{"id":605,"date":"2026-05-08T18:53:14","date_gmt":"2026-05-08T09:53:14","guid":{"rendered":"https:\/\/wismoney.jp\/chokin\/expert\/?p=605"},"modified":"2026-05-08T15:59:11","modified_gmt":"2026-05-08T06:59:11","slug":"koumuin-save","status":"publish","type":"post","link":"https:\/\/wismoney.jp\/chokin\/expert\/koumuin-save\/","title":{"rendered":"\u516c\u52d9\u54e1\u306e\u8caf\u91d1\u306f\u307b\u3063\u305f\u3089\u304b\u3057\u304c\u6700\u5f37\uff5ciDeCo\u30fbNISA\u3092\u8a2d\u5b9a\u3057\u3066\u5b9a\u5e74\u307e\u3067\u653e\u7f6e\u3059\u308b\u65b9\u6cd5"},"content":{"rendered":"<p>\u6bce\u6708\u30b3\u30c4\u30b3\u30c4\u8caf\u91d1\u3068\u805e\u304f\u3068\u3001\u5bb6\u8a08\u7c3f\u3084\u6295\u8cc7\u306e\u30c1\u30a7\u30c3\u30af\u3092\u7d9a\u3051\u306a\u3051\u308c\u3070\u3044\u3051\u306a\u3044\u30a4\u30e1\u30fc\u30b8\u304c\u3042\u308a\u307e\u305b\u3093\u304b\uff1f<\/p>\n<p>\u5b9f\u306f\u516c\u52d9\u54e1\u3053\u305d\u6700\u521d\u306b\u8a2d\u5b9a\u3057\u305f\u3089\u5b9a\u5e74\u307e\u3067\u653e\u7f6e\u3068\u3044\u3046<span class=\"st-marker st-yellow-bg\">\u307b\u3063\u305f\u3089\u304b\u3057\u6226\u7565<\/span>\u304c\u6700\u3082\u5408\u7406\u7684\u3067\u3059\u3002\u307b\u3063\u305f\u3089\u304b\u3057\u6226\u7565\u3068\u306f\u3001iDeCo\u3084NISA\u306a\u3069\u306e\u81ea\u52d5\u7a4d\u7acb\u3092\u4e00\u5ea6\u8a2d\u5b9a\u3057\u305f\u3089\u3001\u539f\u5247\u3068\u3057\u3066<strong>\u5b9a\u5e74\u307e\u3067\u58f2\u8cb7\u305b\u305a\u30fb\u914d\u5206\u3082\u5909\u3048\u305a\u306b\u8cc7\u7523\u3092\u80b2\u3066\u308b\u904b\u7528\u65b9\u6cd5<\/strong>\u3092\u6307\u3057\u307e\u3059\u3002\u5b89\u5b9a\u3057\u305f\u7d66\u4e0e\u4f53\u7cfb\u3068\u9000\u8077\u624b\u5f53\u30fb\u5171\u6e08\u306e\u5236\u5ea6\u304c\u3042\u308b\u304b\u3089\u3053\u305d\u3001\u516c\u52d9\u54e1\u306f\u3053\u306e\u6226\u7565\u306e\u52b9\u679c\u3092\u6700\u5927\u9650\u6d3b\u304b\u305b\u307e\u3059\u3002<\/p>\n<p>\u7d50\u8ad6\u3092\u5148\u306b\u304a\u4f1d\u3048\u3057\u307e\u3059\u3002<span class=\"st-marker st-yellow-bg\">iDeCo\u670820,000\u5186\u3068NISA\u3064\u307f\u305f\u3066\u6295\u8cc7\u67a0\u3092\u8a2d\u5b9a\u3057\u3001\u5168\u4e16\u754c\u682a\u5f0f\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30921\u672c\u9078\u3093\u3067\u5b9a\u5e74\u307e\u3067\u89e6\u3089\u306a\u3044<\/span>\u3002\u3053\u308c\u304c\u516c\u52d9\u54e1\u306b\u3068\u3063\u3066<strong>\u6700\u3082\u30e0\u30c0\u306e\u306a\u3044\u6226\u7565<\/strong>\u3067\u3059\u3002<\/p>\n<p>\u3053\u306e\u8a18\u4e8b\u3067\u306f\u3001\u5e74\u4ee3\u5225\u30c7\u30fc\u30bf\u3067\u300c\u4eca\u304b\u3089\u3067\u3082\u8ffd\u3044\u3064\u3051\u308b\u300d\u3053\u3068\u3092\u793a\u3057\u3001\u9000\u8077\u624b\u5f53\u30fb\u