{"id":470,"date":"2026-04-13T21:30:53","date_gmt":"2026-04-13T12:30:53","guid":{"rendered":"https:\/\/wismoney.jp\/chokin\/expert\/?p=470"},"modified":"2026-04-13T18:36:51","modified_gmt":"2026-04-13T09:36:51","slug":"money-stress","status":"publish","type":"post","link":"https:\/\/wismoney.jp\/chokin\/expert\/money-stress\/","title":{"rendered":"\u304a\u91d1\u306e\u30b9\u30c8\u30ec\u30b9\u89e3\u6d88\u6cd5\u306f\u6b8b\u9ad8\u78ba\u8a8d\u3060\u3051\u3067OK\uff5c\u898b\u308b\u6570\u5b57\u30921\u3064\u306b\u7d5e\u308b\u7fd2\u6163"},"content":{"rendered":"<p>\u304a\u91d1\u306e\u30b9\u30c8\u30ec\u30b9\u3068\u306f\u3001\u65e5\u3005\u306e\u53ce\u652f\u7ba1\u7406\u3084\u5c06\u6765\u306e\u8cc7\u91d1\u4e0d\u5b89\u304b\u3089\u751f\u3058\u308b\u7cbe\u795e\u7684\u306a\u8ca0\u62c5\u611f\u306e\u3053\u3068\u3067\u3059\u3002\u3053\u306e\u30b9\u30c8\u30ec\u30b9\u3092\u89e3\u6d88\u3059\u308b\u65b9\u6cd5\u306f\u3001\u898b\u308b\u6570\u5b57\u3092\u6e1b\u3089\u3059\u3053\u3068\u3002\u3059\u3079\u3066\u306e\u53ce\u652f\u3092\u628a\u63e1\u3057\u3088\u3046\u3068\u3059\u308b\u307b\u3069\u3001\u304b\u3048\u3063\u3066\u4e0d\u5b89\u304c\u5897\u3059\u4eba\u306f\u5c11\u306a\u304f\u3042\u308a\u307e\u305b\u3093\u3002\u3053\u306e\u8a18\u4e8b\u3067\u306f\u3001\u6b8b\u9ad8\u3060\u3051\u3092\u78ba\u8a8d\u3059\u308b\u7fd2\u6163\u3067\u304a\u91d1\u306e\u30b9\u30c8\u30ec\u30b9\u3092\u8efd\u304f\u3059\u308b\u65b9\u6cd5\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<h2>\u304a\u91d1\u306e\u30b9\u30c8\u30ec\u30b9\u306f\u300c\u898b\u3048\u3059\u304e\u300d\u304b\u3089\u751f\u307e\u308c\u3066\u3044\u308b<\/h2>\n<p>\u5bb6\u8a08\u7ba1\u7406\u3092\u9811\u5f35\u308d\u3046\u3068\u3057\u3066\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u660e\u7d30\u3001\u9280\u884c\u53e3\u5ea7\u306e\u5165\u51fa\u91d1\u3001\u30dd\u30a4\u30f3\u30c8\u6b8b\u9ad8\u3001\u6295\u8cc7\u306e\u8a55\u4fa1\u984d\u307e\u3067\u6bce\u65e5\u30c1\u30a7\u30c3\u30af\u3057\u3066\u3044\u307e\u305b\u3093\u304b\u3002\u5b9f\u306f\u3053\u306e<strong>\u60c5\u5831\u904e\u591a\u3053\u305d\u304c\u30b9\u30c8\u30ec\u30b9\u306e\u539f\u56e0<\/strong>\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u539a\u751f\u52b4\u50cd\u7701\u306e\u56fd\u6c11\u751f\u6d3b\u57fa\u790e\u8abf\u67fb\uff08\u4ee4\u548c6\u5e74\uff09\u3067\u3082\u3001\u751f\u6d3b\u304c\u82e6\u3057\u3044\u3068\u611f\u3058\u3066\u3044\u308b\u4e16\u5e2f\u306f\u5168\u4f53\u306e58.9%\u306b\u306e\u307c\u308a\u3001\u304a\u91d1\u306e\u4e0d\u5b89\u306f\u591a\u304f\u306e\u5bb6\u5ead\u306b\u5171\u901a\u3059\u308b\u554f\u984c\u3067\u3059\u3002<\/p>\n<p><small>\u51fa\u5178\uff1a<a