{"id":9459,"date":"2019-04-04T21:41:18","date_gmt":"2019-04-04T12:41:18","guid":{"rendered":"https:\/\/wismoney.jp\/home-loan\/?p=9459"},"modified":"2023-11-29T16:20:15","modified_gmt":"2023-11-29T07:20:15","slug":"otherloan","status":"publish","type":"post","link":"https:\/\/wismoney.jp\/home-loan\/otherloan\/","title":{"rendered":"\u4ed6\u306e\u30ed\u30fc\u30f3\u3092\u62b1\u3048\u3066\u3044\u3066\u3082\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u501f\u5165\u306f\u3067\u304d\u308b\uff01\u305f\u3060\u3057\u6ce8\u610f\u70b9\u3082"},"content":{"rendered":"<p style=\"text-align: right;\">\uff08\u69cb\u6210\u30fb\u6587\uff1d\u6a2a\u5c71 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class=\"sankou\">\u51fa\u5178<\/span><a href=\"https:\/\/www.j-credit.or.jp\/information\/statistics\/download\/toukei_03_a_181130.pdf\">\u65e5\u672c\u30af\u30ec\u30b8\u30c3\u30c8\u5354\u4f1a\uff5c\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u767a\u884c\u679a\u6570\u8abf\u67fb<\/a><\/p>\n<h2>\u4ed6\u306e\u30ed\u30fc\u30f3\u304c\u3042\u308b\u3068\u304d\u306e\u6ce8\u610f\u70b9<\/h2>\n<p>\u30de\u30a4\u30ab\u30fc\u30ed\u30fc\u30f3\u3084\u643a\u5e2f\u96fb\u8a71\u306e\u5206\u5272\u6255\u3044\u3001\u5bb6\u96fb\u30ed\u30fc\u30f3\u306a\u3069\u2026\u2026\u5b9f\u969b\u306b\u30ed\u30fc\u30f3\u3092\u8fd4\u6e08\u4e2d\u306e\u4eba\u306f\u3001\u4ed6\u306e\u30ed\u30fc\u30f3\u304c\u4f4f\u5b85\u30ed\u30fc\u30f3\u5be9\u67fb\u306b\u3069\u3046\u5f71\u97ff\u3059\u308b\u306e\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u305d\u308c\u3092\u77e5\u308b\u305f\u3081\u306b\u306f\u300c\u8fd4\u6e08\u8ca0\u62c5\u7387\u300d\u3092\u7b97\u51fa\u3059\u308b\u306e\u304c\u304a\u3059\u3059\u3081\u3067\u3059\u3002<\/p>\n<h3>\u5be9\u67fb\u306b\u5f71\u97ff\u3092\u53ca\u307c\u3059\u300c\u8fd4\u6e08\u8ca0\u62c5\u7387\u300d\u3068\u306f<\/h3>\n<p>\u8fd4\u6e08\u8ca0\u62c5\u7387\u306f\u3001\u300c\u7dcf\u8fd4\u6e08\u8ca0\u62c5\u7387\u300d\u3084\u300c\u8fd4\u6e08\u6bd4\u7387\u300d\u3068\u3082\u547c\u3070\u308c\u307e\u3059\u3002<\/p>\n<p>\u5185\u5bb9\u306f\u3001\u5e74\u53ce\u306b\u5360\u3081\u308b\u5e74\u9593\u8fd4\u6e08\u984d\u306e\u5272\u5408\u306e\u3053\u3068\u3067\u3059\u3002\u5272\u5408\u306b\u306f\u5143\u91d1\u3060\u3051\u3067\u306a\u304f\u5229\u606f\u3082\u542b\u307e\u308c\u307e\u3059\u3002<\/p>\n<p>\u6c42\u3081\u65b9\u306f\u300e\uff08\u5e74\u9593\u306e\u7dcf\u8fd4\u6e08\u984d\u00f7\u5e74\u53ce\uff09\u00d7100\u300f\u3068\u7c21\u5358\u3067\u3059\u306e\u3067\u8a08\u7b97\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n<div class=\"st-mybox \" style=\"background:#ffffff;border-color:#ccc;border-width:2px;border-radius:2px;margin: 