{"id":556,"date":"2026-04-24T21:04:36","date_gmt":"2026-04-24T12:04:36","guid":{"rendered":"https:\/\/wismoney.jp\/chokin\/expert\/?p=556"},"modified":"2026-04-24T18:06:54","modified_gmt":"2026-04-24T09:06:54","slug":"spending-permission","status":"publish","type":"post","link":"https:\/\/wismoney.jp\/chokin\/expert\/spending-permission\/","title":{"rendered":"\u4f7f\u3063\u3066\u3044\u3044\u304a\u91d1\u304c\u308f\u304b\u3089\u306a\u3044\u6642\u306e\u7b54\u3048\uff5c30\u79d2\u3067\u308f\u304b\u308b\u8a08\u7b97\u5f0f"},"content":{"rendered":"<p>\u4f7f\u3063\u3066\u3044\u3044\u304a\u91d1\u304c\u308f\u304b\u3089\u306a\u3044\u306e\u306f\u3001\u5224\u65ad\u57fa\u6e96\u304c\u6570\u5b57\u3067\u898b\u3048\u3066\u3044\u306a\u3044\u304b\u3089\u3067\u3059\u3002\u611f\u899a\u3067\u6c7a\u3081\u308b\u3068\u7f6a\u60aa\u611f\u304c\u6b8b\u308a\u307e\u3059\u304c\u3001\u6b8b\u9ad8\u304b\u3089\u9006\u7b97\u3057\u305f\u6570\u5b57\u3092\u8a31\u53ef\u8a3c\u306b\u3059\u308c\u3070\u8ff7\u3044\u306f\u6d88\u3048\u307e\u3059\u3002\u3053\u306e\u8a18\u4e8b\u3067\u306f\u300130\u79d2\u3067\u8a08\u7b97\u3067\u304d\u308b\u4f59\u5270\u8cc7\u91d1\u306e\u51fa\u3057\u65b9\u3068\u3001\u305d\u306e\u6570\u5b57\u3092\u6bce\u65e5\u306e\u8cb7\u3044\u7269\u5224\u65ad\u306b\u4f7f\u3046\u65b9\u6cd5\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<p><strong>\u4f7f\u3063\u3066\u3044\u3044\u304a\u91d1 \uff1d \u4eca\u306e\u6b8b\u9ad8 \u2212 \u4eca\u6708\u306e\u6b8b\u308a\u56fa\u5b9a\u8cbb \u2212 \u6700\u4f4e\u30ad\u30fc\u30d7\u984d<\/strong>\u3002\u3053\u306e\u8a08\u7b97\u7d50\u679c\u3092\u7d66\u6599\u65e5\u307e\u3067\u306e\u65e5\u6570\u3067\u5272\u308c\u3070\u3001\u4eca\u65e5\u4f7f\u3063\u3066\u3044\u3044\u91d1\u984d\u304c\u51fa\u307e\u3059\u3002<\/p>\n<h2>\u4f7f\u3063\u3066\u3044\u3044\u304a\u91d1\u304c\u308f\u304b\u3089\u306a\u3044\u3068\u611f\u3058\u308b\u65e5\u5e38\u306e\u6b63\u4f53<\/h2>\n<p>\u4f7f\u3063\u3066\u3044\u3044\u304a\u91d1\u3068\u306f\u3001\u751f\u6d3b\u306b\u5fc5\u8981\u306a\u652f\u6255\u3044\u3068\u6700\u4f4e\u9650\u306e\u53e3\u5ea7\u6b8b\u9ad8\u3092\u78ba\u4fdd\u3057\u305f\u3042\u3068\u306b\u6b8b\u308b\u4f59\u5270\u8cc7\u91d1\u306e\u3053\u3068\u3067\u3059\u3002\u3053\u306e\u91d1\u984d\u304c\u898b\u3048\u3066\u3044\u306a\u3044\u3068\u3001\u8cb7\u3044\u7269\u306e\u305f\u3073\u306b\u8ff7\u3044\u304c\u751f\u307e\u308c\u307e\u3059\u3002<\/p>\n<p>\u6b32\u3057\u3044\u3082\u306e\u3092\u898b\u3064\u3051\u305f