{"id":547,"date":"2026-04-23T21:46:52","date_gmt":"2026-04-23T12:46:52","guid":{"rendered":"https:\/\/wismoney.jp\/chokin\/expert\/?p=547"},"modified":"2026-04-23T19:49:36","modified_gmt":"2026-04-23T10:49:36","slug":"dual-income","status":"publish","type":"post","link":"https:\/\/wismoney.jp\/chokin\/expert\/dual-income\/","title":{"rendered":"\u5171\u50cd\u304d\u306a\u306e\u306b\u8caf\u91d1\u304c\u8caf\u307e\u3089\u306a\u3044\u306e\u306f\u306a\u305c\uff1f\u4e16\u5e2f\u5e74\u53ce\u306e\u7f60\u3068\u629c\u3051\u51fa\u30593\u3064\u306e\u7fd2\u6163"},"content":{"rendered":"<p>\u5171\u50cd\u304d\u3067\u53ce\u5165\u306f\u5341\u5206\u3042\u308b\u306f\u305a\u306a\u306e\u306b\u3001\u306a\u305c\u304b\u8caf\u91d1\u304c\u5897\u3048\u306a\u3044\u3002\u539f\u56e0\u306f\u610f\u5fd7\u306e\u5f31\u3055\u3067\u306f\u306a\u304f\u3001<strong>2\u4eba\u5206\u306e\u4f59\u88d5\u304c\u3042\u308b\u3068\u3044\u3046\u932f\u899a<\/strong>\u306b\u3042\u308a\u307e\u3059\u3002\u4e16\u5e2f\u5e74\u53ce\u304c\u9ad8\u304f\u3066\u3082\u624b\u53d6\u308a\u306f\u601d\u3063\u305f\u307b\u3069\u591a\u304f\u306a\u304f\u3001\u76f8\u624b\u304c\u8caf\u3081\u3066\u3044\u308b\u306f\u305a\u3068\u3044\u3046\u8cac\u4efb\u306e\u5206\u6563\u304c\u8d77\u304d\u3084\u3059\u3044\u69cb\u9020\u304c\u8caf\u91d1\u3092\u963b\u3093\u3067\u3044\u308b\u306e\u3067\u3059\u3002<\/p>\n<h2>\u5171\u50cd\u304d\u306a\u306e\u306b\u8caf\u91d1\u304c\u5897\u3048\u306a\u3044\u4eba\u304c\u3084\u3063\u3066\u3044\u308b\u4f59\u88d5\u306e\u932f\u899a<\/h2>\n<p>\u4e16\u5e2f\u5e74\u53ce800\u4e07\u5186\u3042\u308b\u304b\u3089\u5927\u4e08\u592b\u3068\u601d\u3063\u3066\u3044\u307e\u305b\u3093\u304b\uff1f\u5b9f\u306f\u3053\u3053\u306b\u6700\u521d\u306e\u843d\u3068\u3057\u7a74\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u4e16\u5e2f\u5e74\u53ce800\u4e07\u5186\u306e\u624b\u53d6\u308a\u306f\u3001\u7a0e\u91d1\u3084\u793e\u4f1a\u4fdd\u967a\u6599\u3092\u5f15\u304f\u3068<strong>\u304a\u304a\u3080\u306d590\u301c640\u4e07\u5186\u7a0b\u5ea6<\/strong>\uff08\u4e16\u5e2f\u69cb\u6210\u3084\u5171\u50cd\u304d\u30fb\u7247\u50cd\u304d\u306e\u5225\u306b\u3088\u308a\u5dee\u304c\u3042\u308a\u307e\u3059\uff09\u3067\u3001\u6708\u306b\u63db\u7b97\u3059\u308b\u3068\u7d0450\u4e07\u5186\u524d\u5f8c\u3067\u3059\u3002\u5171\u50cd\u304d\u306e\u5834\u5408\u306f2\u4eba\u5206\u306e\u901a\u52e4\u8cbb\u3001\u663c\u98df\u4ee3\u3001\u88ab\u670d\u8cbb\u304c\u304b\u304b\u308a\u3001\u5358\u8eab\u4e16\u5e2f\u306e2\u500d\u306e\u