{"id":484,"date":"2026-04-15T23:16:14","date_gmt":"2026-04-15T14:16:14","guid":{"rendered":"https:\/\/wismoney.jp\/chokin\/expert\/?p=484"},"modified":"2026-04-15T20:56:54","modified_gmt":"2026-04-15T11:56:54","slug":"single-saving","status":"publish","type":"post","link":"https:\/\/wismoney.jp\/chokin\/expert\/single-saving\/","title":{"rendered":"20\u4ee3\u4e00\u4eba\u66ae\u3089\u3057\u3067\u8caf\u91d1\u3067\u304d\u306a\u3044\u306e\u306f\u5f53\u7136\uff5c\u67083,000\u5186\u304b\u3089\u8caf\u307e\u308b\u4ed5\u7d44\u307f"},"content":{"rendered":"<p>20\u4ee3\u4e00\u4eba\u66ae\u3089\u3057\u3067\u8caf\u91d1\u3067\u304d\u306a\u3044\u306e\u306f\u3001\u610f\u5fd7\u304c\u5f31\u3044\u304b\u3089\u3067\u306f\u306a\u304f\u3001\u304a\u91d1\u306e\u6d41\u308c\u306b\u300c\u81ea\u52d5\u3067\u8caf\u307e\u308b\u4ed5\u7d44\u307f\u300d\u304c\u306a\u3044\u304b\u3089\u3067\u3059\u3002\u5b9f\u969b\u300120\u4ee3\u5358\u8eab\u4e16\u5e2f\u306e33.2%\u306f\u91d1\u878d\u8cc7\u7523\u30bc\u30ed\u3067\u3001\u8caf\u84c4\u306e\u4e2d\u592e\u5024\u306f\u308f\u305a\u304b37\u4e07\u5186\u3067\u3059\uff08J-FLEC 2025\u5e74\u8abf\u67fb\uff09\u3002<\/p>\n<p>\u5bb6\u8cc3\u3092\u6255\u3048\u306a\u3044\u3068\u60a9\u3080\u4eba\u306f\u5c11\u306a\u3044\u3067\u3059\u3088\u306d\u3002\u7d66\u6599\u65e5\u306b\u81ea\u52d5\u3067\u5f15\u304d\u843d\u3068\u3055\u308c\u308b\u304b\u3089\u3001\u305d\u3082\u305d\u3082\u610f\u8b58\u3059\u308b\u5fc5\u8981\u304c\u306a\u3044\u306e\u3067\u3059\u3002\u4e00\u65b9\u3001\u8caf\u91d1\u306f\u300c\u4f59\u3063\u305f\u3089\u8caf\u3081\u3088\u3046\u300d\u3068\u601d\u3063\u3066\u3044\u308b\u9650\u308a\u3001\u7d76\u5bfe\u306b\u4f59\u308a\u307e\u305b\u3093\u3002\u3053\u308c\u306f\u610f\u5fd7\u306e\u5f37\u3055\u3067\u306f\u306a\u304f\u3001\u304a\u91d1\u306e\u6d41\u308c\u306e\u8a2d\u8a08\u30df\u30b9\u3067\u3059\u3002<\/p>\n<table>\n<caption>20\u4ee3\u5358\u8eab\u4e16\u5e2f\u306e\u91d1\u878d\u8cc7\u7523\u4fdd\u6709\u72b6\u6cc1<\/caption>\n<thead>\n<tr>\n<th>\u9805\u76ee<\/th>\n<th>20\u4ee3\u5358\u8eab<\/th>\n<th>\u5168\u5e74\u4ee3\u5358\u8eab<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u91d1\u878d\u8cc7\u7523\u3092\u4fdd\u6709\u3057\u3066\u3044\u306a\u3044\u5272\u5408<\/td>\n<td>33.2%<\/td>\n<td>30.1%<\/td>\n<\/tr>\n<tr>\n<td>\u91d1\u878d\u8cc7\u7523\u306e\u5e73\u5747\u984d<\/td>\n<td>255\u4e07\u5186<\/td>\n<td>919\u4e07\u5186<\/td>\n<\/tr>\n<tr>\n<td>\u91d1\u878d\u8cc7\u7523\u306e\u4e2d\u592e\u5024<\/td>\n<td>37\u4e07\u5186<\/td>\n<td>130\u4e07\u5186<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><small>\u51fa\u5178\uff1a<a