5171\u6e08\u5e74\u91d1\u304b\u3089\u300c\u3042\u3068\u3044\u304f\u3089\u5fc5\u8981\u304b\u300d\u3092\u9006\u7b97\u3059\u308b\u8003\u3048\u65b9\u307e\u3067\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<h2>\u516c\u52d9\u54e1\u304c\u307b\u3063\u305f\u3089\u304b\u3057\u8caf\u91d1\u306b\u6700\u9069\u306a\u7406\u7531<\/h2>\n<p>\u516c\u52d9\u54e1\u306e\u8caf\u91d1\u6226\u7565\u3067\u6700\u3082\u52b9\u7387\u304c\u826f\u3044\u306e\u306f<strong>\u4ed5\u7d44\u307f\u3092\u4f5c\u3063\u3066\u653e\u7f6e\u3059\u308b\u65b9\u6cd5<\/strong>\u3067\u3059\u3002\u7d66\u4e0e\u304c\u5b89\u5b9a\u3057\u3066\u304a\u308a\u3001\u6025\u306a\u53ce\u5165\u6e1b\u306e\u30ea\u30b9\u30af\u304c\u4f4e\u3044\u516c\u52d9\u54e1\u3060\u304b\u3089\u3053\u305d\u3001\u4e00\u5ea6\u8a2d\u5b9a\u3057\u305f\u3089\u5b9a\u5e74\u307e\u3067\u89e6\u3089\u306a\u3044\u904b\u7528\u304c\u6210\u308a\u7acb\u3061\u307e\u3059\u3002<\/p>\n<h3>\u53ce\u5165\u306e\u5b89\u5b9a\u6027\u304c\u9577\u671f\u904b\u7528\u3068\u76f8\u6027\u629c\u7fa4<\/h3>\n<p>\u516c\u52d9\u54e1\u306e\u7d66\u4e0e\u306f\u4ff8\u7d66\u8868\u306b\u57fa\u3065\u3044\u3066\u6c7a\u307e\u308a\u3001\u30dc\u30fc\u30ca\u30b9\u304c\u666f\u6c17\u3067\u5927\u5e45\u306b\u524a\u3089\u308c\u308b\u5fc3\u914d\u304c\u5236\u5ea6\u4e0a\u4f4e\u3044\u4ed5\u7d44\u307f\u3067\u3059\u3002<span class=\"st-mymarker-s\">\u6bce\u6708\u6c7a\u307e\u3063\u305f\u984d\u304c\u5165\u308b\u524d\u63d0\u304c\u3042\u308b\u304b\u3089\u3001iDeCo\u3084NISA\u306e\u7a4d\u7acb\u8a2d\u5b9a\u3092\u4e00\u5ea6\u6c7a\u3081\u305f\u3089\u5909\u66f4\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u305b\u3093<\/span>\u3002<\/p>\n<p>\u6c11\u9593\u4f01\u696d\u3067\u306f\u696d\u7e3e\u60aa\u5316\u3067\u30dc\u30fc\u30ca\u30b9\u30ab\u30c3\u30c8\u3001\u6700\u60aa\u306e\u5834\u5408\u306f\u30ea\u30b9\u30c8\u30e9\u306e\u30ea\u30b9\u30af\u304c\u3042\u308a\u307e\u3059\u3002\u305d\u306e\u305f\u3081\u7a4d\u7acb\u984d\u306e\u898b\u76f4\u3057\u304c\u983b\u7e41\u306b\u5fc5\u8981\u306b\u306a\u308a\u307e\u3059\u304c\u3001\u516c\u52d9\u54e1\u306f<strong>\u8eab\u5206\u4fdd\u969c\u306b\u3088\u308a\u540c\u69d8\u306e\u30ea\u30b9\u30af\u304c\u4f4e\u304f\u6291\u3048\u3089\u308c\u3066<\/strong>\u3044\u307e\u3059\u3002<\/p>\n<div class=\"st-kaiwa-box clearfix kaiwaicon1\">\r\n\t<div class=\"st-kaiwa-face\"><img decoding=\"async\" src=\"https:\/\/wismoney.jp\/chokin\/expert\/wp-content\/uploads\/2026\/01\/1111-300x300.jpg\" alt=\"FP\" width=\"100\" height=\"100\">\r\n\t\t<div class=\"st-kaiwa-face-name\">FP<\/div>\r\n\t<\/div>\r\n\t<div class=\"st-kaiwa-area\">\r\n\t\t<div