href=\"https:\/\/www.mhlw.go.jp\/toukei\/saikin\/hw\/k-tyosa\/k-tyosa24\/index.html\">\u539a\u751f\u52b4\u50cd\u7701\u300c2024\uff08\u4ee4\u548c6\uff09\u5e74 \u56fd\u6c11\u751f\u6d3b\u57fa\u790e\u8abf\u67fb\u306e\u6982\u6cc1\u300d<\/a><\/small><\/p>\n<p>\u305f\u3060\u3057\u3001\u3053\u306e\u4e0d\u5b89\u306e\u539f\u56e0\u306f\u53ce\u5165\u306e\u5c11\u306a\u3055\u3060\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u300c\u3061\u3083\u3093\u3068\u7ba1\u7406\u3057\u306a\u304d\u3083\u300d\u3068\u3044\u3046\u601d\u3044\u8fbc\u307f\u3082\u3001\u30b9\u30c8\u30ec\u30b9\u3092\u5927\u304d\u304f\u3057\u3066\u3044\u308b\u8981\u56e0\u306e\u3072\u3068\u3064\u3067\u3059\u3002<\/p>\n<div class=\"st-kaiwa-box clearfix kaiwaicon1\">\r\n\t<div class=\"st-kaiwa-face\"><img decoding=\"async\" src=\"https:\/\/wismoney.jp\/chokin\/expert\/wp-content\/uploads\/2026\/01\/1111-300x300.jpg\" alt=\"FP\" width=\"100\" height=\"100\">\r\n\t\t<div class=\"st-kaiwa-face-name\">FP<\/div>\r\n\t<\/div>\r\n\t<div class=\"st-kaiwa-area\">\r\n\t\t<div class=\"st-kaiwa-hukidashi\">\u3088\u304f\u3042\u308b\u306e\u304c\u3001\u5bb6\u8a08\u7c3f\u30a2\u30d7\u30ea\u3067\u98df\u8cbb\u304c\u4e88\u7b97\u30aa\u30fc\u30d0\u30fc\u3060\u3063\u305f\u3068\u843d\u3061\u8fbc\u3080\u30d1\u30bf\u30fc\u30f3\u3067\u3059\u3002\u3067\u3082\u6b8b\u9ad8\u3092\u898b\u308b\u3068\u751f\u6d3b\u306b\u306f\u652f\u969c\u304c\u306a\u3044\u3053\u3068\u304c\u307b\u3068\u3093\u3069\u3002\u8cbb\u76ee\u5225\u306e\u6570\u5b57\u3088\u308a\u3001\u6b8b\u9ad8\u3068\u3044\u3046\u7d50\u679c\u3060\u3051\u3092\u898b\u308b\u65b9\u304c\u305a\u3063\u3068\u5b89\u5fc3\u3067\u304d\u307e\u3059\u3088\u3002<\/div>\r\n\t<\/div>\r\n<\/div>\n<h2>\u300c\u3061\u3083\u3093\u3068\u7ba1\u7406\u3057\u306a\u304d\u3083\u300d\u304c\u9006\u52b9\u679c\u306b\u306a\u308b\u7406\u7531<\/h2>\n<p>\u65e5\u672cFP\u5354\u4f1a\u306e\u8abf\u67fb\u3067\u306f\u3001\u53ce\u5165\u306e\u3042\u308b20\u301c30\u4ee3\u3067\u5c06\u6765\u306e\u304a\u91d1\u306b\u4e0d\u5b89\u304c\u3042\u308b\u4eba\u306e\u3046\u3061\u300c\u9069\u5207\u306