href=\"https:\/\/www.j-flec.go.jp\/data\/kakekin_2025\/\">J-FLEC\uff08\u91d1\u878d\u7d4c\u6e08\u6559\u80b2\u63a8\u9032\u6a5f\u69cb\uff09\u300c\u5bb6\u8a08\u306e\u91d1\u878d\u884c\u52d5\u306b\u95a2\u3059\u308b\u4e16\u8ad6\u8abf\u67fb\uff3b\u5358\u8eab\u4e16\u5e2f\u8abf\u67fb\uff3d\u300d2025\u5e74<\/a>\u3000\u203b\u5168\u5e74\u4ee3\u5358\u8eab\u306f20\u301c70\u4ee3\u306e\u5358\u8eab\u4e16\u5e2f\u5168\u4f53\u306e\u5024<\/small><\/p>\n<p>20\u4ee3\u5358\u8eab\u4e16\u5e2f\u306e\u7d043\u4eba\u306b1\u4eba\u306f\u91d1\u878d\u8cc7\u7523\u3092\u6301\u3063\u3066\u3044\u307e\u305b\u3093\u3002\u3055\u3089\u306b\u3001\u91d1\u878d\u8cc7\u7523\u3092\u6301\u3063\u3066\u3044\u308b\u4e16\u5e2f\u306b\u9650\u3063\u3066\u308256.6%\u304c\u5e74\u9593\u306e\u624b\u53d6\u308a\u53ce\u5165\u304b\u3089\u8caf\u84c4\u3078\u306e\u632f\u308a\u5206\u3051\u3092\u3057\u3066\u3044\u307e\u305b\u3093\u3002\u8caf\u91d1\u3067\u304d\u3066\u3044\u306a\u304420\u4ee3\u4e00\u4eba\u66ae\u3089\u3057\u306f\u5c11\u6570\u6d3e\u3067\u306f\u306a\u304f\u3001\u3080\u3057\u308d\u591a\u6570\u6d3e\u3067\u3059\u3002<\/p>\n<div class=\"st-kaiwa-box clearfix kaiwaicon1\">\r\n\t<div class=\"st-kaiwa-face\"><img decoding=\"async\" src=\"https:\/\/wismoney.jp\/chokin\/expert\/wp-content\/uploads\/2026\/01\/1111-300x300.jpg\" alt=\"FP\" width=\"100\" height=\"100\">\r\n\t\t<div class=\"st-kaiwa-face-name\">FP<\/div>\r\n\t<\/div>\r\n\t<div class=\"st-kaiwa-area\">\r\n\t\t<div class=\"st-kaiwa-hukidashi\">\u3044\u304f\u3089\u8caf\u3081\u308c\u3070\u3044\u3044\u3067\u3059\u304b\uff1f\u3068\u3088\u304f\u805e\u304b\u308c\u307e\u3059\u304c\u3001\u6700\u521d\u306b\u78ba\u8a8d\u3059\u3079\u304d\u306a\u306e\u306f\u81ea\u52d5\u632f\u66ff\u3092\u8a2d\u5b9a\u3057\u3066\u3044\u308b\u304b\u3069\u3046\u304b\u306a\u3093\u3067\u3059\u3002\u91d1\u984d\u3088\u308a\u4ed5\u7d44\u307f\u304c\u5148\u3002\u81ea\u52d5\u3067\u5f15\u304b\u308c\u308b\u4ed5\u7d44\u307f\u3055\u3048\u3042\u308c\u3070\u3001\u610f\u5fd7\u306e\u529b\u306b\u983c\u3089\u306a\u304f\u3066\u3082\u8caf\u91d1\u306f\u7d9a\u304d\u307e\u3059\u3088\u3002<\/div>\r\n\t<\/div>\r\n<\/div>\n<h2>20\u4ee3\u304c\u8caf\u91d1\u3092\u81ea\u52d5\u5316\u3059\u308b3\u30b9\u30c6\u30c3\u30d7<\/h2>\n<h3>\u7d66\u6599\u65e5\u306b\u6d88\u3048\u308b\u8a2d\u5b9a\u3092\u3059\u308b\u624b\u9806<\/h3>\n<div