25px 0;\"><div class=\"st-in-mybox\">\n<p><strong>\u3010\u8fd4\u6e08\u8ca0\u62c5\u7387\u306e\u4f8b\uff1a\u30b1\u30fc\u30b91\u3011<\/strong><\/p>\n<p>\u5e74\u53ce\u3000600\u4e07\u5186<\/p>\n<p>\u5e74\u9593\u306e\u7dcf\u8fd4\u6e08\u984d\u3000144\u4e07\u5186\uff08\u4f4f\u5b85\u30ed\u30fc\u30f3\uff09<\/p>\n<p>\uff08144\u4e07\u5186\u00f7600\u4e07\u5186\uff09\u00d7100=24%<\/p>\n<p><span class=\"rmarker-s\">\u8fd4\u6e08\u8ca0\u62c5\u7387\u300024%<\/span><\/p>\n<\/div><\/div>\n<p>\u4e00\u822c\u306b\u8fd4\u6e08\u8ca0\u62c5\u7387\u306f\u591a\u304f\u3066\u308230\u304b\u308935%\u4ee5\u5185\u3001\u3067\u304d\u308c\u307025%\u4ee5\u5185\u304c\u3044\u3044\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4e0a\u8a18\u306e\u4f8b\u306f24%\u3067\u3059\u306e\u3067\u5b89\u5168\u6027\u304c\u9ad8\u3044\u3053\u3068\u304c\u308f\u304b\u308a\u307e\u3059\u3002<\/p>\n<p>\u5e74\u53ce\u306f\u540c\u3058\u307e\u307e\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\uff08\u5e74\u9593\u8fd4\u6e08\u984d144\u4e07\u5186\uff09\u4ee5\u5916\u306b\u5e74\u959340\u4e07\u5186\u306e\u30de\u30a4\u30ab\u30fc\u30ed\u30fc\u30f3\u3082\u3042\u308b\u3068\u3057\u3066\u518d\u8a08\u7b97\u3057\u3066\u307f\u307e\u3059\u3002<\/p>\n<div class=\"st-mybox \" style=\"background:#ffffff;border-color:#ccc;border-width:2px;border-radius:2px;margin: 25px 0;\"><div class=\"st-in-mybox\">\n<p><strong>\u3010\u8fd4\u6e08\u8ca0\u62c5\u7387\u306e\u4f8b\uff1a\u30b1\u30fc\u30b92\u3011<\/strong><\/p>\n<p>\u5e74\u53ce\u3000600\u4e07\u5186<\/p>\n<p>\u5e74\u9593\u306e\u7dcf\u8fd4\u6e08\u984d\u3000184\u4e07\u5186\uff08\u4f4f\u5b85\u30ed\u30fc\u30f3144\u4e07\u5186\uff09\u3001\uff08\u30de\u30a4\u30ab\u30fc\u30ed\u30fc\u30f340\u4e07\u5186\u203b\uff09<\/p>\n<p>\uff08184\u4e07\u5186\u00f7600\u4e07\u5186\uff09\u00d7100=\u7d0431%<\/p>\n<p>\u203b\u30de\u30a4\u30ab\u30fc\u30ed\u30fc\u30f3\u306e\u5e74\u9593\u8fd4\u6e08\u984d40\u4e07\u5186\u306e\u5185\u8a33\u306f\u300c\u6bce\u6708\u306e\u8fd4\u6e081.5\u4e07\u5186\u30fb\u30dc\u30fc\u30ca\u30b9\u6708\u306f\u30d7\u30e9\u30b911\u4e07\u5186\u300d<\/p>\n<p><span class=\"rmarker-s\">\u8fd4\u6e08\u8ca0\u62c5\u7387\u300031%<\/span><\/p>\n<\/div><\/div>\n<p>\u30de\u30a4\u30ab\u30fc\u30ed\u30fc\u30f3\u3092\u52a0\u3048\u305f\u3053\u3068\u3067\u8fd4\u6e08\u6bd4\u7387\u304c\u301024%\u219231%\u3011\u3078\u4e0a\u6607\u3057\u307e\u3057\u305f\u3002\u91d1\u878d\u6a5f\u95a2\u304c\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u3092\u3059\u308b\u969b\u306f\u3001\u300c\u3053\u306e\u4eba\u306b\u304a\u91d1\u3092\u8cb8\u3057\u3066\u3082\u5927\u4e08\u592b\u304b\u300d\u300c\u8cb8\u3057\u305f\u3089\u8fd4\u3057\u3066\u304f\u308c\u308b