u300c\u8caf\u84c4\u578b\u300d\u3067\u60a9\u3093\u3060\u3053\u3068\u306f\u3042\u308a\u307e\u305b\u3093\u304b\uff1f<br 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\/>\n\u9810\u8caf\u91d1\u306a\u3069\u306b\u3088\u308b\u8caf\u84c4\u3068\u306e\u9055\u3044\u3092\u660e\u78ba\u306b\u3059\u308b\u305f\u3081\u300c\u7a4d\u7acb\u4fdd\u967a\u300d\u3068\u547c\u3070\u308c\u305f\u308a\u3001\u8caf\u84c4\u3092\u3057\u306a\u304c\u3089\u4fdd\u969c\u3092\u6301\u3066\u308b\u3068\u3044\u3046\u610f\u5473\u3067\u300c\u8caf\u84c4\u578b\u4fdd\u967a\u300d\u3068\u547c\u3070\u308c\u305f\u308a\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<h3>\u8caf\u84c4\u578b\u4fdd\u967a\u306e\u7a2e\u985e\u3068\u7279\u5fb4<\/h3>\n<p>\u8caf\u84c4\u578b\u4fdd\u967a\u306b\u306f\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u7a2e\u985e\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<table style=\"width: 100%;\">\n<tbody>\n<tr>\n<td style=\"width: 17.1162%;\">\u4fdd\u967a\u5546\u54c1<\/td>\n<td style=\"width: 82.7801%;\">\u4fdd\u969c\u5185\u5bb9<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 17.1162%;\">\u7d42\u8eab\u4fdd\u967a<\/td>\n<td style=\"width: 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\/>\n\u8caf\u84c4\u578b\u306e\u751f\u547d\u4fdd\u967a\u304c\u9069\u3057\u3066\u3044\u308b\u4eba\u306b\u306f\u5927\u304d\u306a\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u9006\u306b\u3053\u3053\u3067\u7d39\u4ecb\u3059\u308b\u5185\u5bb9\u306b\u306f\u5f53\u3066\u306f\u307e\u3089\u306a\u3044\u3068\u3044\u3046\u4eba\u306b\u306f\u304a\u3059\u3059\u3081\u3067\u304d\u306a\u3044\u4fdd\u967a\u5546\u54c1\u3067\u3059\u3002<\/p>\n<p>\u8caf\u84c4\u578b\u306e\u751f\u547d\u4fdd\u967a\u304c\u304a\u3059\u3059\u3081\u306a\u4eba\u3092\u7d39\u4ecb\u3057\u307e\u3059\u306e\u3067\u3001\u3054\u81ea\u8eab\u304c\u8caf\u84c4\u578b\u4fdd\u967a\u306b\u9069\u3057\u3066\u3044\u308b\u304b\u3092\u5224\u65ad\u3057\u3066\u307f\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<h3>\u6559\u80b2\u8cc7\u91d1\u3084\u8001\u5f8c\u8cc7\u91d1\u306b\u5099\u3048\u305f\u3044\u4eba<\/h3>\n<p>\u8caf\u84c4\u578b\u306e\u4fdd\u967a\u306f\u3001\u30e9\u30a4\u30d5\u30a4\u30d9\u30f3\u30c8\u306b\u5408\u308f\u305b\u3066\u5fc5\u8981\u306a\u8cc7\u91d1\u3092\u3001\u8a08\u753b\u7684\u306b\u7a4d\u307f\u7acb\u3066\u305f\u3044\u4eba\u306b\u304a\u3059\u3059\u3081\u3067\u3059\u3002<\/p>\n<ul>\n<li>\u5c06\u6765\u5fc5\u8981\u306a\u5b50\u3069\u3082\u306e\u6559\u80b2\u8cbb\u3092\u6e96\u5099\u3057\u305f\u3044<\/li>\n<li>\u8001\u5f8c\u306e\u751f\u6d3b\u8cbb\u3092\u6e96\u5099\u3057\u3066\u304a\u304d\u305f\u3044<\/li>\n<li>\