class=\"st-kaiwa-hukidashi\">\u79c1\u81ea\u8eab\u3082NISA\u30fbiDeCo\u3092\u9577\u304f\u904b\u7528\u3057\u3066\u3044\u307e\u3059\u304c\u3001\u53ce\u5165\u304c\u5b89\u5b9a\u3057\u3066\u3044\u308b\u4eba\u307b\u3069\u300c\u9014\u4e2d\u3067\u7a4d\u7acb\u3092\u6b62\u3081\u306a\u304b\u3063\u305f\u300d\u3053\u3068\u304c\u7d50\u679c\u306b\u3064\u306a\u304c\u3063\u3066\u3044\u308b\u5370\u8c61\u304c\u3042\u308a\u307e\u3059\u3002\u672c\u696d\u306b\u96c6\u4e2d\u305b\u3056\u308b\u3092\u5f97\u306a\u3044\u5fd9\u3057\u3055\u306f\u3001\u9577\u671f\u6295\u8cc7\u3067\u306f\u3080\u3057\u308d\u5f37\u307f\u306b\u306a\u308a\u307e\u3059\u3002<\/div>\r\n\t<\/div>\r\n<\/div>\n<h3>\u9000\u8077\u624b\u5f53\u30fb\u5171\u6e08\u5e74\u91d1\u306e\u898b\u3048\u308b\u5316\u304c\u3067\u304d\u308b<\/h3>\n<p>\u516c\u52d9\u54e1\u306f\u9000\u8077\u624b\u5f53\uff08\u9000\u8077\u91d1\uff09\u3068\u5171\u6e08\u5e74\u91d1\u306e\u6982\u7b97\u304c\u3001<strong>\u5185\u95a3\u5b98\u623f\u3084\u5171\u6e08\u7d44\u5408\u306e\u516c\u958b\u8cc7\u6599\u304b\u3089\u3042\u3089\u304b\u3058\u3081\u8a08\u7b97\u3067\u304d\u307e\u3059<\/strong>\u3002\u8001\u5f8c\u306b\u5fc5\u8981\u306a\u91d1\u984d\u304b\u3089\u9000\u8077\u624b\u5f53\u3068\u5171\u6e08\u5e74\u91d1\u3092\u5f15\u3051\u3070\u3001iDeCo\u3068NISA\u3067\u6e96\u5099\u3059\u3079\u304d\u91d1\u984d\u304c\u660e\u78ba\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u30b4\u30fc\u30eb\u304c\u898b\u3048\u3066\u3044\u308b\u304b\u3089\u3001\u9014\u4e2d\u3067\u4e0d\u5b89\u306b\u306a\u3063\u3066\u8a2d\u5b9a\u3092\u5909\u3048\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u305b\u3093\u3002\u300c\u3042\u3068\u4f55\u5e74\u3067\u3044\u304f\u3089\u300d\u304c\u5206\u304b\u3063\u3066\u3044\u308c\u3070\u3001\u76f8\u5834\u304c\u4e0b\u304c\u3063\u3066\u3082\u614c\u3066\u305a\u306b\u6e08\u307f\u307e\u3059\u3002<\/p>\n<h2>\u5e74\u4ee3\u5225\u30c7\u30fc\u30bf\u3067\u898b\u308b\u300c\u4eca\u304b\u3089\u59cb\u3081\u3066\u3082\u8ffd\u3044\u3064\u3051\u308b\u300d\u6839\u62e0<\/h2>\n<p>J-FLEC\uff08\u91d1\u878d\u7d4c\u6e08\u6559\u80b2\u63a8\u9032\u6a5f\u69cb\uff09\u306e\u8abf\u67fb\u306b\u3088\u308b\u3068\u3001\u4e8c\u4eba\u4ee5\u4e0a\u4e16\u5e2f\u306e\u91d1\u878d\u8cc7\u7523\u4fdd\u6709\u984d\u306f\u4e16\u5e2f\u4e3b\u306e\u5e74\u4ee3\u306b\u3088\u3063\u3066\u4ee5\u4e0b\u306e\u3088\u3046\u306b\u63a8\u79fb\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<table>\n<caption>\u4e16\u5e2f\u4e3b\u306e\u5e74\u4ee3\u5225\u30fb\u91d1\u878d\u8cc7\u7523\u4fdd\u6709\u984d\uff08\u4e8c\u4eba\u4ee5\u4e0a\u4e16\u5e2f\u30fb\u975e\u4fdd\u6709\u3092\u542b\u3080\uff09<\/caption>\n<thead>\n<tr>\n<th>\u4e16\u5e2f\u4e3b\u306e\u5e74\u4ee3<\/th>\n<th>\u5e73\u5747\u5024<\/th>\n<th>\u4e2d\u592e\u5024<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>30\u6b73\u4ee3<\/td>\n<td>1,096\u4e07\u5186<\/td>\n<td>311\u4e07\u5186<\/td>\n<\/tr>\n<tr>\n<td>40\u6b73\u4ee3<\/td>\n<td>1,486\u4e07\u5186<\/td>\n<td>500\u4e07\u5186<\/td>\n<\/tr>\n<tr>\n<td>50\u6b73\u4ee3<\/td>\n<td>1,908\u4e07\u5186<\/td>\n<td>700\u4e07\u5186<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><small>\u51fa\u5178\uff1a<a