4f59\u88d5\u304c\u3042\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u3055\u3089\u306b\u5384\u4ecb\u306a\u306e\u304c\u76f8\u624b\u304c\u8caf\u3081\u3066\u3044\u308b\u306f\u305a\u3068\u3044\u3046\u7121\u610f\u8b58\u306e\u8cac\u4efb\u5206\u6563\u3067\u3059\u3002\u304a\u4e92\u3044\u304c\u81ea\u5206\u306e\u304a\u91d1\u3068\u3044\u3046\u610f\u8b58\u3092\u6301\u3063\u305f\u307e\u307e\u751f\u6d3b\u3057\u3066\u3044\u308b\u3068\u3001\u5171\u901a\u306e\u652f\u51fa\u304c\u628a\u63e1\u3057\u3065\u3089\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<div class=\"st-kaiwa-box clearfix kaiwaicon1\">\r\n\t<div class=\"st-kaiwa-face\"><img decoding=\"async\" src=\"https:\/\/wismoney.jp\/chokin\/expert\/wp-content\/uploads\/2026\/01\/1111-300x300.jpg\" alt=\"FP\" width=\"100\" height=\"100\">\r\n\t\t<div class=\"st-kaiwa-face-name\">FP<\/div>\r\n\t<\/div>\r\n\t<div class=\"st-kaiwa-area\">\r\n\t\t<div class=\"st-kaiwa-hukidashi\">\u3088\u304f\u3042\u308b\u306e\u304c\u30012\u4eba\u3068\u3082\u8caf\u3081\u3066\u3044\u308b\u3064\u3082\u308a\u3067\u3001\u5b9f\u306f\u8ab0\u3082\u8caf\u3081\u3066\u3044\u306a\u304b\u3063\u305f\u3068\u3044\u3046\u30d1\u30bf\u30fc\u30f3\u3067\u3059\u3002\u7247\u65b9\u304c\u76f8\u624b\u306e\u53ce\u5165\u3067\u8caf\u91d1\u3001\u3082\u3046\u7247\u65b9\u304c\u81ea\u5206\u306e\u53ce\u5165\u3067\u8caf\u91d1\u3068\u601d\u3044\u8fbc\u3093\u3067\u3044\u3066\u3001\u84cb\u3092\u958b\u3051\u308b\u3068\u4e21\u65b9\u3068\u3082\u4f7f\u3044\u5207\u3063\u3066\u3044\u305f\u3002\u3053\u308c\u304c\u4e16\u5e2f\u5e74\u53ce800\u4e07\u5186\u8d85\u3067\u3082\u8caf\u91d1\u30bc\u30ed\u306b\u306a\u308b\u5178\u578b\u4f8b\u3067\u3059<\/div>\r\n\t<\/div>\r\n<\/div>\n<h2>\u4e16\u5e2f\u5e74\u53ce\u304c\u9ad8\u3044\u5bb6\u5ead\u307b\u3069\u5171\u50cd\u304d\u304c\u591a\u3044\u3068\u3044\u3046\u4e8b\u5b9f<\/h2>\n<p>\u300c\u4e16\u5e2f\u5e74\u53ce\u304c\u9ad8\u3044\uff1d\u5171\u50cd\u304d\u300d\u3068\u3044\u3046\u69cb\u9020\u3092\u3001\u516c\u7684\u8abf\u67fb\u306e\u6570\u5024\u3067\u78ba\u8a8d\u3057\u3066\u307f\u307e\u3059\u3002<\/p>\n<table>\n<caption>\u4e8c\u4eba\u4ee5\u4e0a\u4e16\u5e2f\u30fb\u4e16\u5e2f\u5e74\u53ce\u5225\u306e\u4e16\u5e2f\u5c31\u696d\u8005\u6570\u306e\u69cb\u6210\uff082025\u5e74\uff0f\u5c5e\u6027\u5225\u96c6\u8a08\uff09<\/caption>\n<thead>\n<tr>\n<th>\u4e16\u5e2f\u5e74\u53ce<\/th>\n<th>\u4e16\u5e2f\u4e3b\u3068\u914d\u5076\u8005\u306e\u307f\u5c31\u696d<\/th>\n<th>\u305d\u306e\u4ed6\u5c31\u696d\u8005\u3042\u