\u3068\u304d\u3001\u8cb7\u3046\u524d\u306b\u672c\u5f53\u306b\u8cb7\u3063\u3066\u3044\u3044\u306e\u304b\u306a\u3068\u624b\u304c\u6b62\u307e\u308b\u3002\u3053\u306e\u8ff7\u3044\u306f\u3001\u610f\u5fd7\u304c\u5f31\u3044\u305b\u3044\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u8ff7\u3044\u306e\u539f\u56e0\u306f\u3001<strong>\u8a31\u53ef\u3092\u51fa\u3059\u57fa\u6e96\u304c\u81ea\u5206\u306e\u4e2d\u306b\u306a\u3044<\/strong>\u3053\u3068\u3067\u3059\u3002\u4eca\u6708\u306f\u4f7f\u3044\u3059\u304e\u305f\u6c17\u304c\u3059\u308b\u3001\u307e\u3060\u5927\u4e08\u592b\u3068\u3044\u3046\u611f\u899a\u3060\u3051\u3067\u5224\u65ad\u3057\u3066\u3044\u308b\u3068\u3001\u8cb7\u3063\u305f\u5f8c\u3082\u672c\u5f53\u306b\u826f\u304b\u3063\u305f\u306e\u304b\u306a\u3068\u3044\u3046\u7591\u554f\u304c\u6b8b\u308a\u307e\u3059\u3002<\/p>\n<p>J-FLEC\uff08\u91d1\u878d\u7d4c\u6e08\u6559\u80b2\u63a8\u9032\u6a5f\u69cb\uff09\u306e2025\u5e74\u8abf\u67fb\u306b\u3088\u308b\u3068\u3001\u4e8c\u4eba\u4ee5\u4e0a\u4e16\u5e2f\u306e\u3046\u3061\u601d\u3063\u305f\u3088\u308a\u5bb6\u8a08\u904b\u55b6\u306f\u82e6\u3057\u304b\u3063\u305f\u3068\u611f\u3058\u3066\u3044\u308b\u4e16\u5e2f\u306f33.4%\u306b\u306e\u307c\u308a\u307e\u3059\u3002\u4e00\u65b9\u3067\u3086\u3068\u308a\u306e\u3042\u308b\u5bb6\u8a08\u904b\u55b6\u304c\u3067\u304d\u305f\u3068\u611f\u3058\u3066\u3044\u308b\u4e16\u5e2f\u306f8.2%\u306b\u3068\u3069\u307e\u308a\u3001\u7d044\u4e16\u5e2f\u306b1\u4e16\u5e2f\u306f\u610f\u8b58\u3057\u305f\u3053\u3068\u304c\u306a\u3044\u3068\u56de\u7b54\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<table>\n<caption>\u5bb6\u8a08\u904b\u55b6\u306e\u8a55\u4fa1\uff082025\u5e74\u30fb\u4e8c\u4eba\u4ee5\u4e0a\u4e16\u5e2f\u30fb\u5168\u56fd\uff09<\/caption>\n<thead>\n<tr>\n<th>\u8a55\u4fa1<\/th>\n<th>\u5272\u5408<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u601d\u3063\u305f\u3088\u308a\u3001\u5bb6\u8a08\u904b\u55b6\u306f\u82e6\u3057\u304b\u3063\u305f<\/td>\n<td>33.4%<\/td>\n<\/tr>\n<tr>\n<td>\u601d\u3063\u305f\u3088\u3046\u306a\u5bb6\u8a08\u904b\u55b6\u304c\u3067\u304d\u305f<\/td>\n<td>31.7%<\/td>\n<\/tr>\n<tr>\n<td>\u610f\u8b58\u3057\u305f\u3053\u3068\u304c\u306a\u3044<\/td>\n<td>26.7%<\/td>\n<\/tr>\n<tr>\n<td>\u601d\u3063\u305f\u3088\u308a\u3001\u3086\u3068\u308a\u306e\u3042\u308b\u5bb6\u8a08\u904b\u55b6\u304c\u3067\u304d\u305f<\/td>\n<td>8.2%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><small>\u51fa\u5178\uff1a<a