class=\"st-mybox  has-title \" style=\"background:#E1F5FE;border-color:#B3E5FC;border-width:2px;border-radius:5px;margin: 25px 0;\"><p class=\"st-mybox-title\" style=\"color:#03A9F4;font-weight:bold;text-shadow: #fff 3px 0px 0px, #fff 2.83487px 0.981584px 0px, #fff 2.35766px 1.85511px 0px, #fff 1.62091px 2.52441px 0px, #fff 0.705713px 2.91581px 0px, #fff -0.287171px 2.98622px 0px, #fff -1.24844px 2.72789px 0px, #fff -2.07227px 2.16926px 0px, #fff -2.66798px 1.37182px 0px, #fff -2.96998px 0.42336px 0px, #fff -2.94502px -0.571704px 0px, #fff -2.59586px -1.50383px 0px, #fff -1.96093px -2.27041px 0px, #fff -1.11013px -2.78704px 0px, #fff -0.137119px -2.99686px 0px, #fff 0.850987px -2.87677px 0px, #fff 1.74541px -2.43999px 0px, #fff 2.44769px -1.73459px 0px, #fff 2.88051px -0.838246px 0px;background: linear-gradient(0deg,#E1F5FE 0%,#E1F5FE 55%,rgba(0,0,0,0) 55%,rgba(0,0,0,0) 100%);\"><i class=\"st-fa st-svg-check-circle st-css-no\" aria-hidden=\"true\"><\/i>\u8a2d\u5b9a\u624b\u9806<\/p><div class=\"st-in-mybox\">\n<ol>\n<li>\u8caf\u91d1\u5c02\u7528\u306e\u30cd\u30c3\u30c8\u9280\u884c\u53e3\u5ea7\u3092\u958b\u8a2d\u3059\u308b\uff08\u81ea\u52d5\u632f\u66ff\u306b\u5bfe\u5fdc\u3057\u3066\u3044\u308b\u9280\u884c\u3092\u9078\u3076\uff09<\/li>\n<li>\u7d66\u4e0e\u53e3\u5ea7\u304b\u3089\u8caf\u91d1\u53e3\u5ea7\u3078\u306e\u81ea\u52d5\u632f\u66ff\u3092\u7d66\u6599\u65e5\u7fcc\u65e5\u306b\u8a2d\u5b9a\u3059\u308b<\/li>\n<li>\u8caf\u91d1\u53e3\u5ea7\u306e\u30ad\u30e3\u30c3\u30b7\u30e5\u30ab\u30fc\u30c9\u306f\u8ca1\u5e03\u306b\u5165\u308c\u305a\u3001\u5f15\u304d\u51fa\u3057\u306b\u3057\u307e\u3046<\/li>\n<\/ol>\n<\/div><\/div>\n<p>\u6700\u521d\u306f3,000\u5186\u3067\u5341\u5206\u3067\u3059\u3002\u91d1\u984d\u3088\u308a\u300c\u7d66\u6599\u65e5\u306b\u81ea\u52d5\u3067\u6d88\u3048\u308b\u300d\u3068\u3044\u3046\u4f53\u9a13\u3092\u4f5c\u308b\u3053\u3068\u304c\u91cd\u8981\u3067\u3059\u3002<\/p>\n<h3>\u624b\u53d6\u308a\u984d\u5225\u306e\u73fe\u5b9f\u7684\u306a\u81ea\u52d5\u9694\u96e2\u984d\u306e\u76ee\u5b89<\/h3>\n<div class=\"st-kaiwa-box clearfix kaiwaicon1\">\r\n\t<div class=\"st-kaiwa-face\"><img decoding=\"async\" src=\"https:\/\/wismoney.jp\/chokin\/expert\/wp-content\/uploads\/2026\/01\/1111-300x300.jpg\" alt=\"FP\" width=\"100\" height=\"100\">\r\n\t\t<div