308a<\/th>\n<th>\u5171\u50cd\u304d\u985e\u578b\u306e\u5408\u8a08<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>300\u4e07\u5186\u672a\u6e80<\/td>\n<td>22.2\uff05<\/td>\n<td>35.5\uff05<\/td>\n<td>57.7\uff05<\/td>\n<\/tr>\n<tr>\n<td>300\u301c500\u4e07\u5186\u672a\u6e80<\/td>\n<td>26.4\uff05<\/td>\n<td>33.0\uff05<\/td>\n<td>59.4\uff05<\/td>\n<\/tr>\n<tr>\n<td>500\u301c750\u4e07\u5186\u672a\u6e80<\/td>\n<td>43.3\uff05<\/td>\n<td>37.6\uff05<\/td>\n<td>80.9\uff05<\/td>\n<\/tr>\n<tr>\n<td>750\u301c1,000\u4e07\u5186\u672a\u6e80<\/td>\n<td>47.5\uff05<\/td>\n<td>41.3\uff05<\/td>\n<td>88.8\uff05<\/td>\n<\/tr>\n<tr>\n<td>1,000\u301c1,200\u4e07\u5186\u672a\u6e80<\/td>\n<td>52.6\uff05<\/td>\n<td>41.2\uff05<\/td>\n<td>93.8\uff05<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/www.j-flec.go.jp\/data\/kakekin_2025\/\">\u91d1\u878d\u7d4c\u6e08\u6559\u80b2\u63a8\u9032\u6a5f\u69cb\uff08J-FLEC\uff09\u300c\u5bb6\u8a08\u306e\u91d1\u878d\u884c\u52d5\u306b\u95a2\u3059\u308b\u4e16\u8ad6\u8abf\u67fb\uff3b\u4e8c\u4eba\u4ee5\u4e0a\u4e16\u5e2f\u8abf\u67fb\uff3d\u300d2025\u5e74\u30fb\u5c5e\u6027(a)\u4e16\u5e2f\u306e\u5c31\u696d\u8005\u6570<\/a>\uff08\u5171\u50cd\u304d\u985e\u578b\u306f\u4e16\u5e2f\u4e3b\u3068\u914d\u5076\u8005\u306e\u307f\u5c31\u696d\uff0b\u305d\u306e\u4ed6\u5c31\u696d\u8005\u3042\u308a\u3092\u7de8\u96c6\u90e8\u5408\u7b97\uff09<\/p>\n<p>\u4e16\u5e2f\u5e74\u53ce500\u4e07\u5186\u3092\u8d85\u3048\u308b\u3068\u5171\u50cd\u304d\u6bd4\u7387\u306f\u6025\u4e0a\u6607\u3057\u30011,000\u4e07\u5186\u53f0\u3067\u306f9\u5272\u8d85\u304c\u5171\u50cd\u304d\u3067\u3059\u3002<strong>\u4e16\u5e2f\u5e74\u53ce\u304c\u9ad8\u3044\u5bb6\u5ead\u307b\u3069\u300c2\u4eba\u3067\u7a3c\u3044\u3067\u3044\u308b\u300d\u69cb\u9020<\/strong>\u306b\u306a\u3063\u3066\u3044\u3066\u30012\u4eba\u3067\u7a3c\u3044\u3067\u3044\u308c\u3070\u4f59\u88d5\u304c\u3042\u308b\u306f\u305a\u3068\u3044\u3046\u611f\u899a\u305d\u306e\u3082\u306e\u304c\u3001\u8caf\u91d1\u304c\u8caf\u307e\u3089\u306a\u3044\u571f\u58cc\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<h2>\u8caf\u307e\u3089\u306a\u3044\u5171\u50cd\u304d\u592b\u5a66\u306b\u5171\u901a\u3059\u308b3\u3064\u306e\u5bb6\u8a08\u30d1\u30bf\u30fc\u30f3<\/h2>\n<p>\u3046\u3061\u3082\u3053\u308c\u304b\u3082\u3001\u3068\u601d\u3044\u5f53\u305f\u308b\u30d1\u30bf\u30fc\u30f3\u304c\u306a\u3044\u304b\u30c1\u30a7\u30c3\u30af\u3057\u3066\u307f\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<h3>\u30d1\u30bf\u30fc\