href=\"https:\/\/www.j-flec.go.jp\/data\/kakekin_2025\/\">J-FLEC \u5bb6\u8a08\u306e\u91d1\u878d\u884c\u52d5\u306b\u95a2\u3059\u308b\u4e16\u8ad6\u8abf\u67fb2025\u5e74\uff08\u4e8c\u4eba\u4ee5\u4e0a\u4e16\u5e2f\uff09\u554f18(b)<\/a><\/small><\/p>\n<p>\u82e6\u3057\u304b\u3063\u305f\u3068\u610f\u8b58\u3057\u305f\u3053\u3068\u304c\u306a\u3044\u3092\u5408\u308f\u305b\u308b\u30686\u5272\u306b\u9054\u3057\u307e\u3059\u3002<strong>\u57fa\u6e96\u304c\u306a\u3044\u307e\u307e\u4f7f\u3063\u3066\u3044\u308c\u3070\u3001\u632f\u308a\u8fd4\u3063\u3066\u82e6\u3057\u3055\u3084\u624b\u5fdc\u3048\u306e\u306a\u3055\u304c\u6b8b\u308b\u306e\u306f\u5f53\u7136<\/strong>\u3067\u3059\u3002<\/p>\n<div class=\"st-kaiwa-box clearfix kaiwaicon1\">\r\n\t<div class=\"st-kaiwa-face\"><img decoding=\"async\" src=\"https:\/\/wismoney.jp\/chokin\/expert\/wp-content\/uploads\/2026\/01\/1111-300x300.jpg\" alt=\"FP\" width=\"100\" height=\"100\">\r\n\t\t<div class=\"st-kaiwa-face-name\">FP<\/div>\r\n\t<\/div>\r\n\t<div class=\"st-kaiwa-area\">\r\n\t\t<div class=\"st-kaiwa-hukidashi\">\u611f\u899a\u3067\u307e\u3060\u5927\u4e08\u592b\u3068\u5224\u65ad\u3059\u308b\u3068\u3001\u7bc0\u7d04\u3057\u3066\u3082\u4e0d\u5b89\u304c\u6b8b\u308a\u307e\u3059\u3002\u9006\u306b\u3001\u6570\u5b57\u3067\u3053\u3053\u307e\u3067\u306f\u4f7f\u3063\u3066\u3044\u3044\u3068\u898b\u3048\u3066\u3044\u308c\u3070\u3001\u540c\u3058\u91d1\u984d\u3092\u4f7f\u3063\u3066\u3082\u7f6a\u60aa\u611f\u306f\u751f\u307e\u308c\u307e\u305b\u3093\u3002\u5224\u65ad\u57fa\u6e96\u306e\u898b\u3048\u308b\u5316\u304c\u3001\u5b89\u5fc3\u306e\u9375\u3067\u3059\u3002<\/div>\r\n\t<\/div>\r\n<\/div>\n<h2>\u4f7f\u3063\u3066\u3044\u3044\u304a\u91d1\u306f\u4f59\u5270\u8cc7\u91d1\u304b\u3089\u8a08\u7b97\u5f0f\u3067\u51fa\u305b\u308b<\/h2>\n<p>\u8a31\u53ef\u3092\u51fa\u3059\u57fa\u6e96\u306f\u3001\u305f\u3063\u305f1\u3064\u306e\u8a08\u7b97\u5f0f\u3067\u4f5c\u308c\u307e\u3059\u3002<\/p>\n<div class=\"st-mybox  has-title \" style=\"background:#E1F5FE;border-color:#B3E5FC;border-width:2px;border-radius:5px;margin: 25px 0;\"><p class=\"st-mybox-title\" style=\"color:#03A9F4;font-weight:bold;text-shadow: #fff 3px 0px 0px, #fff 2.83487px 0.981584px 0px, #fff 2.35766px 1.85511px 0px, #fff 1.62091px 2.52441px 0px, #fff 0.705713px 2.91581px 0px, #fff -0.287171px 2.98622px 0px, #fff -1.24844px 2.72789px 0px, #fff -2.07227px 2.16926px 0px, #fff -2.66798px 1.37182px 0px, #fff -2.96998px 0.42336px 0px, #fff -2.94502px -0.571704px 0px, #fff -2.59586px -1.50383px 0px, #fff -1.96093px -2.27041px 0px, #fff -1.11013px -2.78704px 0px, #fff -0.137119px -2.99686px 0px, #fff 0.850987px -2.87677px 0px, #fff 1.74541px -2.43999px 0px, #fff 2.44769px -1.73459px 0px, #fff 2.88051px -0.838246px 0px;background: linear-gradient(0deg,#E1F5FE 0%,#E1F5FE 55%,rgba(0,0,0,0) 55%,rgba(0,0,0,0) 100%);\"><i class=\"st-fa st-svg-check-circle st-css-no\" aria-hidden=\"true\"><\/i>\u4f59\u5270\u8cc7\u91d1\u306e\u8a08\u7b97\u5f0f<\/p><div class=\"st-in-mybox\">\n<p><strong>\u4f59\u5270\u8cc7\u91d1 \uff1d \u4eca\u306e\u6b8b\u9ad8 \u2212 \u4eca\u6708\u306e\u6b8b\u308a\u56fa\u5b9a\u8cbb \u2212 \u6700\u4f4e\u30ad\u30fc\u30d7\u984d<\/strong><\/p>\n<\/div><\/div>\n<p>\u5fc5\u8981\u306a3\u3064\u306e\u6570\u5b57\u306f\u3001\u3059\u3050\u306b\u8abf\u3079\u3089\u308c\u307e\u3059\u3002<\/p>\n<ul>\n<li><strong>\u4eca\u306e\u6b8b\u9ad8<\/strong>\uff1a\u9280\u884c\u30a2\u30d7\u30ea\u3092\u958b\u304f\u3060\u3051<\/li>\n<li><strong>\u4eca\u6708\u306e\u6b8b\u308a\u56fa\u5b9a\u8cbb<\/strong>\uff1a\u5f15\u304d\u843d\u3068\u3057\u4e88\u5b9a\u984d\u306e\u5408\u8a08\uff08\u5bb6\u8cc3\u30fb\u5149\u71b1\u8cbb\u30fb\u901a\u4fe1\u8cbb\u306a\u3069\uff09<\/li>\n<li><strong>\u6700\u4f4e\u30ad\u30fc\u30d7\u984d<\/strong>\uff1a\u6b21\u306e\u7d66\u6599\u65e5\u307e\u3067\u53e3\u5ea7\u306b\u6b8b\u3057\u3066\u304a\u304d\u305f\u3044\u6700\u4f4e\u91d1\u984d\uff08\u4f8b\uff1a3\u4e07\u5186\uff09<\/li>\n<\/ul>\n<p>\u3053\u306e3\u3064\u304c\u308f\u304b\u308c\u3070\u300130\u79d2\u3067\u4f59\u5270\u8cc7\u91d1\u304c\u51fa\u307e\u3059\u3002<\/p>\n<h3>\u8a08\u7b97\u7d50\u679c\u30921\u65e5\u3042\u305f\u308a\u306b\u5206\u89e3\u3059\u308b\u3068\u8a31\u53ef\u8a3c\u306b\u306a\u308b<\/h3>\n<p>\u4f59\u5270\u8cc7\u91d1\u304c\u51fa\u305f\u3089\u3001\u6b21\u306e\u8a08\u7b97\u3092\u3057\u307e\u3059\u3002<\/p>\n<div class=\"st-mybox  has-title \" style=\"background:#FFF3E0;border-color:#FFE0B2;border-width:2px;border-radius:5px;margin: 25px 0;\"><p class=\"st-mybox-title\" style=\"color:#FF9800;font-weight:bold;text-shadow: #fff 3px 0px 0px, #fff 2.83487px 0.981584px 0px, #fff 2.35766px 1.85511px 0px, #fff 1.62091px 2.52441px 0px, #fff 0.705713px 2.91581px 0px, #fff -0.287171px 2.98622px 0px, #fff -1.24844px 2.72789px 0px, #fff -2.07227px 2.16926px 0px, #fff -2.66798px 1.37182px 0px, #fff -2.96998px 0.42336px 0px, #fff -2.94502px -0.571704px 