class=\"st-kaiwa-face-name\">FP<\/div>\r\n\t<\/div>\r\n\t<div class=\"st-kaiwa-area\">\r\n\t\t<div class=\"st-kaiwa-hukidashi\">\u79c1\u81ea\u8eab\u3082\u624b\u53d6\u308a\u306e5%\u304b\u3089\u30b9\u30bf\u30fc\u30c8\u3057\u307e\u3057\u305f\u3002\u7d4c\u9a13\u4e0a\u3001\u624b\u53d6\u308a\u306e3\u301c5%\u304c\u7121\u7406\u306a\u304f\u7d9a\u3051\u3089\u308c\u308b\u30e9\u30a4\u30f3\u3067\u3059\u3002\u4e0b\u306e\u8868\u306f\u305d\u306e\u76ee\u5b89\u3067\u8a08\u7b97\u3057\u3066\u3044\u307e\u3059\u3002<\/div>\r\n\t<\/div>\r\n<\/div>\n<table>\n<caption>\u624b\u53d6\u308a\u984d\u5225\u306e\u81ea\u52d5\u9694\u96e2\u984d\u306e\u76ee\u5b89\uff08\u624b\u53d6\u308a\u306e3\u301c5%\uff09<\/caption>\n<thead>\n<tr>\n<th>\u624b\u53d6\u308a\u6708\u53ce<\/th>\n<th>\u63a8\u5968\u9694\u96e2\u984d<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>15\u4e07\u5186<\/td>\n<td>4,500\u301c7,500\u5186<\/td>\n<\/tr>\n<tr>\n<td>18\u4e07\u5186<\/td>\n<td>5,500\u301c9,000\u5186<\/td>\n<\/tr>\n<tr>\n<td>20\u4e07\u5186<\/td>\n<td>6,000\u301c10,000\u5186<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u7121\u7406\u306a\u91d1\u984d\u3092\u8a2d\u5b9a\u3057\u3066\u9014\u4e2d\u3067\u89e3\u9664\u3059\u308b\u306e\u304c\u4e00\u756a\u3082\u3063\u305f\u3044\u306a\u3044\u30d1\u30bf\u30fc\u30f3\u3067\u3059\u3002\u300c\u3053\u308c\u306a\u3089\u4f59\u88d5\u300d\u3068\u601d\u3048\u308b\u984d\u304b\u3089\u59cb\u3081\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<h2>\u4e00\u4eba\u66ae\u3089\u3057\u306e\u8caf\u91d1\u306f\u4eca\u65e510\u5206\u306e\u8a2d\u5b9a\u3067\u5909\u308f\u308b<\/h2>\n<p>20\u4ee3\u4e00\u4eba\u66ae\u3089\u3057\u3067\u8caf\u91d1\u3067\u304d\u306a\u3044\u539f\u56e0\u306f\u610f\u5fd7\u306e\u5f31\u3055\u3067\u306f\u306a\u304f\u3001\u304a\u91d1\u306e\u6d41\u308c\u306e\u8a2d\u8a08\u3067\u3059\u3002\u5bb6\u8cc3\u3068\u540c\u3058\u3088\u3046\u306b\u7d66\u6599\u65e5\u306b\u81ea\u52d5\u3067\u9694\u96e2\u3059\u308b\u4ed5\u7d44\u307f\u3092\u4f5c\u308c\u3070\u3001\u67083,000\u5186\u304b\u3089\u3067\u3082\u78ba\u5b9f\u306b\u8caf\u307e\u308a\u307e\u3059\u3002<\/p>\n<div class=\"st-mybox  has-title \" style=\"background:#ffebee;border-color:#ef9a9a;border-width:2px;border-radius:5px;margin: 25px 0;\"><p class=\"st-mybox-title\" style=\"color:#ef5350;font-weight:bold;text-shadow: #fff 3px 0px 0px, #fff 2.83487px 0.981584px 