a\u5bb6\u8a08\u7ba1\u7406\u304c\u6709\u52b9\u300d\u3068\u8003\u3048\u308b\u4eba\u306f52.7%\u3044\u308b\u4e00\u65b9\u3001\u5b9f\u969b\u306b\u5bb6\u8a08\u7ba1\u7406\u3092\u5b9f\u65bd\u3057\u3066\u3044\u308b\u4eba\u306f32.4%\u306b\u3068\u3069\u307e\u308a\u307e\u3059\u3002<\/p>\n<table>\n<caption>\u304a\u91d1\u306e\u4e0d\u5b89\u3092\u89e3\u6d88\u3059\u308b\u305f\u3081\u306e\u5bfe\u7b56\uff08\u6709\u52b9\u3060\u3068\u601d\u3046 vs \u5b9f\u65bd\u3057\u3066\u3044\u308b\uff09<\/caption>\n<thead>\n<tr>\n<th>\u5bfe\u7b56<\/th>\n<th>\u6709\u52b9\u3060\u3068\u601d\u3046<\/th>\n<th>\u5b9f\u969b\u306b\u5b9f\u65bd<\/th>\n<th>\u5dee<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u7bc0\u7d04\u3092\u3059\u308b<\/td>\n<td>59.1%<\/td>\n<td>55.8%<\/td>\n<td>3.3pt<\/td>\n<\/tr>\n<tr>\n<td>\u9069\u5207\u306a\u5bb6\u8a08\u7ba1\u7406\u3092\u3059\u308b<\/td>\n<td>52.7%<\/td>\n<td>32.4%<\/td>\n<td>20.3pt<\/td>\n<\/tr>\n<tr>\n<td>\u9577\u671f\u7684\u306a\u6295\u8cc7\u3092\u3059\u308b<\/td>\n<td>50.7%<\/td>\n<td>30.1%<\/td>\n<td>20.6pt<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><small>\u51fa\u5178\uff1a<a href=\"https:\/\/www.jafp.or.jp\/about_jafp\/katsudou\/news\/news_2023\/files\/newsrelease20231124.pdf\">\u65e5\u672cFP\u5354\u4f1a\u300c\u3053\u308c\u304b\u3089\u306e\u304a\u91d1\u3068\u7d66\u6599\u306b\u95a2\u3059\u308b\u610f\u8b58\u8abf\u67fb\u300d2023\u5e74<\/a>\uff08n=491\u30fb\u53ce\u5165\u306e\u3042\u308b20\u301c39\u6b73\u30fb\u304a\u91d1\u306e\u4e0d\u5b89\u304c\u3042\u308b\u4eba\u30d9\u30fc\u30b9\uff09<\/small><\/p>\n<p>\u5bb6\u8a08\u7ba1\u7406\u3082\u6295\u8cc7\u3082\u300c\u3084\u3063\u305f\u65b9\u304c\u3044\u3044\u300d\u3068\u308f\u304b\u3063\u3066\u3044\u3066\u3082\u5b9f\u884c\u3067\u304d\u3066\u3044\u306a\u3044\u4eba\u304c\u7d0420\u30dd\u30a4\u30f3\u30c8\u3082\u591a\u3044\u3002\u3053\u306e<strong>\u7406\u60f3\u3068\u884c\u52d5\u306e\u30ae\u30e3\u30c3\u30d7\u304c\u304a\u91d1\u306e\u30b9\u30c8\u30ec\u30b9\u306e\u6b63\u4f53<\/strong>\u3067\u3059\u3002\u7ba1\u7406\u306e\u30cf\u30fc\u30c9\u30eb\u3092\u3068\u3053\u3068\u3093\u4e0b\u3052\u308b\u767a\u60f3\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<h2>\u304a\u91d1\u306e\u30b9\u30c8\u30ec\u30b9\u89e3\u6d88\u306f\u6b8b\u9ad8\u78ba\u8a8d\u3060\u3051\u3067OK<\/h2>\n<p>\u898b\u308b\u3079\u304d\u6570\u5b57\u306f<strong>\u751f\u