href=\"https:\/\/www.j-flec.go.jp\/data\/kakekin_2025\/\" target=\"_blank\" rel=\"noopener\">J-FLEC\uff08\u91d1\u878d\u7d4c\u6e08\u6559\u80b2\u63a8\u9032\u6a5f\u69cb\uff09\u300c\u5bb6\u8a08\u306e\u91d1\u878d\u884c\u52d5\u306b\u95a2\u3059\u308b\u4e16\u8ad6\u8abf\u67fb\uff3b\u4e8c\u4eba\u4ee5\u4e0a\u4e16\u5e2f\u8abf\u67fb\uff3d\u300d2025\u5e74<\/a><\/small><\/p>\n<p>\u4e2d\u592e\u5024\u3067\u898b\u308b\u3068<strong>30\u4ee3311\u4e07\u5186\u300140\u4ee3500\u4e07\u5186\u300150\u4ee3700\u4e07\u5186<\/strong>\u3068\u3044\u3046\u4f38\u3073\u3067\u3059\u3002\u4eca\u306e\u6b8b\u9ad8\u304c\u3053\u306e\u6c34\u6e96\u3088\u308a\u4e0b\u3067\u3082\u3001<span class=\"st-mymarker-s\">\u3053\u3053\u304b\u308920\u5e74\u7a4d\u7acb\u3092\u7d9a\u3051\u308c\u307050\u4ee3\u306e\u4e2d\u592e\u5024\u3092\u4e0a\u56de\u308b\u8a08\u7b97\u306b\u306a\u308a\u307e\u3059<\/span>\u3002<\/p>\n<div class=\"st-kaiwa-box clearfix kaiwaicon2\">\r\n\t<div class=\"st-kaiwa-face\"><img decoding=\"async\" src=\"https:\/\/wismoney.jp\/chokin\/expert\/wp-content\/uploads\/2026\/02\/22222.jpg\" alt=\"\u76f8\u8ac7\u8005\" width=\"100\" height=\"100\">\r\n\t\t<div class=\"st-kaiwa-face-name\">\u76f8\u8ac7\u8005<\/div>\r\n\t<\/div>\r\n\t<div class=\"st-kaiwa-area\">\r\n\t\t<div class=\"st-kaiwa-hukidashi\">30\u4ee3\u3067\u8caf\u91d1100\u4e07\u5186\u3057\u304b\u306a\u3044\u3093\u3067\u3059\u304c\u3001\u9593\u306b\u5408\u3046\u3093\u3067\u3057\u3087\u3046\u304b<\/div>\r\n\t<\/div>\r\n<\/div>\n<p>\u3068\u611f\u3058\u3066\u3044\u308b\u65b9\u306f\u5c11\u306a\u304f\u3042\u308a\u307e\u305b\u3093\u3002iDeCo\u3068NISA\u3067\u6bce\u67085\u4e07\u5186\u7a4d\u307f\u7acb\u3066\u308c\u3070\u3001<strong>20\u5e74\u3067\u5143\u672c\u3060\u3051\u30671,200\u4e07\u5186<\/strong>\u3002\u5e74\u4ee3\u306e\u4e2d\u592e\u5024\u306f\u5341\u5206\u8ffd\u3044\u8d8a\u305b\u307e\u3059\u3002<\/p>\n<h2>iDeCo\u00d7NISA\u306e\u5b8c\u5168\u653e\u7f6e\u8a2d\u5b9a\u30d1\u30bf\u30fc\u30f3<\/h2>\n<p>\u516c\u52d9\u54e1\u306e\u307b\u3063\u305f\u3089\u304b\u3057\u6226\u7565\u306f\u30012\u3064\u306e\u4ed5\u7d44\u307f\u3092\u7d44\u307f\u5408\u308f\u305b\u308b\u3060\u3051\u3067\u3059\u3002<\/p>\n<h3>\u307b\u3063\u305f\u3089\u304b\u3057\u904b\u7528\u304c\u516c\u52d9\u54e1\u306b\u5411\u3044\u3066\u3044\u308b\u7406\u7531\uff1aiDeCo\u6e80\u984d\uff08\u670820,000\u5186\uff09\uff0bNISA\u3064