u30f31\uff1a\u751f\u6d3b\u8cbb\u6298\u534a\u3067\u6b8b\u308a\u306f\u5404\u81ea\u7ba1\u7406<\/h3>\n<p>\u5bb6\u8cc3\u3084\u5149\u71b1\u8cbb\u306f\u6298\u534a\u3057\u3001\u6b8b\u308a\u306f\u5404\u81ea\u306e\u88c1\u91cf\u3067\u4f7f\u3046\u30b9\u30bf\u30a4\u30eb\u3002\u4e00\u898b\u516c\u5e73\u3067\u3059\u304c\u3001<strong>\u4e16\u5e2f\u5168\u4f53\u306e\u8caf\u91d1\u984d\u304c\u8ab0\u306b\u3082\u308f\u304b\u3089\u306a\u3044<\/strong>\u3068\u3044\u3046\u81f4\u547d\u7684\u306a\u6b20\u70b9\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<h3>\u30d1\u30bf\u30fc\u30f32\uff1a\u53ce\u5165\u304c\u5897\u3048\u308b\u305f\u3073\u306b\u751f\u6d3b\u6c34\u6e96\u3082\u4e0a\u304c\u308b<\/h3>\n<p>\u6607\u7d66\u3084\u8ee2\u8077\u3067\u624b\u53d6\u308a\u304c\u5897\u3048\u308b\u3068\u3001\u5916\u98df\u3084\u65c5\u884c\u3001\u4f4f\u5c45\u306e\u30b0\u30ec\u30fc\u30c9\u3082\u4e0a\u304c\u308b\u3002\u624b\u53d6\u308a\u5897\u304c\u305d\u306e\u307e\u307e\u8caf\u91d1\u5897\u306b\u306a\u3089\u306a\u3044\u69cb\u9020\u3067\u3059\u3002<\/p>\n<h3>\u30d1\u30bf\u30fc\u30f33\uff1a\u3044\u3056\u3068\u306a\u308c\u3070\u524a\u308c\u308b\u3068\u3044\u3046\u904e\u4fe1<\/h3>\n<p>\u672c\u6c17\u3092\u51fa\u305b\u3070\u7bc0\u7d04\u3067\u304d\u308b\u3068\u601d\u3044\u306a\u304c\u3089\u3001\u5b9f\u969b\u306b\u524a\u308c\u305f\u7d4c\u9a13\u304c\u306a\u3044\u3002\u3053\u308c\u306f\u6027\u683c\u306e\u554f\u984c\u3067\u306f\u306a\u304f\u3001<strong>\u5bb6\u8a08\u306e\u8a2d\u8a08\u30df\u30b9<\/strong>\u3067\u3059\u3002<\/p>\n<p>\u53ce\u5165\u304c\u5897\u3048\u3066\u3082\u8caf\u91d1\u304c\u5897\u3048\u306a\u3044\u3001\u3042\u308c\u3070\u3042\u308b\u3060\u3051\u4f7f\u3063\u3066\u3057\u307e\u3046\u3001\u3068\u611f\u3058\u3066\u3044\u308b\u65b9\u306f\u5c11\u306a\u304f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<div class=\"st-kaiwa-box clearfix kaiwaicon2\">\r\n\t<div class=\"st-kaiwa-face\"><img decoding=\"async\" src=\"https:\/\/wismoney.jp\/chokin\/expert\/wp-content\/uploads\/2026\/02\/22222.jpg\" alt=\"\u76f8\u8ac7\u8005\" width=\"100\" height=\"100\">\r\n\t\t<div class=\"st-kaiwa-face-name\">\u76f8\u8ac7\u8005<\/div>\r\n\t<\/div>\r\n\t<div class=\"st-kaiwa-area\">\r\n\t\t<div class=\"st-kaiwa-hukidashi\">\u5171\u50cd\u304d\u3067\u53ce\u5165\u306f\u3042\u308b\u306e\u306b\u3001\u6708\u672b\u306b\u306f\u53e3\u5ea7\u6b8b\u9ad8\u304c\u307b\u307c\u30bc\u30ed\u3002\u8caf\u91d1\u304c\u5897\u3048\u306a\u3044\u3093\u3067\u3059<\/div>\r\n\t<\/div>\r\n<\/div>\n<div