0px, #fff 2.35766px 1.85511px 0px, #fff 1.62091px 2.52441px 0px, #fff 0.705713px 2.91581px 0px, #fff -0.287171px 2.98622px 0px, #fff -1.24844px 2.72789px 0px, #fff -2.07227px 2.16926px 0px, #fff -2.66798px 1.37182px 0px, #fff -2.96998px 0.42336px 0px, #fff -2.94502px -0.571704px 0px, #fff -2.59586px -1.50383px 0px, #fff -1.96093px -2.27041px 0px, #fff -1.11013px -2.78704px 0px, #fff -0.137119px -2.99686px 0px, #fff 0.850987px -2.87677px 0px, #fff 1.74541px -2.43999px 0px, #fff 2.44769px -1.73459px 0px, #fff 2.88051px -0.838246px 0px;background: linear-gradient(0deg,#ffebee 0%,#ffebee 55%,rgba(0,0,0,0) 55%,rgba(0,0,0,0) 100%);\"><i class=\"st-fa st-svg-exclamation-circle st-css-no\" aria-hidden=\"true\"><\/i>\u4eca\u65e5\u3084\u308b\u3053\u3068<\/p><div class=\"st-in-mybox\"><br \/>\n\u30cd\u30c3\u30c8\u9280\u884c\u306e\u81ea\u52d5\u632f\u66ff\u8a2d\u5b9a\u30921\u3064\u3060\u3051\u5b8c\u4e86\u3055\u305b\u308b\u3002\u91d1\u984d\u306f3,000\u5186\u3067OK\u3002<br \/>\n<\/div><\/div>\n<p>30\u65e5\u5f8c\u306b\u306f\u3001\u7d66\u6599\u65e5\u306b\u81ea\u52d5\u3067\u8caf\u91d1\u304c\u9694\u96e2\u3055\u308c\u3001\u6b8b\u308a\u306e\u304a\u91d1\u3067\u666e\u901a\u306b\u66ae\u3089\u305b\u3066\u3044\u308b\u81ea\u5206\u304c\u3044\u307e\u3059\u3002\u300c\u8caf\u91d1\u3057\u306a\u304d\u3083\u300d\u3068\u601d\u3046\u5fc5\u8981\u304c\u306a\u304f\u306a\u308a\u3001\u30b9\u30c8\u30ec\u30b9\u306a\u304f\u304a\u91d1\u304c\u5897\u3048\u3066\u3044\u304f\u751f\u6d3b\u3067\u3059\u3002<\/p>\n<p>3\u30f6\u6708\u5f8c\u306b\u30b9\u30de\u30db\u306e\u30ab\u30ec\u30f3\u30c0\u30fc\u3067\u8caf\u91d1\u984d\u898b\u76f4\u3057\u306e\u30ea\u30de\u30a4\u30f3\u30c0\u30fc\u3092\u5165\u308c\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002\u305d\u306e\u3053\u308d\u306b\u306f\u751f\u6d3b\u30ea\u30ba\u30e0\u304c\u5b89\u5b9a\u3057\u3001\u91d1\u984d\u3092\u5c11\u3057\u5897\u3084\u305b\u308b\u4f59\u88d5\u304c\u898b\u3048\u3066\u304f\u308b\u306f\u305a\u3067\u3059\u3002<\/p>\n<div class=\"st-kaiwa-box clearfix kaiwaicon1\">\r\n\t<div class=\"st-kaiwa-face\"><img decoding=\"async\" src=\"https:\/\/wismoney.jp\/chokin\/expert\/wp-content\/uploads\/2026\/01\/1111-300x300.jpg\" alt=\"FP\" width=\"100\" height=\"100\">\r\n\t\t<div class=\"st-kaiwa-face-name\">FP<\/div>\r\n\t<\/div>\r\n\t<div class=\"st-kaiwa-area\">\r\n\t\t<div 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