\u307f\u305f\u3066\u6295\u8cc7\u67a0<\/h3>\n<p>2024\u5e7412\u6708\u306e\u5236\u5ea6\u6539\u6b63\u3067\u3001<strong>\u516c\u52d9\u54e1\u306eiDeCo\u62e0\u51fa\u9650\u5ea6\u984d\u306f\u670820,000\u5186\u306b\u5f15\u304d\u4e0a\u3052<\/strong>\u3089\u308c\u307e\u3057\u305f\uff08\u5171\u6e08\u7d44\u5408\u54e1\u306f\u9000\u8077\u7b49\u5e74\u91d1\u7d66\u4ed8\u306e\u639b\u91d1\u76f8\u5f53\u984d\u3092\u63a7\u9664\u3057\u305f\u4e0a\u3067\u670820,000\u5186\u304c\u4e0a\u9650\uff09\u3002\u5171\u6e08\u639b\u91d1\u76f8\u5f53\u984d\u306f\u73fe\u72b6\u304a\u304a\u3080\u306d\u67088,000\u5186\u7a0b\u5ea6\u306e\u305f\u3081\u3001\u307b\u3068\u3093\u3069\u306e\u30b1\u30fc\u30b9\u3067\u670820,000\u5186\u307e\u3067\u62e0\u51fa\u3067\u304d\u308b\u8a08\u7b97\u3067\u3059\u3002\u3053\u308c\u3092\u6e80\u984d\u8a2d\u5b9a\u3057\u3001\u6b8b\u308a\u306e\u4f59\u88d5\u8cc7\u91d1\u3092NISA\u306e\u3064\u307f\u305f\u3066\u6295\u8cc7\u67a0\u306b\u56de\u3059\u306e\u304c\u57fa\u672c\u5f62\u3067\u3059\u3002<\/p>\n<p><small>\u51fa\u5178\uff1a<a href=\"https:\/\/www.gov-online.go.jp\/article\/202412\/entry-6825.html\" target=\"_blank\" rel=\"noopener\">\u653f\u5e9c\u5e83\u5831\u30aa\u30f3\u30e9\u30a4\u30f3\u300ciDeCo\u304c\u3088\u308a\u6d3b\u7528\u3057\u3084\u3059\u304f\uff01 2024\u5e7412\u6708\u6cd5\u6539\u6b63\u306e\u30dd\u30a4\u30f3\u30c8\u300d<\/a>\u203b2026\u5e745\u6708\u6642\u70b9<\/small><\/p>\n<p>\u6295\u8cc7\u5148\u306f<strong>\u5168\u4e16\u754c\u682a\u5f0f\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u307e\u305f\u306f\u5148\u9032\u56fd\u682a\u5f0f\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30921\u672c\u9078\u3076\u3060\u3051<\/strong>\u3002\u8907\u6570\u306e\u5546\u54c1\u3092\u7d44\u307f\u5408\u308f\u305b\u308b\u3068\u3001\u30ea\u30d0\u30e9\u30f3\u30b9\uff08\u914d\u5206\u8abf\u6574\uff09\u306e\u624b\u9593\u304c\u767a\u751f\u3057\u307e\u3059\u3002<span class=\"st-marker st-yellow-bg\">1\u672c\u3060\u3051\u306a\u308920\u5e74\u9593\u307e\u3063\u305f\u304f\u89e6\u3089\u306a\u304f\u3066\u3044\u3044<\/span>\u306e\u3067\u3059\u3002<\/p>\n<h3>20\u5e74\u7a4d\u7acb\u984d\u306e\u30a4\u30e1\u30fc\u30b8<\/h3>\n<p>iDeCo\u670820,000\u5186\u3067\u5e74\u959324\u4e07\u5186\u3001NISA\u3064\u307f\u305f\u3066\u6295\u8cc7\u67a0\u3092\u670830,000\u5186\uff08\u5e74\u959336\u4e07\u5186\uff09\u4f7f\u3046\u3068\u3001\u5408\u308f\u305b\u3066<strong>\u5e74\u959360\u4e07\u5186\u306e\u7a4d\u7acb<\/strong>\u306b\u306a\u308a\u307e\u3059\u300220\u5e74\u7d9a\u3051\u308b\u3068\u5143\u672c\u3060\u3051\u30671,200\u4e07\u5186\u3002\u3053\u3053\u306b\u904b\u7528\u76ca\u304c\u52a0\u308f\u308a\u307e\u3059\u3002<\/p>\n<p>\u9014\u4e2d\u3067\u5897\u984d\u3057\u305f\u304f\