\u304b\u300d\u306a\u3069\u3092\u30c1\u30a7\u30c3\u30af\u3057\u307e\u3059\u3002<\/p>\n<p>\u5f53\u7136\u3001\u8fd4\u6e08\u8ca0\u62c5\u7387\u304c\u4f4e\u3044\u307b\u3046\u304c\u3001\u4fe1\u7528\u3055\u308c\u307e\u3059\u3002<\/p>\n<p>\u4f4f\u5b85\u30ed\u30fc\u30f3\u5be9\u67fb\u306e\u969b\u306f\u3001\u501f\u5165\u984d\u304b\u3089\u5e74\u9593\u8fd4\u6e08\u984d\u3092\u7b97\u51fa\u3057\u3001\u8fd4\u6e08\u8ca0\u62c5\u7387\u3092\u8a08\u7b97\u3057\u307e\u3059\u3002<\/p>\n<p>\u305d\u306e\u5834\u5408\u306e\u9069\u7528\u91d1\u5229\u306f\u5b9f\u969b\u306e\u91d1\u5229\u3088\u308a\u3082\u3084\u3084\u9ad8\u3081\u306b\u3059\u308b\u306e\u304c\u4e00\u822c\u7684\u3067\u3059\u3002<\/p>\n<p>\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u542b\u3081\u305f\u8fd4\u6e08\u8ca0\u62c5\u7387\u3092\u81ea\u5206\u3067\u8a08\u7b97\u3059\u308b\u3068\u304d\u306f\u3001\u5c11\u3057\u9ad8\u3081\u306e\u91d1\u5229\u6c34\u6e96\u3067\u8a66\u7b97\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3>\u91d1\u878d\u6a5f\u95a2\u306f\u8fd4\u6e08\u8ca0\u62c5\u7387\u3092\u3069\u306e\u7a0b\u5ea6\u3001\u91cd\u8981\u8996\u3059\u308b\u304b<\/h3>\n<p>\u8fd4\u6e08\u8ca0\u62c5\u7387\u306f\u5be9\u67fb\u306b\u3069\u306e\u304f\u3089\u3044\u5f71\u97ff\u3092\u3042\u305f\u3048\u308b\u306e\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u56fd\u571f\u4ea4\u901a\u7701\u304c\u91d1\u878d\u6a5f\u95a2\u306b\u5bfe\u3057\u3066\u884c\u3063\u305f\u8abf\u67fb\u306b\u304a\u3044\u3066\u3001\u300c\u4f4f\u5b85\u30ed\u30fc\u30f3\u5be9\u67fb\u6642\u306b\u8003\u616e\u3059\u308b\u300d\u3068\u3057\u305f\u9805\u76ee\u306e\u3046\u3061\u3001\u5272\u5408\u304c\u4e0a\u4f4d\u306e\u3082\u306e\u3092\u3054\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\n<p><strong>\u3010\u5be9\u67fb\u306e\u969b\u306b\u8003\u616e\u3059\u308b\u9805\u76ee\u3068\u3057\u3066\u3001\u5272\u5408\u304c80%\u3092\u8d85\u3048\u305f\u3082\u306e\u3011<\/strong><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>\u5e74\u9f62\uff08\u501f\u5165\u6642\u30fb\u5b8c\u6e08\u6642\uff09<\/li>\n<li>\u5065\u5eb7\u72b6\u614b<\/li>\n<li>\u62c5\u4fdd\u8a55\u4fa1<\/li>\n<li>\u5e74\u53ce\u30fb\u52e4\u7d9a\u5e74\u6570<\/li>\n<li>\u9023\u5e2f\u4fdd\u8a3c<\/li>\n<li>\u8fd4\u6e08\u8ca0\u62c5\u7387<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><span class=\"sankou\">\u51fa\u5178<\/span><a href=\"http:\/\/www.mlit.go.jp\/common\/001226959.pdf\">\u56fd\u571f\u4ea4\u901a\u7701\u3000\u5e73\u621029\u5e74\u5ea6\u3000\u6c11\u9593\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u5b9f\u614b\u306b\u95a2\u3059\u308b\u8abf\u67fb\u7d50\u679c\u5831\u544a\u66f8<\/a><!