6d3b\u7528\u53e3\u5ea7\u306e\u6b8b\u9ad81\u3064\u3060\u3051<\/strong>\u3067\u5341\u5206\u3067\u3059\u3002\u671d30\u79d2\u3001\u9280\u884c\u30a2\u30d7\u30ea\u3092\u958b\u3044\u3066\u6b8b\u9ad8\u3092\u78ba\u8a8d\u3057\u3001\u4eca\u9031\u3042\u3068\u3044\u304f\u3089\u4f7f\u3048\u308b\u304b\u3092\u628a\u63e1\u3059\u308b\u3002\u3053\u308c\u3060\u3051\u3067\u304a\u91d1\u306e\u4e0d\u5b89\u306e\u8efd\u6e1b\u304c\u671f\u5f85\u3067\u304d\u307e\u3059\u3002<\/p>\n<div class=\"freebox has-title \" style=\"background:#E1F5FE;border-color:#03A9F4;border-radius:0 5px 5px;\"><p class=\"p-free\" style=\"background:#03A9F4;border-color:#03A9F4;font-weight:bold;\"><span class=\"p-entry-f\" style=\"background:#03A9F4;color:#fff;font-weight:bold;border-radius: 0 0 5px 0;\"><i class=\"st-fa  t-svg-check-circle st-css-no\" aria-hidden=\"true\"><\/i>\u6bce\u65e5\u898b\u306a\u304f\u3066\u3044\u3044\u9805\u76ee\u30ea\u30b9\u30c8<\/span><\/p><div class=\"free-inbox\">\n<ul>\n<li>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u5229\u7528\u660e\u7d30\uff08\u203b\u4e0d\u6b63\u5229\u7528\u306e\u78ba\u8a8d\u306f\u67081\u56de\u306f\u884c\u3044\u307e\u3057\u3087\u3046\uff09<\/li>\n<li>\u6295\u8cc7\u4fe1\u8a17\u3084\u682a\u5f0f\u306e\u8a55\u4fa1\u984d<\/li>\n<li>\u5404\u7a2e\u30dd\u30a4\u30f3\u30c8\u306e\u6b8b\u9ad8<\/li>\n<li>\u7d30\u304b\u3044\u8cbb\u76ee\u3054\u3068\u306e\u652f\u51fa\u984d<\/li>\n<\/ul>\n<\/div><\/div>\n<p>\u6295\u8cc7\u306e\u8a55\u4fa1\u984d\u3084\u30dd\u30a4\u30f3\u30c8\u6b8b\u9ad8\u306f\u6708\u306b1\u56de\u3001\u3042\u308b\u3044\u306f3\u304b\u6708\u306b1\u56de\u306e\u78ba\u8a8d\u3067\u5341\u5206\u3067\u3059\u3002<\/p>\n<h3>\u6b8b\u9ad8\u78ba\u8a8d\u3092\u7fd2\u6163\u306b\u3059\u308b3\u30b9\u30c6\u30c3\u30d7<\/h3>\n<h4>STEP1. \u30b9\u30de\u30db\u306e\u30db\u30fc\u30e0\u753b\u9762\u306b\u9280\u884c\u30a2\u30d7\u30ea\u3092\u914d\u7f6e\u3059\u308b\uff08\u8a2d\u5b9a1\u5206\uff09<\/h4>\n<p>\u76ee\u306b\u5165\u308b\u5834\u6240\u306b\u30a2\u30d7\u30ea\u304c\u3042\u308c\u3070\u3001\u308f\u3056\u308f\u3056\u63a2\u3059\u624b\u9593\u304c\u306a\u304f\u306a\u308a\u307e\u3059\u30021\u30bf\u30c3\u30d7\u3067\u958b\u3051\u308b\u72b6\u614b\u306b\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<h4>STEP2. \u671d\u306e\u30eb\u30fc\u30c6\u30a3\u30f3\u306b\u7d10\u3065\u3051\u308b\uff08\u7fd2\u6163\u5316