u306a\u3063\u3066\u3082\u3001\u5897\u984d\u306f\u624b\u7d9a\u304d\u3059\u308c\u3070\u53ef\u80fd\u3067\u3059\u3002\u6e1b\u984d\u3084\u505c\u6b62\u3082\u624b\u7d9a\u304d\u6b21\u7b2c\u3067\u3059\u304c\u3001\u6700\u521d\u304b\u3089\u7121\u7406\u306e\u306a\u3044\u91d1\u984d\u3067\u59cb\u3081\u308c\u3070\u3001\u305d\u306e\u5fc5\u8981\u3082\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<h2>\u9000\u8077\u624b\u5f53\u30fb\u5171\u6e08\u5e74\u91d1\u304b\u3089\u300c\u3042\u3068\u3044\u304f\u3089\u5fc5\u8981\u304b\u300d\u3092\u9006\u7b97\u3059\u308b<\/h2>\n<p>\u516c\u52d9\u54e1\u306e\u307b\u3063\u305f\u3089\u304b\u3057\u6226\u7565\u304c\u5f37\u3044\u306e\u306f\u3001<strong>\u30b4\u30fc\u30eb\u5074\u304b\u3089\u306e\u9006\u7b97\u304c\u3067\u304d\u308b\u70b9<\/strong>\u3067\u3059\u3002\u9000\u8077\u6642\u306b\u3044\u304f\u3089\u624b\u5143\u306b\u5165\u308b\u304b\u304c\u6982\u7b97\u3067\u898b\u3048\u308b\u305f\u3081\u3001\u4e0d\u8db3\u5206\u3060\u3051\u3092iDeCo\u30fbNISA\u3067\u57cb\u3081\u308c\u3070\u3088\u3044\u69cb\u9020\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<h3>\u9000\u8077\u624b\u5f53\u3068\u5e74\u91d1\u6255\u3044\u9000\u8077\u7d66\u4ed8\u306e\u6982\u8981<\/h3>\n<p>\u5185\u95a3\u5b98\u623f\u5185\u95a3\u4eba\u4e8b\u5c40\u300c\u9000\u8077\u624b\u5f53\u306e\u652f\u7d66\u72b6\u6cc1\u300d\u306b\u3088\u308b\u3068\u3001<strong>\u56fd\u5bb6\u516c\u52d9\u54e1\uff08\u5e38\u52e4\u8077\u54e1\uff09\u306e\u5b9a\u5e74\u9000\u8077\u6642\u306e\u9000\u8077\u91d1\u306f\u5e73\u5747\u7d042,160\u4e07\u5186<\/strong>\u3067\u3059\u3002\u5730\u65b9\u516c\u52d9\u54e1\u3082\u56fd\u5bb6\u516c\u52d9\u54e1\u306b\u6e96\u3058\u308b\u5236\u5ea6\u306e\u305f\u3081\u3001\u540c\u7b49\u306e\u6c34\u6e96\u304c\u4e00\u822c\u7684\u3067\u3059\u3002<\/p>\n<p>\u52a0\u3048\u3066\u3001\u516c\u7684\u5e74\u91d1\uff08\u8001\u9f62\u539a\u751f\u5e74\u91d1\u30fb\u8001\u9f62\u57fa\u790e\u5e74\u91d1\uff09\u306b\u4e0a\u4e57\u305b\u3055\u308c\u308b\u300c\u5e74\u91d1\u6255\u3044\u9000\u8077\u7d66\u4ed8\u300d\uff08\u65e7\u8077\u57df\u52a0\u7b97\u306e\u4ee3\u308f\u308a\u306b2015\u5e7410\u6708\u304b\u3089\u5c0e\u5165\uff09\u304c\u652f\u7d66\u3055\u308c\u307e\u3059\u3002<span class=\"st-mymarker-s\">\u7d42\u8eab\u5e74\u91d1\u90e8\u5206\u3068\u6709\u671f\u5e74\u91d1\u90e8\u5206\u306e\u4e8c\u672c\u7acb\u3066\u3067\u3001\u6bce\u6708\u306e\u751f\u6d3b\u8cbb\u3092\u4e00\u5b9a\u7a0b\u5ea6\u30ab\u30d0\u30fc\u3057\u307e\u3059<\/span>\u3002<\/p>\n<p><small>\u51fa\u5178\uff1a<a