0px, #fff -2.59586px -1.50383px 0px, #fff -1.96093px -2.27041px 0px, #fff -1.11013px -2.78704px 0px, #fff -0.137119px -2.99686px 0px, #fff 0.850987px -2.87677px 0px, #fff 1.74541px -2.43999px 0px, #fff 2.44769px -1.73459px 0px, #fff 2.88051px -0.838246px 0px;background: linear-gradient(0deg,#FFF3E0 0%,#FFF3E0 55%,rgba(0,0,0,0) 55%,rgba(0,0,0,0) 100%);\"><i class=\"st-fa st-svg-calculator st-css-no\" aria-hidden=\"true\"><\/i>1\u65e5\u3042\u305f\u308a\u306e\u8a31\u53ef\u984d<\/p><div class=\"st-in-mybox\">\n<p>\u4f59\u5270\u8cc7\u91d1 \u00f7 \u7d66\u6599\u65e5\u307e\u3067\u306e\u6b8b\u308a\u65e5\u6570 \uff1d \u4eca\u65e5\u4f7f\u3063\u3066\u3044\u3044\u91d1\u984d<\/p>\n<\/div><\/div>\n<p>\u305f\u3068\u3048\u3070\u4f59\u5270\u8cc7\u91d1\u304c4\u4e075,000\u5186\u3067\u3001\u7d66\u6599\u65e5\u307e\u306715\u65e5\u306a\u3089\u30011\u65e5\u3042\u305f\u308a3,000\u5186\u3067\u3059\u3002\u3053\u306e\u6570\u5b57\u304c\u3001\u4eca\u65e5\u306e\u30e9\u30f3\u30c1\u306f1,000\u5186\u307e\u3067\u3001\u3053\u306eT\u30b7\u30e3\u30c4\u306f3\u65e5\u5206\u3060\u304b\u3089\u8cb7\u3063\u3066\u3044\u3044\u3068\u3044\u3046\u5224\u65ad\u306e\u6839\u62e0\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u6570\u5b57\u306b\u57fa\u3065\u3044\u305f\u5224\u65ad\u306f\u3001\u5f8c\u304b\u3089\u81ea\u5206\u3092\u8cac\u3081\u306b\u304f\u3044\u306e\u304c\u5f37\u307f\u3067\u3059\u3002\u4e88\u7b97\u5185\u3060\u3063\u305f\u304b\u3089\u6b63\u3057\u3044\u8cb7\u3044\u7269\u3068\u8a00\u3044\u5207\u308c\u308b\u304b\u3089\u3067\u3059\u3002<\/p>\n<div class=\"st-kaiwa-box clearfix kaiwaicon1\">\r\n\t<div class=\"st-kaiwa-face\"><img decoding=\"async\" src=\"https:\/\/wismoney.jp\/chokin\/expert\/wp-content\/uploads\/2026\/01\/1111-300x300.jpg\" alt=\"FP\" width=\"100\" height=\"100\">\r\n\t\t<div class=\"st-kaiwa-face-name\">FP<\/div>\r\n\t<\/div>\r\n\t<div class=\"st-kaiwa-area\">\r\n\t\t<div class=\"st-kaiwa-hukidashi\">\u5bb6\u8a08\u7c3f\u309215\u5e74\u3064\u3051\u3066\u304d\u3066\u5b9f\u611f\u3059\u308b\u306e\u306f\u3001\u4f7f\u3063\u3066\u3044\u3044\u984d\u304c\u5148\u306b\u308f\u304b\u3063\u3066\u3044\u308b\u3053\u3068\u306e\u5b89\u5fc3\u611f\u3067\u3059\u3002\u5148\u53d6\u308a\u8caf\u84c4\u3067\u5c06\u6765\u306e\u304a\u91d1\u3092\u5225\u53e3\u5ea7\u306b\u9694\u96e2\u3057\u305f\u3046\u3048\u3067\u3001\u6b8b\u3063\u305f\u4f59\u5270\u8cc7\u91d1\u3060\u3051\u3092\u5224\u65ad\u6750\u6599\u306b\u3059\u308c\u3070\u3