class=\"st-kaiwa-box clearfix kaiwaicon1\">\r\n\t<div class=\"st-kaiwa-face\"><img decoding=\"async\" src=\"https:\/\/wismoney.jp\/chokin\/expert\/wp-content\/uploads\/2026\/01\/1111-300x300.jpg\" alt=\"FP\" width=\"100\" height=\"100\">\r\n\t\t<div class=\"st-kaiwa-face-name\">FP<\/div>\r\n\t<\/div>\r\n\t<div class=\"st-kaiwa-area\">\r\n\t\t<div class=\"st-kaiwa-hukidashi\">\u9ad8\u53ce\u5165\u6d6a\u8cbb\u5bb6\u306e\u76f8\u8ac7\u8005\u69d8\u306e\u5834\u5408\u3001\u7d66\u4e0e\u306e\u4e00\u5b9a\u5272\u5408\uff08\u4f8b\u3048\u30703\u5272\uff09\u3092\u5165\u91d1\u65e5\u5f53\u65e5\u306b\u5225\u53e3\u5ea7\u3078\u81ea\u52d5\u79fb\u7ba1\u3059\u308b\u4ed5\u7d44\u307f\u3092\u5165\u308c\u308b\u3060\u3051\u3067\u3001\u6b8b\u3063\u305f\u53e3\u5ea7\u3067\u751f\u6d3b\u304c\u6210\u7acb\u3059\u308b\u3088\u3046\u306b\u306a\u3063\u305f\u30b1\u30fc\u30b9\u304c\u3042\u308a\u307e\u3059\u3002\u4f7f\u3048\u308b\u984d\u304c\u76ee\u306b\u898b\u3048\u3066\u6c7a\u307e\u308b\u3068\u3001\u81ea\u7136\u3068\u652f\u51fa\u3082\u53ce\u307e\u3063\u3066\u3044\u304d\u307e\u3059<\/div>\r\n\t<\/div>\r\n<\/div>\n<h2>\u4e16\u5e2f\u5e74\u53ce\u306e\u7f60\u304b\u3089\u629c\u3051\u51fa\u3059\u305f\u3081\u306b\u3084\u3081\u308b\u3053\u3068\u30fb\u59cb\u3081\u308b\u3053\u3068<\/h2>\n<p>\u4ed5\u7d44\u307f\u3092\u6574\u3048\u308b\u3088\u308a\u5148\u306b\u3001\u3084\u3081\u308b\u3053\u3068\u3092\u6c7a\u3081\u308b\u306e\u304c\u52b9\u679c\u7684\u3067\u3059\u3002<\/p>\n<div class=\"st-mybox  has-title \" style=\"background:#ffebee;border-color:#ef5350;border-width:2px;border-radius:5px;margin: 25px 0;\"><p class=\"st-mybox-title\" style=\"color:#ef5350;font-weight:bold;text-shadow: #fff 3px 0px 0px, #fff 2.83487px 0.981584px 0px, #fff 2.35766px 1.85511px 0px, #fff 1.62091px 2.52441px 0px, #fff 0.705713px 2.91581px 0px, #fff -0.287171px 2.98622px 0px, #fff -1.24844px 2.72789px 0px, #fff -2.07227px 2.16926px 0px, #fff -2.66798px 1.37182px 0px, #fff -2.96998px 0.42336px 0px, #fff -2.94502px -0.571704px 0px, #fff -2.59586px -1.50383px 0px, #fff -1.96093px -2.27041px 0px, #fff -1.11013px -2.78704px 0px, #fff -0.137119px -2.99686px 0px, #fff 0.850987px -2.87677px 0px, #fff 1.74541px -2.43999px 0px, #fff 2.44769px -1.73459px 0px, #fff 2.88051px -0.838246px 0px;background: linear-gradient(0deg,#ffebee 0%,#ffebee 55%,rgba(0,0,0,0) 55%,rgba(0,0,0,0) 100%);\"><i class=\"st-fa st-svg-exclamation-circle st-css-no\" 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