-- P18 \u30b0\u30e9\u30d5\u3088\u308a --><\/p>\n<p>\u5e74\u9f62\u3084\u5065\u5eb7\u72b6\u614b\u3060\u3051\u3067\u306a\u304f\u3001\u8fd4\u6e08\u8ca0\u62c5\u7387\u3082\u5341\u5206\u306b\u91cd\u8996\u3055\u308c\u3066\u3044\u308b\u3053\u3068\u304c\u308f\u304b\u308a\u307e\u3059\u3002<\/p>\n<p>\u3082\u3068\u3082\u3068\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u501f\u5165\u5272\u5408\u304c\u5e74\u53ce\u306b\u5bfe\u3057\u3066\u5c11\u306a\u3044\u4eba\u306f\u591a\u5c11\u8fd4\u6e08\u8ca0\u62c5\u7387\u304c\u4e0a\u6607\u3057\u3066\u3082\u554f\u984c\u306a\u3044\u3067\u3057\u3087\u3046\u304c\u3001\u300c\u4f4f\u5b85\u30ed\u30fc\u30f3\u3060\u3051\u3067\u8fd4\u6e08\u6bd4\u7387\u304c30%\u300d\u3068\u3044\u3063\u305f\u4eba\u306f\u8981\u6ce8\u610f\u3067\u3059\u3002<\/p>\n<p>\u307e\u305a\u306f\u8fd4\u6e08\u6bd4\u7387\u3092\u4e8b\u524d\u306b\u78ba\u8a8d\u3057\u3066\u304a\u304d\u305f\u3044\u3067\u3059\u3002<\/p>\n<p>\u305d\u306e\u4ed6\u306e\u30ed\u30fc\u30f3\u3092\u542b\u3081\u308b\u3068\u8fd4\u6e08\u6bd4\u7387\u304c\u9ad8\u304f\u306a\u3063\u3066\u3057\u307e\u3046\u5834\u5408\u306f\u3001\u4ed6\u306e\u30ed\u30fc\u30f3\u3092\u5b8c\u6e08\u3001\u3082\u3057\u304f\u306f\u5c11\u3057\u3067\u3082\u6e1b\u3089\u3057\u305f\u306e\u3061\u306b\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u7533\u8acb\u3092\u3059\u308b\u3068\u3044\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u305d\u3053\u307e\u3067\u3057\u306a\u304f\u3066\u3082\u2026\u2026\u3068\u601d\u3046\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u8fd4\u6e08\u8ca0\u62c5\u7387\u3092\u4f4e\u304f\u3057\u3066\u304a\u3051\u3070\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u8fd4\u6e08\u3082\u697d\u306b\u306a\u308a\u307e\u3059\u306e\u3067\u3001\u691c\u8a0e\u3057\u3066\u307f\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<h2>\u4ed6\u306e\u30ed\u30fc\u30f3\u306e\u5f71\u97ff\u3067\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u304c\u7d44\u3081\u306a\u3044\u30b1\u30fc\u30b9\u3082\u3042\u308b<\/h2>\n<p>\u4ed6\u306e\u30ed\u30fc\u30f3\u306f\u8fd4\u6e08\u6bd4\u7387\u3092\u62bc\u3057\u4e0a\u3052\u308b\u306e\u3067\u4f4f\u5b85\u30ed\u30fc\u30f3\u5be9\u67fb\u304c\u53b3\u3057\u304f\u306a\u3063\u3066\u3057\u307e\u3044\u307e\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u305d\u308c\u3060\u3051\u306a\u304f\u3001\u5be9\u67fb\u304c\u901a\u3089\u306a\u3044\u30ec\u30d9\u30eb\u306b\u306a\u308b\u30b1\u30fc\u30b9\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u305d\u308c\u306f\u4fe1\u7528\u60c5\u5831\u306b\u50b7\u304c\u3064\u3044\u3066\u3044\u308b\u4eba\u306e\u5834\u5408\u3067\u3059\u3002<\/p>\n<p>\u307e\u305a\u3001\u300c\u4fe1\u7528\u60c5\u5831\u300d\u3068\u306f\u306a\u3093