001\u4f7f\u3046\u3068\u304d\u306e\u8ff7\u3044\u306f\u5927\u5e45\u306b\u6e1b\u308a\u307e\u3059\u3002\u5224\u65ad\u306b\u6642\u9593\u3092\u4f7f\u308f\u306a\u3044\u3053\u3068\u304c\u3001\u5bb6\u8a08\u7ba1\u7406\u3092\u7d9a\u3051\u308b\u6700\u5927\u306e\u30b3\u30c4\u3067\u3059\u3002<\/div>\r\n\t<\/div>\r\n<\/div>\n<h2>\u660e\u65e5\u306e\u671d\u3001\u6b8b\u9ad8\u3092\u898b\u305f\u30891\u3064\u3060\u3051\u8a08\u7b97\u3057\u3066\u307f\u308b<\/h2>\n<p>\u4f7f\u3063\u3066\u3044\u3044\u304a\u91d1\u304c\u308f\u304b\u3089\u306a\u3044\u3068\u304d\u306f\u3001<strong>\u4f59\u5270\u8cc7\u91d1\u3092\u7d66\u6599\u65e5\u307e\u3067\u306e\u65e5\u6570\u3067\u5272\u3063\u305f\u6570\u5b57\u3092\u8a31\u53ef\u8a3c\u306b\u3059\u308b<\/strong>\u3002\u3053\u308c\u3060\u3051\u3067\u5224\u65ad\u57fa\u6e96\u304c\u3067\u304d\u3001\u4f7f\u3046\u4e0d\u5b89\u304c\u6d88\u3048\u307e\u3059\u3002<\/p>\n<p>\u7fd2\u6163\u3092\u5927\u304d\u304f\u5909\u3048\u308b\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u660e\u65e5\u306e\u671d\u3001\u51fa\u304b\u3051\u308b\u524d\u306b\u30b9\u30de\u30db\u3067\u6b8b\u9ad8\u3092\u78ba\u8a8d\u3057\u305f\u3089\u3001\u96fb\u5353\u30a2\u30d7\u30ea\u30671\u56de\u3060\u3051\u8a08\u7b97\u3057\u3066\u307f\u3066\u304f\u3060\u3055\u3044\u300230\u79d2\u3067\u7d42\u308f\u308a\u307e\u3059\u3002<\/p>\n<div class=\"freebox has-title \" style=\"background:#FCE4EC;border-color:#F48FB1;border-width:2px;border-radius:0 5px 5px;\"><p class=\"p-free\" style=\"background:#F48FB1;border-color:#F48FB1;font-weight:bold;\"><span class=\"p-entry-f\" style=\"background:#F48FB1;color:#000000;font-weight:bold;border-radius: 0 0 5px 0;\"><i class=\"st-fa  st-svg-pencil-square-o st-css-no\" aria-hidden=\"true\"><\/i>\u660e\u65e5\u306e\u671d\u3084\u308b\u3053\u3068<\/span><\/p><div class=\"free-inbox\">\n<ol>\n<li>\u9280\u884c\u30a2\u30d7\u30ea\u3067\u6b8b\u9ad8\u3092\u78ba\u8a8d<\/li>\n<li>\u4eca\u6708\u306e\u6b8b\u308a\u56fa\u5b9a\u8cbb\u3068\u6700\u4f4e\u30ad\u30fc\u30d7\u984d\u3092\u5f15\u304f<\/li>\n<li>\u51fa\u305f\u6570\u5b57\u3092\u7d66\u6599\u65e5\u307e\u3067\u306e\u65e5\u6570\u3067\u5272\u308b<\/li>\n<\/ol>\n<\/div><\/div>\n<p>\u4eca\u65e5\u306f\u25cb\u5186\u307e\u3067\u4f7f\u3063\u3066\u3044\u3044\u3068\u77e5\u3063\u305f\u72b6\u614b\u3067\u51fa\u304b\u3051\u308b\u3068\u3001\u8cb7\u3044\u7269\u306e\u8ff7\u3044\u304c\u6e1b\u308a\u307e\u3059\u3002\u8a31\u53ef\u8a3c\u304c\u3042\u308c\u3070\u3001\u4f7f