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u306b\u5408\u308f\u305b\u3066\u307e\u3068\u307e\u3063\u305f\u91d1\u984d\u3092\u6e96\u5099\u3057\u3066\u304a\u304d\u305f\u3044<\/li>\n<\/ul>\n<p>\u9810\u8caf\u91d1\u306e\u3088\u3046\u306b\u6c17\u8efd\u306b\u5f15\u304d\u51fa\u305b\u306a\u3044\u8caf\u84c4\u578b\u4fdd\u967a\u306f\u3001\u6bce\u6708\u81ea\u52d5\u7684\u306b\u4fdd\u967a\u6599\u3068\u3057\u3066\u53e3\u5ea7\u304b\u3089\u5f15\u304d\u843d\u3068\u3055\u308c\u308b\u305f\u3081\u3001\u5f37\u5236\u7684\u306b\u8caf\u84c4\u304c\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3059\u3002<br \/>\n\u305d\u306e\u305f\u3081\u8caf\u84c4\u578b\u4fdd\u967a\u306f\u3001\u601d\u3046\u3088\u3046\u306b\u8caf\u84c4\u3067\u304d\u306a\u3044\u4eba\u3084\u3001\u4e07\u304c\u4e00\u306b\u5099\u3048\u305f\u4fdd\u969c\u3092\u6301\u3061\u3064\u3064\u8caf\u84c4\u3057\u305f\u3044\u4eba\u306b\u304a\u3059\u3059\u3081\u3067\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u9280\u884c\u53e3\u5ea7\u306a\u3069\u306b\u307e\u3068\u307e\u3063\u305f\u91d1\u984d\u3092\u9810\u3051\u3066\u3044\u308b\u4eba\u3082\u3001\u9280\u884c\u306e\u5229\u7387\u304c\u4f4e\u3044\u8fd1\u5e74\u3067\u306f\u8caf\u84c4\u578b\u4fdd\u967a\u304c\u304a\u3059\u3059\u3081\u3060\u3068\u8a00\u3048\u307e\u3059\u3002<\/p>\n<h3>\u5927\u304d\u306a\u6b7b\u4ea1\u4fdd\u969c\u3092\u5fc5\u8981\u3068\u3057\u306a\u3044\u4eba<\/h3>\n<p>\u3059\u3067\u306b\u5927\u304d\u306a\u6b7b\u4ea1\u4fdd\u969c\u3092\u639b\u3051\u6368\u3066\u4fdd\u967a\u3067\u6e96\u5099\u3057\u3066\u3044\u308b\u4eba\u3084\u3001\u5927\u304d\u306a\u4fdd\u969c\u3092\u6e96\u5099\u3059\u308b\u5fc5\u8981\u304c\u306a\u3044\u4eba\u306b\u306f\u3001\u8caf\u84c4\u578b\u4fdd\u967a\u304c\u304a\u3059\u3059\u3081\u3067\u3059\u3002<\/p>\n<ul>\n<li>\u5b50\u80b2\u3066\u4e2d\u3060\u304c\u3001\u3059\u3067\u306b\u639b\u3051\u6368\u3066\u4fdd\u967a\u3067\u5927\u304d\u306a\u6b7b\u4ea1\u4fdd\u969c\u3092\u6e96\u5099\u3057\u3066\u3044\u308b\u4eba<\/li>\n<li>\u592b\u5a66\u4e8c\u4eba\u306e\u751f\u6d3b\u306b\u306a\u308a\u3001\u5927\u304d\u306a\u6b7b\u4ea1\u4fdd\u969c\u304c\u5fc5\u8981\u306a\u304f\u306a\u3063\u305f\u4eba<\/li>\n<li>\u72ec\u8eab\u3067\u6700\u4f4e\u9650\u306e\u6b7b\u4ea1\u4fdd\u969c\u3092\u6e96\u5099\u3057\u305f\u3044\u4eba<\/li>\n<\/ul>\n<p>\u8caf\u84c4\u578b\u306e\u751f\u547d\u4fdd\u967a\u306f\u3001\u6e80\u671f\u3084\u89e3\u7d04\u3059\u308b\u307e\u3067\u306f\u6b7b\u4ea1\u4fdd\u969c\u3092\u6e96\u5099\u3067\u304d\u307e\u3059\u304c\u3001\u4fdd\u967a\u6599\u306e\u4e00\u90e8\u3092\u7a4d\u307f\u7acb\u3066\u308b\u7279\u6027\u4e0a\u3001\u639b\u3051\u6368\u3066\u3068\u6bd4\u3079\u3066\u4fdd\u967a\u6599\u304c\u5272\u9ad8\u306b\u8a2d\u5b9a\u3055\u308c\u3066\u3044\u307e\u3059\u3002<br \/>\n\u305d\u306e\u305f\u3081\u8caf\u84c4\u578b\u306e\u751f\u547d\u4fdd\u967a\u3067\u6e96\u5099\u3067\u304d\u308b\u6b7b\u4ea1\u4fdd\u969c\u306b\u306f\u3001\u652f\u6255\u3048\u308b\u4fdd\u967a\u6599\u306b\u3088\u308a\u9ad8\u984d\u306a\u4fdd\u969c\u3092\u6e96\u5099\u3059\u308b\u3053\u3068\u306b\u4e0d\u5411\u304d\u3060\u3068\u8a00\u3048\u308b\u306e\u3067\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u8caf\u84c4\u578b\u306e\u751f\u547d\u4fdd\u967a\u306f\u639b\u3051\u6368\u3066\u4fdd\u967a\u3088\u308a\u3082\u9577\u3044\u671f\u9593\u7d99\u7d9a\u3057\u3066\u3001\u5c11\u3057\u305a\u3064\u7a4d\u307f\u7acb\u3066\u3066\u3044\u304f\u7279\u5fb4\u304c\u3042\u308a\u307e\u3059\u3002<br \/>\n\u639b\u3051\u6368\u3066\u4fdd\u967a\u306e\u4ee3\u8868\u7684\u306a\u5b9a\u671f\u4fdd\u967a\u3067\u306f\u300110\u5e74\u308415\u5e74\u306a\u3069\u77ed\u671f\u9593\u306b\u91cd\u70b9\u3092\u7f6e\u3044\u305f\u9ad8\u984d\u4fdd\u969c\u304c\u7279\u5fb4\u3067\u3059\u304c\u300130\u5e74\u3084\u305d\u308c\u4ee5\u4e0a\u306e\u9577\u671f\u9593\u306b\u308f\u305f\u3063\u3066\u7a4d\u307f\u7acb\u3066\u308b\u8caf\u84c4\u578b\u306e\u751f\u547d\u4fdd\u967a\u306f\u3001\u5927\u304d\u306a\u6b7b\u4ea1\u4fdd\u969c\u3092\u6e96\u5099\u3059\u308b\u5fc5\u8981\u304c\u306a\u3044\u4eba\u306b\u304a\u3059\u3059\u3081\u3060\u3068\u8a00\u3048\u308b\u306e\u3067\u3059\u3002<\/p>\n<h2>\u8caf\u84c4\u578b\u306e\u751f\u547d\u4fdd\u967a\u306e\u9078\u3073\u65b9\u3084\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8<\/h2>\n<p>\u8caf\u84c4\u578b\u306e\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3059\u3079\u304d\u304b\u60a9\u3093\u3060\u3068\u304d\u306f\u3001\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u3092\u7406\u89e3\u3057\u305f\u4e0a\u3067\u3001\u76ee\u7684\u306b\u3042\u3063\u3066\u3044\u308b\u306e\u304b\u3092\u3088\u304f\u8003\u3048\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<br \/>\n\u305b\u3063\u304b\u304f\u5c06\u6765\u306b\u5411\u3051\u3066\u8caf\u84c4\u578b\u4fdd\u967a\u306b\u52a0\u5165\u3057\u305f\u306e\u306b\u3001\u300c\u3053\u3093\u306a\u306f\u305a\u3058\u3083\u306a\u304b\u3063\u305f\u300d\u300c\u640d\u3092\u3057\u3066\u3057\u307e\u3063\u305f\u300d\u3068\u5f8c\u6094\u3059\u308b\u3053\u3068\u304c\u306a\u3044\u3088\u3046\u306b\u3057\u305f\u3044\u3067\u3059\u3088\u306d\u3002<\/p>\n<p>\u3053\u3053\u3067\u306f\u3001\u8caf\u84c4\u578b\u306e\u751f\u547d\u4fdd\u967a\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u3084\u9078\u3073\u65b9\u306b\u3064\u3044\u3066\u8a73\u3057\u304f\u89e3\u8aac\u3059\u308b\u306e\u3067\u3001\u305c\u3072