href=\"https:\/\/www.cas.go.jp\/jp\/gaiyou\/jimu\/jinjikyoku\/jinji_c5.html\" target=\"_blank\" rel=\"noopener\">\u5185\u95a3\u5b98\u623f\u5185\u95a3\u4eba\u4e8b\u5c40\u300c\u9000\u8077\u624b\u5f53\u306e\u652f\u7d66\u72b6\u6cc1\uff08\u4ee4\u548c6\u5e74\u5ea6\uff09\u300d<\/a><\/small><\/p>\n<h3>\u4e0d\u8db3\u984d\u3092\u9006\u7b97\u3059\u308b\u30b7\u30f3\u30d7\u30eb\u306a\u30d5\u30ec\u30fc\u30e0<\/h3>\n<p>\u8001\u5f8c\u306b\u5fc5\u8981\u306a\u7dcf\u984d\u304b\u3089\u3001\u9000\u8077\u624b\u5f53\u3068\u516c\u7684\u5e74\u91d1\u30fb\u5171\u6e08\u7d66\u4ed8\u306e\u898b\u8fbc\u307f\u984d\u3092\u5f15\u3051\u3070\u3001\u81ea\u5206\u3067\u6e96\u5099\u3059\u3079\u304d\u91d1\u984d\u304c\u51fa\u307e\u3059\u3002<\/p>\n<table>\n<caption>\u8001\u5f8c\u8cc7\u91d1\u306e\u9006\u7b97\u30d5\u30ec\u30fc\u30e0\uff08\u30a4\u30e1\u30fc\u30b8\uff09<\/caption>\n<thead>\n<tr>\n<th>\u9805\u76ee<\/th>\n<th>\u91d1\u984d\u306e\u76ee\u5b89<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>A. \u8001\u5f8c30\u5e74\u306e\u751f\u6d3b\u8cbb\uff08\u670825\u4e07\u5186\u00d7360\u30f6\u6708\uff09<\/td>\n<td>\u7d049,000\u4e07\u5186<\/td>\n<\/tr>\n<tr>\n<td>B. \u516c\u7684\u5e74\u91d1\uff0b\u5e74\u91d1\u6255\u3044\u9000\u8077\u7d66\u4ed8\uff0830\u5e74\u5206\u30fb\u6982\u7b97\uff09<\/td>\n<td>\u7d046,500\u4e07\u5186<\/td>\n<\/tr>\n<tr>\n<td>C. \u9000\u8077\u624b\u5f53(\u5b9a\u5e74)<\/td>\n<td>\u7d042,160\u4e07\u5186<\/td>\n<\/tr>\n<tr>\n<td>D. \u81ea\u52a9\u3067\u6e96\u5099\u304c\u5fc5\u8981\u306a\u984d\uff08A\u2212B\u2212C\uff09<\/td>\n<td>\u7d04340\u4e07\u5186<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><small>\u203b\u4e0a\u8a18\u306f\u3042\u304f\u307e\u3067\u4eee\u5b9a\u5024\u306b\u57fa\u3065\u304f\u4e00\u4f8b\u3067\u3042\u308a\u3001\u5b9f\u969b\u306e\u5e74\u91d1\u984d\u30fb\u9000\u8077\u7d66\u4ed8\u306f\u500b\u4eba\u306e\u52e4\u7d9a\u5e74\u6570\u30fb\u4ff8\u7d66\u6708\u984d\u30fb\u4e16\u5e2f\u72b6\u6cc1\u306b\u3088\u308a\u5927\u304d\u304f\u7570\u306a\u308a\u307e\u3059\u3002\u5b9f\u984d\u306f\u300c\u306d\u3093\u304d\u3093\u5b9a\u671f\u4fbf\u300d\u3068\u5171\u6e08\u7d44\u5408\u306e\u8a66\u7b97\u30c4\u30fc\u30eb\u3067\u5fc5\u305a\u3054\u78ba\u8a8d\u304f\u3060\u3055\u3044<\/small><\/p>\n<p>\u3053\u306e\u4f8b\u3067\u306f\u3001<strong>\u81ea\u52a9\u3067\u6e96\u5099\u3059\u3079\u304d\u984d\u306f\u7d04340\u4e07\u5186<\/strong>\u3002iDeCo\u3068NISA\u3067\u6bce\u670850,000\u5186\u7a4d\u307f\u7acb\u3066\u308c\u3070\u30016\u5e74\u7a0b\u5ea6\u3067\u5143\u672c\u30d9\u30fc\u30b9\u3067\u5230\u9054\u3059\u308b\u8a08\u7b97\u306b\u306a\u308a\u307e\u3059\u300220\u5e74\u7d9a\u3051\u308c\u3070\u904b\u7528\u76ca\u3082\u542b\u3081\u3066\u5341\u5206\u306a\u4f59\u88d5\u8cc7\u91d1\u304c\u6b8b\u308a\u307e\u3059\u3002<\/p>\n<div class=\"st-kaiwa-box clearfix kaiwaicon1\">\r\n\t<div class=\"st-kaiwa-face\"><img