\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u4fe1\u7528\u60c5\u5831\u306e\u4e2d\u8eab\u306f\u4e3b\u306b\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30fb\u30ed\u30fc\u30f3\u306e\u5951\u7d04\u5185\u5bb9\u3084\u652f\u6255\u3044\u72b6\u6cc1\u306e\u3053\u3068\u3067\u3001\u300c\u500b\u4eba\u306e\u4fe1\u7528\u300d\u306e\u5b9f\u7e3e\u3092\u5ba2\u89b3\u7684\u306b\u8868\u3057\u305f\u60c5\u5831\u3068\u8003\u3048\u308b\u3068\u3044\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u6240\u5b9a\u306e\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u304c\u60c5\u5831\u3092\u6709\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u60c5\u5831\u63d0\u4f9b\u306b\u3064\u3044\u3066\u81ea\u5206\u306b\u899a\u3048\u304c\u306a\u304f\u3068\u3082\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u3084\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u7533\u3057\u8fbc\u307f\u306e\u969b\u3001\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u60c5\u5831\u63d0\u4f9b\u3059\u308b\u3053\u3068\u3092\u540c\u610f\u3057\u3066\u3044\u308b\u306f\u305a\u3067\u3059\u3002<\/p>\n<h3>\u4fe1\u7528\u60c5\u5831\u306b\u50b7\u304c\u3064\u304f\u3068\u3001\u501f\u5165\u304c\u56f0\u96e3\u306b\uff01<\/h3>\n<p>\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u7533\u3057\u8fbc\u307f\u3092\u3059\u308b\u3068\u3001\u91d1\u878d\u6a5f\u95a2\u306f\u7533\u8fbc\u8005\u306e\u300c\u304a\u91d1\u306b\u5bfe\u3059\u308b\u4fe1\u7528\u300d\u3092\u5be9\u67fb\u3057\u307e\u3059\u3002<\/p>\n<p>\u305d\u306e\u969b\u306b\u4fe1\u7528\u60c5\u5831\u3092\u78ba\u8a8d\u3059\u308b\u306e\u3067\u3059\u3002<\/p>\n<p>\u4f8b\u3048\u3070\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u652f\u6255\u3044\u304c\u9045\u308c\u308b\u3068\u305d\u306e\u65e8\u3082\u60c5\u5831\u304c\u6b8b\u308a\u307e\u3059\u3002<\/p>\n<p>\u5ef6\u6ede\u306e\u5c65\u6b74\u3092\u300c\u4fe1\u7528\u60c5\u5831\u306b\u50b7\u304c\u3064\u304f\u300d\u3068\u8868\u73fe\u3057\u307e\u3059\u3002<\/p>\n<p>\u4fe1\u7528\u60c5\u5831\u306b\u50b7\u304b\u3064\u304f\u3068\u3001\u91d1\u878d\u6a5f\u95a2\u304b\u3089\u306e\u4fe1\u7528\u5ea6\u304c\u6975\u7aef\u306b\u843d\u3061\u307e\u3059\u306e\u3067\u501f\u5165\u306f\u3067\u304d\u306a\u304f\u306a\u308b\u3068\u8003\u3048\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<p>\u305f\u3060\u3057\u3001\u4fe1\u7528\u60c5\u5831\u306e\u5ef6\u6ede\u5c65\u6b74\u306f\u4e00\u5b9a\u671f\u9593\u5f8c\u306b\u6d88\u6ec5\u3057\u307e\u3059\u3002<\/p>\n<p>\u5c65\u6b74\u304c\u6d88\u3048\u308b\u307e\u3067\u306e\u671f\u9593\u306f\u3001\u901a\u5e385\uff5e7\u5e74\u7a0b\u5ea6\u3067\u3059\u3002<\/p>\n<h2 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