\u3046\u3082\u4f7f\u308f\u306a\u3044\u3082\u81ea\u5206\u3067\u6c7a\u3081\u3089\u308c\u308b\u3002\u305d\u306e\u5b89\u5fc3\u611f\u3092\u3001\u307e\u305a\u660e\u65e5\u306e\u671d\u306b\u8a66\u3057\u3066\u307f\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4f7f\u3063\u3066\u3044\u3044\u304a\u91d1\u304c\u308f\u304b\u3089\u306a\u3044\u306e\u306f\u3001\u5224\u65ad\u57fa\u6e96\u304c\u6570\u5b57\u3067\u898b\u3048\u3066\u3044\u306a\u3044\u304b\u3089\u3067\u3059\u3002\u611f\u899a\u3067\u6c7a\u3081\u308b\u3068\u7f6a\u60aa\u611f\u304c\u6b8b\u308a\u307e\u3059\u304c\u3001\u6b8b\u9ad8\u304b\u3089\u9006\u7b97\u3057\u305f\u6570\u5b57\u3092\u8a31\u53ef\u8a3c\u306b\u3059\u308c\u3070\u8ff7\u3044\u306f\u6d88\u3048\u307e\u3059\u3002\u3053\u306e\u8a18\u4e8b\u3067\u306f\u300130\u79d2\u3067\u8a08\u7b97\u3067\u304d\u308b\u4f59\u5270\u8cc7\u91d1\u306e\u51fa &#8230; <\/p>\n","protected":false},"author":1,"featured_media":564,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[11],"tags":[],"class_list":["post-556","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-11"],"aioseo_notices":[],"jetpack_featured_media_url":"https:\/\/wismoney.jp\/chokin\/expert\/wp-content\/uploads\/2026\/04\/ck39.png","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/wismoney.jp\/chokin\/expert\/wp-json\/wp\/v2\/posts\/556","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wismoney.jp\/chokin\/expert\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wismoney.jp\/chokin\/expert\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wismoney.jp\/chokin\/expert\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/wismoney.jp\/chokin\/expert\/wp-json\/wp\/v2\/comments?post=556"}],"version-history":[{"count":1,"href":"https:\/\/wismoney.jp\/chokin\/expert\/wp-json\/wp\/v2\/posts\/556\/revisions"}],"predecessor-version":[{"id":563,"href":"https:\/\/wismoney.jp\/chokin\/expert\/wp-json\/wp\/v2\/posts\/556\/revisions\/563"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wismoney.jp\/chokin\/expert\/wp-json\/wp\/v2\/media\/564"}],"wp:attachment":[{"href":"https:\/\/wismoney.jp\/chokin\/expert\/wp-json\/wp\/v2\/media?parent=556"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wismoney.jp\/chokin\/expert\/wp-json\/wp\/v2\/categories?post=556"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wismoney.jp\/chokin\/expert\/wp-json\/wp\/v2\/tags?post=556"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}