\u307e\u3067\u7d041\u9031\u9593\uff09<\/h4>\n<p>\u6b6f\u78e8\u304d\u306e\u5f8c\u3084\u30b3\u30fc\u30d2\u30fc\u3092\u6df9\u308c\u308b\u524d\u306a\u3069\u3001\u65e2\u5b58\u306e\u7fd2\u6163\u306e\u76f4\u5f8c\u306b\u6b8b\u9ad8\u30c1\u30a7\u30c3\u30af\u3092\u5165\u308c\u308b\u3068\u5b9a\u7740\u3057\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<h4>STEP3. \u5148\u53d6\u308a\u8caf\u91d1\u3068\u7d44\u307f\u5408\u308f\u305b\u3066\u300c\u6b8b\u9ad8\uff1d\u4f7f\u3048\u308b\u304a\u91d1\u300d\u306b\u3059\u308b\uff08\u8a2d\u5b9a10\u5206\uff09<\/h4>\n<p>\u7d66\u6599\u65e5\u306b\u8caf\u84c4\u5206\u3092\u5225\u53e3\u5ea7\u3078\u81ea\u52d5\u3067\u79fb\u3057\u3066\u304a\u3051\u3070\u3001\u751f\u6d3b\u8cbb\u53e3\u5ea7\u306e\u6b8b\u9ad8\u304c\u305d\u306e\u307e\u307e\u4f7f\u3063\u3066\u3044\u3044\u91d1\u984d\u306b\u306a\u308a\u307e\u3059\u3002\u6b8b\u9ad8\u3092\u898b\u308b\u3060\u3051\u3067\u5224\u65ad\u304c\u5b8c\u7d50\u3059\u308b\u4ed5\u7d44\u307f\u3067\u3059\u3002<\/p>\n<p>\u30a6\u30a3\u30ba\u30de\u30cd\u7de8\u96c6\u90e8\u306b\u5bc4\u305b\u3089\u308c\u308b\u58f0\u306e\u4e2d\u306b\u306f\u3001<\/p>\n<div class=\"st-kaiwa-box clearfix kaiwaicon2\">\r\n\t<div class=\"st-kaiwa-face\"><img decoding=\"async\" src=\"https:\/\/wismoney.jp\/chokin\/expert\/wp-content\/uploads\/2026\/02\/22222.jpg\" alt=\"\u76f8\u8ac7\u8005\" width=\"100\" height=\"100\">\r\n\t\t<div class=\"st-kaiwa-face-name\">\u76f8\u8ac7\u8005<\/div>\r\n\t<\/div>\r\n\t<div class=\"st-kaiwa-area\">\r\n\t\t<div class=\"st-kaiwa-hukidashi\">\u304a\u91d1\u306e\u3053\u3068\u306f\u3061\u3083\u3093\u3068\u3057\u306a\u304d\u3083\u3068\u601d\u3046\u3093\u3067\u3059\u3051\u3069\u3001\u4f55\u3092\u3069\u3046\u7ba1\u7406\u3059\u308c\u3070\u3044\u3044\u304b\u308f\u304b\u3089\u306a\u304f\u3066\u3001\u7d50\u5c40\u30e2\u30e4\u30e2\u30e4\u3057\u305f\u307e\u307e\u306a\u3093\u3067\u3059<\/div>\r\n\t<\/div>\r\n<\/div>\n<p>\u3068\u3044\u3046\u65b9\u306f\u5c11\u306a\u304f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<div class=\"st-kaiwa-box clearfix kaiwaicon1\">\r\n\t<div class=\"st-kaiwa-face\"><img decoding=\"async\" src=\"https:\/\/wismoney.jp\/chokin\/expert\/wp-content\/uploads\/2026\/01\/1111-300x300.jpg\" alt=\"FP\" width=\"100\" height=\"100\">\r\n\t\t<div class=\"st-kaiwa-face-name\">FP<\/div>\r\n\t<\/div>\r\n\t<div