\u53c2\u8003\u306b\u3057\u3066\u304a\u3044\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<h3>\u8caf\u84c4\u578b\u306e\u751f\u547d\u4fdd\u967a\u306e\u30e1\u30ea\u30c3\u30c8\u3068\u30c7\u30e1\u30ea\u30c3\u30c8<\/h3>\n<p>\u8caf\u84c4\u578b\u306e\u751f\u547d\u4fdd\u967a\u306b\u3064\u3044\u3066\u3001\u30e1\u30ea\u30c3\u30c8\u3068\u30c7\u30e1\u30ea\u30c3\u30c8\u3092\u3057\u3063\u304b\u308a\u7406\u89e3\u3059\u308b\u305f\u3081\u306b\u306f\u3001\u639b\u3051\u6368\u3066\u4fdd\u967a\u3068\u306e\u9055\u3044\u3092\u77e5\u308b\u3053\u3068\u3082\u5927\u5207\u3067\u3059\u3002<\/p>\n<p>\u307e\u305a\u306f\u3001\u305d\u308c\u305e\u308c\u3092\u4e00\u89a7\u306b\u3057\u3066\u78ba\u8a8d\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n<table style=\"width: 100%;\">\n<tbody>\n<tr>\n<td style=\"width: 18.7759%; vertical-align: middle;\">\u8caf\u84c4\u578b\u3068\u639b\u3051\u6368\u3066\u578b\u306e\u9055\u3044<\/td>\n<td style=\"width: 37.0332%; vertical-align: middle;\">\u8caf\u84c4\u578b\u306e\u751f\u547d\u4fdd\u967a<\/td>\n<td style=\"width: 44.1908%; vertical-align: middle;\">\u639b\u3051\u6368\u3066\u578b\u306e\u751f\u547d\u4fdd\u967a<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 18.7759%; vertical-align: middle;\">\u30e1\u30ea\u30c3\u30c8<\/td>\n<td style=\"width: 37.0332%; vertical-align: middle;\">\n<ul>\n<li>\u89e3\u7d04\u8fd4\u623b\u91d1\u304c\u3042\u308b<\/li>\n<li>\u8a08\u753b\u7684\u306a\u8cc7\u91d1\u6e96\u5099\u304c\u53ef\u80fd<\/li>\n<li>\u4e07\u304c\u4e00\u306b\u3082\u5099\u3048\u3089\u308c\u308b<\/li>\n<\/ul>\n<\/td>\n<td style=\"width: 44.1908%; vertical-align: middle;\">\n<ul>\n<li>\u4fdd\u967a\u6599\u304c\u5272\u5b89<\/li>\n<li>\u5927\u304d\u306a\u4fdd\u969c\u3092\u6e96\u5099\u3067\u304d\u308b<\/li>\n<li>\u4fdd\u969c\u898b\u76f4\u3057\u3092\u3057\u3084\u3059\u3044<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 18.7759%; vertical-align: middle;\">\u30c7\u30e1\u30ea\u30c3\u30c8<\/td>\n<td style=\"width: 37.0332%; vertical-align: middle;\">\n<ul>\n<li>\u30a4\u30f3\u30d5\u30ec\u306b\u5f31\u3044<\/li>\n<li>\u4fdd\u967a\u6599\u304c\u5272\u9ad8<\/li>\n<li>\u65e9\u671f\u89e3\u7d04\u3067\u5143\u672c\u5272\u308c\u306e\u30ea\u30b9\u30af<\/li>\n<\/ul>\n<\/td>\n<td style=\"width: 44.1908%; vertical-align: middle;\">\n<ul>\n<li>\u89e3\u7d04\u8fd4\u623b\u91d1\u304c\u306a\u3044<\/li>\n<li>\u66f4\u65b0\u3067\u4fdd\u967a\u6599\u304c\u9ad8\u304f\u306a\u308b<\/li>\n<li>\u652f\u6255\u3044\u6761\u4ef6\u304c\u8907\u96d1<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u8caf\u84c4\u578b\u306e\u751f\u547d\u4fdd\u967a\u306f\u7d99\u7d9a\u3059\u308b\u3053\u3068\u3067\u7a4d\u7acb\u984d\u304c\u5897\u3048\u3066\u89e3\u7d04\u8fd4\u623b\u91d1\u304c\u767a\u751f\u3059\u308b\u305f\u3081\u3001\u3082\u3057\u3082\u9014\u4e2d\u3067\u73fe\u91d1\u304c\u5fc5\u8981\u306b\u306a\u3063\u305f\u3068\u304d\u306b\u306f\u3001\u5951\u7d04\u8005\u8cb8\u4ed8\u5236\u5ea6\u3092\u5229\u7528\u3057\u3066\u3001\u89e3\u7d04\u3059\u308b\u3053\u3068\u306a\u304f\u89e3\u7d04\u8fd4\u623b\u91d1\u3092\u3082\u3068\u306b\u73fe\u91d1\u5316\u3059\u308b\u3053\u3068\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u639b\u3051\u6368\u3066\u578b\u306e\u751f\u547d\u4fdd\u967a\u306f\u89e3\u7d04\u8fd4\u623b\u91d1\u304c\u306a\u3044\u3053\u3068\u304c\u591a\u3044\u305f\u3081\u3001\u9014\u4e2d\u3067\u73fe\u91d1\u5316\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u305b\u3093\u3002<br \/>\n\u305f\u3060\u3057\u8caf\u84c4\u578b\u306e\u751f\u547d\u4fdd\u967a\u3067\u3042\u3063\u3066\u3082\u3001\u6570\u5e74\u7d4c\u904e\u3057\u306a\u3051\u308c\u3070\u89e3\u7d04\u8fd4\u623b\u91d1\u304c\u5897\u3048\u306a\u3044\u305f\u3081\u3001\u7d4c\u904e\u5e74\u6570\u306b\u3088\u3063\u3066\u306f\u89e3\u7d04\u8fd4\u623b\u91d1\u304c\u652f\u6255\u3063\u305f\u4fdd\u967a\u6599\u3092\u4e0b\u56de\u308a\u3001\u3044\u308f\u3086\u308b\u5143\u672c\u5272\u308c\u30ea\u30b9\u30af\u304c\u3042\u308b\u3053\u3068\u306b\u306f\u6ce8\u610f\u3057\u3066\u304a\u3044\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<p>\u307e\u305f\u3001\u540c\u3058\u4fdd\u969c\u984d\u3092\u6e96\u5099\u3057\u3088\u3046\u3068\u3059\u308b\u3068\u3001\u8caf\u84c4\u578b\u3088\u308a\u3082\u639b\u3051\u6368\u3066\u306e\u751f\u547d\u4fdd\u967a\u306e\u65b9\u304c\u4fdd\u967a\u6599\u306f\u5b89\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u5c06\u6765\u53d7\u3051\u53d6\u308c\u308b\u91d1\u984d\u306b\u91cd\u70b9\u3092\u304a\u3044\u305f\u5834\u5408\u3001\u639b\u3051\u6368\u3066\u578b\u3067\u306f\u4fdd\u967a\u91d1\u652f\u6255\u3044\u306e\u4e8b\u7531\u304c\u767a\u751f\u3057\u306a\u3051\u308c\u3070\u53d7\u3051\u53d6\u308c\u308b\u91d1\u984d\u306f\u3001\u307b\u3068\u3093\u3069\u306e\u30b1\u30fc\u30b9\u30670\u5186\u3067\u3059\u304c\u3001\u8caf\u84c4\u578b\u306e\u751f\u547d\u4fdd\u967a\u306a\u3089\u3001\u89e3\u7d04\u8fd4\u623b\u91d1\u3084\u8a2d\u5b9a\u3057\u305f\u6e80\u671f\u4fdd\u967a\u91d1\u3001\u5e74\u91d1\u306a\u3069\u3092\u5c06\u6765\u53d7\u3051\u53d6\u308c\u307e\u3059\u3002<\/p>\n<p>\u8caf\u84c4\u6027\u306e\u751f\u547d\u4fdd\u967a\u306f\u3001\u52a0\u5165\u76ee\u7684\u306b\u3088\u3063\u3066\u30e1\u30ea\u30c3\u30c8\u306b\u3082\u30c7\u30e1\u30ea\u30c3\u30c8\u306b\u3082\u306a\u308a\u307e\u3059\u3002<br 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