decoding=\"async\" src=\"https:\/\/wismoney.jp\/chokin\/expert\/wp-content\/uploads\/2026\/01\/1111-300x300.jpg\" alt=\"FP\" width=\"100\" height=\"100\">\r\n\t\t<div class=\"st-kaiwa-face-name\">FP<\/div>\r\n\t<\/div>\r\n\t<div class=\"st-kaiwa-area\">\r\n\t\t<div class=\"st-kaiwa-hukidashi\">\u9006\u7b97\u3057\u3066\u307f\u308b\u3068\u300c\u601d\u3063\u305f\u3088\u308a\u81ea\u5206\u3067\u6e96\u5099\u3059\u3079\u304d\u984d\u306f\u5c0f\u3055\u3044\u300d\u3068\u611f\u3058\u308b\u65b9\u306f\u591a\u3044\u3067\u3059\u3002\u9000\u8077\u624b\u5f53\u3068\u5e74\u91d1\u6255\u3044\u9000\u8077\u7d66\u4ed8\u306e\u5236\u5ea6\u3092\u6301\u3063\u3066\u3044\u308b\u516c\u52d9\u54e1\u306f\u3001\u6c11\u9593\u3088\u308a\u81ea\u52a9\u3067\u57cb\u3081\u308b\u67a0\u304c\u5c0f\u3055\u3044\u306e\u3067\u3001iDeCo\u3068NISA\u306f\u300c\u6700\u4f4e\u9650\u306e\u8ffd\u52a0\u4fdd\u967a\u300d\u7a0b\u5ea6\u306e\u611f\u899a\u3067\u5341\u5206\u6a5f\u80fd\u3057\u307e\u3059\u3002<\/div>\r\n\t<\/div>\r\n<\/div>\n<h2>20\u5e74\u653e\u7f6e\u3092\u7dad\u6301\u3059\u308b\u30b3\u30c4<\/h2>\n<p>\u8a2d\u5b9a\u304c\u7d42\u308f\u3063\u305f\u3089\u3001\u3042\u3068\u306f\u4f55\u3082\u3057\u306a\u3044\u306e\u304c\u4e00\u756a\u3067\u3059\u3002\u3068\u306f\u3044\u3048\u300c\u4f55\u3082\u3057\u306a\u3044\u300d\u306f\u610f\u5916\u3068\u96e3\u3057\u3044\u3082\u306e\u3002\u7d9a\u3051\u308b\u305f\u3081\u306e\u5de5\u592b\u3092\u62bc\u3055\u3048\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3>\u653e\u7f6e\u3092\u7d9a\u3051\u308b\u305f\u3081\u306e\u5fc3\u69cb\u3048<\/h3>\n<p><strong>\u66b4\u843d\u6642\u306b\u6016\u304f\u306a\u3063\u3066\u58f2\u3063\u3066\u3057\u307e\u3046\u3068\u3001\u56de\u5fa9\u5c40\u9762\u3092\u9003\u3057\u307e\u3059<\/strong>\u3002\u300c\u7d66\u4e0e\u306f\u4e0b\u304c\u3063\u3066\u3044\u306a\u3044\u3001\u7a4d\u7acb\u306f\u7d9a\u3044\u3066\u3044\u308b\u300d\u3068\u78ba\u8a8d\u3067\u304d\u308c\u3070\u3001\u76f8\u5834\u3092\u898b\u308b\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u8a3c\u5238\u4f1a\u793e\u30a2\u30d7\u30ea\u306e\u901a\u77e5\u3092\u30aa\u30d5\u306b\u3057\u3001\u30db\u30fc\u30e0\u753b\u9762\u304b\u3089\u6d88\u3057\u3066\u304a\u304f\u306e\u3082\u6709\u52b9\u3067\u3059\u3002\u898b\u306a\u3051\u308c\u3070\u6c17\u306b\u306a\u308a\u307e\u305b\u3093\u3002<\/p>\n<h3>10\u5e74\u5f8c\u30fb20\u5e74\u5f8c\u306e\u78ba\u8a8d\u30bf\u30a4\u30df\u30f3\u30b0\u3060\u3051\u6c7a\u3081\u3066\u304a\u304f<\/h3>\n<p>\u5b8c\u5168\u653e\u7f6e\u3068\u3044\u3063\u3066\u3082\u300110\u5e74\u5f8c\u306820\u5e74\u5f8c\u306b1\u56de\u305a\u3064\u78ba\u8a8d\u3059\u308b\u30eb\u30fc\u30eb\u306f\u4f5c\u3063\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<span 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