class=\"st-kaiwa-area\">\r\n\t\t<div class=\"st-kaiwa-hukidashi\">\u300c\u3061\u3083\u3093\u3068\u3057\u305f\u3044\u300d\u6c17\u6301\u3061\u304c\u5f37\u3044\u65b9\u307b\u3069\u3001\u7ba1\u7406\u9805\u76ee\u3092\u5897\u3084\u3057\u304c\u3061\u3067\u3059\u3002\u3067\u3082\u53e3\u5ea7\u3092\u751f\u6d3b\u8cbb\u7528\u3068\u8caf\u84c4\u7528\u306e2\u3064\u306b\u5206\u3051\u3066\u3001\u751f\u6d3b\u8cbb\u53e3\u5ea7\u306e\u6b8b\u9ad8\u3060\u3051\u898b\u308b\u5f62\u306b\u3057\u305f\u3089\u3001\u305d\u308c\u3060\u3051\u3067\u4e0d\u5b89\u304c\u6e1b\u3063\u305f\u3068\u3044\u3046\u30b1\u30fc\u30b9\u306f\u591a\u3044\u3067\u3059\u3088\u3002<\/div>\r\n\t<\/div>\r\n<\/div>\n<h2>\u6b8b\u9ad8\u3092\u898b\u308b\u3060\u3051\u3067\u65e5\u5e38\u306e\u304a\u91d1\u5224\u65ad\u304c\u697d\u306b\u306a\u308b<\/h2>\n<p>\u304a\u91d1\u306e\u30b9\u30c8\u30ec\u30b9\u89e3\u6d88\u6cd5\u306f\u3001\u6b8b\u9ad8\u3060\u3051\u3092\u898b\u308b\u7fd2\u6163\u3092\u6301\u3064\u3053\u3068\u3067\u3059\u3002\u751f\u6d3b\u7528\u53e3\u5ea7\u306e\u6b8b\u9ad8\u3092\u78ba\u8a8d\u3059\u308b\u3060\u3051\u3067\u3001\u4eca\u4f7f\u3048\u308b\u91d1\u984d\u304c\u5206\u304b\u308a\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u7fd2\u6163\u304c\u8eab\u306b\u3064\u304f\u3068<strong>\u300c\u3042\u3068\u3044\u304f\u3089\u4f7f\u3048\u308b\uff1f\u300d\u306b\u5373\u7b54\u3067\u304d\u308b\u72b6\u614b<\/strong>\u306b\u306a\u308a\u307e\u3059\u3002\u8cb7\u3044\u7269\u306e\u524d\u306b\u6b8b\u9ad8\u3092\u898b\u308c\u3070\u4f7f\u3063\u3066\u3044\u3044\u91d1\u984d\u304c\u660e\u78ba\u306b\u306a\u308a\u3001\u7f6a\u60aa\u611f\u306a\u304f\u304a\u91d1\u3092\u4f7f\u3048\u307e\u3059\u3002\u8ff7\u3044\u304c\u6e1b\u308b\u3068\u8cb7\u3044\u7269\u81ea\u4f53\u304c\u697d\u3057\u304f\u306a\u308a\u3001\u304a\u91d1\u3078\u306e\u82e6\u624b\u610f\u8b58\u3082\u8584\u308c\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<div class=\"st-kaiwa-box clearfix kaiwaicon1\">\r\n\t<div class=\"st-kaiwa-face\"><img decoding=\"async\" src=\"https:\/\/wismoney.jp\/chokin\/expert\/wp-content\/uploads\/2026\/01\/1111-300x300.jpg\" alt=\"FP\" width=\"100\" height=\"100\">\r\n\t\t<div class=\"st-kaiwa-face-name\">FP<\/div>\r\n\t<\/div>\r\n\t<div class=\"st-kaiwa-area\">\r\n\t\t<div 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&#8230; 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