{"id":457,"date":"2026-04-13T15:40:13","date_gmt":"2026-04-13T06:40:13","guid":{"rendered":"https:\/\/wismoney.jp\/chokin\/expert\/?p=457"},"modified":"2026-04-13T15:40:13","modified_gmt":"2026-04-13T06:40:13","slug":"investment-beginner","status":"publish","type":"post","link":"https:\/\/wismoney.jp\/chokin\/expert\/investment-beginner\/","title":{"rendered":"\u8cc7\u7523\u904b\u7528\u306f\u521d\u5fc3\u8005\u3053\u305d\u653e\u7f6e\u304c\u6700\u5f37\uff5c1\u4e07\u4eba\u306e\u4e2d\u3067\u52dd\u3066\u308b\u4eba\u306e\u5171\u901a\u70b9"},"content":{"rendered":"<p>\u8cc7\u7523\u904b\u7528\u306e\u653e\u7f6e\u6226\u7565\u3068\u306f\u3001\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u306a\u3069\u3092\u8cfc\u5165\u5f8c\u3001\u58f2\u8cb7\u305b\u305a\u306b\u9577\u671f\u4fdd\u6709\u3059\u308b\u6295\u8cc7\u624b\u6cd5\u3067\u3059\u3002\u91d1\u878d\u7d4c\u6e08\u5b66\u306e\u7814\u7a76\u3067\u306f\u3001<strong>\u58f2\u8cb7\u983b\u5ea6\u304c\u9ad8\u3044\u6295\u8cc7\u5bb6\u307b\u3069\u30ea\u30bf\u30fc\u30f3\u304c\u4f4e\u3044<\/strong>\u3053\u3068\u304c\u78ba\u8a8d\u3055\u308c\u3066\u304a\u308a\uff08Barber &amp; Odean, 2000\uff09\u3001\u521d\u5fc3\u8005\u3053\u305d\u653e\u7f6e\u304c\u5408\u7406\u7684\u306a\u9078\u629e\u3068\u3044\u3048\u307e\u3059\u3002<\/p>\n<p>\u6295\u8cc7\u3067\u6210\u529f\u3057\u3066\u3044\u308b\u4eba\u306f\u624d\u80fd\u3084\u30bb\u30f3\u30b9\u304c\u3042\u308b\u3068\u601d\u3063\u3066\u3044\u307e\u305b\u3093\u304b\uff1f\u5b9f\u306fSNS\u3067\u898b\u304b\u3051\u308b\u6210\u529f\u8005\u306f\u751f\u304d\u6b8b\u3063\u305f\u4e00\u90e8\u3060\u3051\u3002\u4eee\u306b\u8cc7\u7523\u904b\u7528\u3092\u59cb\u3081\u305f\u521d\u5fc3\u8005\u304c1\u4e07\u4eba\u3044\u305f\u3068\u3057\u3066\u3001\u6700\u5f8c\u306b\u8cc7\u7523\u3092\u5897\u3084\u3057\u3066\u3044\u308b\u306e\u306f\u6d3e\u624b\u306a\u58f2\u8cb7\u3092\u3057\u305f\u4eba\u3067\u306f\u306a\u304f\u3001\u9000\u5c48\u306a\u7a4d\u7acb\u3092\u653e\u7f6e\u3057\u305f\u4eba\u3067\u3059\u3002<\/p>\n<h2>\u6295\u8cc7\u306e\u6210\u529f\u8005\u306f\u306a\u305c\u4e00\u90e8\u3060\u3051\u306b\u898b\u3048\u308b\u306e\u304b<\/h2>\n<p>\u6295\u8cc7\u7cfb\u306eSNS\u3084YouTube\u3092\u898b\u3066\u3044\u308b\u3068\u3001FX\u3067\u6708100\u4e07\u5186\u3001\u30c7\u30a4\u30c8\u30ec\u3067\u8cc7\u75233\u500d\u3068\u3044\u3063\u305f\u6210\u529f\u8ac7\u3070\u304b\u308a\u76ee\u306b\u5165\u308a\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u3053\u3053\u306b\u306f\u5927\u304d\u306a\u843d\u3068\u3057\u7a74\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<h3>\u751f\u5b58\u8005\u30d0\u30a4\u30a2\u30b9\u304c\u4f5c\u308a\u51fa\u3059\u5e7b\u60f3<\/h3>\n<p>\u751f\u5b58\u8005\u30d0\u30a4\u30a2\u30b9\u3068\u306f\u3001\u6210\u529f\u3057\u305f\u4eba\u3060\u3051\u304c\u76ee\u7acb\u3061\u3001\u5931\u6557\u3057\u305f\u4eba\u304c\u8996\u754c\u304b\u3089\u6d88\u3048\u308b\u73fe\u8c61\u3067\u3059\u3002FX\u3084\u30c7\u30a4\u30c8\u30ec\u3067\u9000\u5834\u3057\u305f\u4eba\u306fSNS\u3092\u66f4\u65b0\u3057\u306a\u304f\u306a\u308a\u3001\u6210\u529f\u8005\u3060\u3051\u304c\u767a\u4fe1\u3092\u7d9a\u3051\u308b\u50be\u5411\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u91d1\u878d\u5148\u7269\u53d6\u5f15\u696d\u5354\u4f1a\u304c2018\u5e749\u6708\u306b\u516c\u958b\u3057\u305f\u5b9f\u614b\u8abf\u67fb\uff082017\u5e74\u306e\u53d6\u5f15\u304c\u5bfe\u8c61\uff09\u3067\u306f\u3001FX\u53d6\u5f15\u3067\u5e74\u9593\u5229\u76ca\u3092\u51fa\u3057\u305f\u500b\u4eba\u6295\u8cc7\u5bb6\u306f\u5168\u4f53\u306e\u7d0460%\u3067\u3057\u305f\u3002\u4e00\u898b\u591a\u304f\u898b\u3048\u307e\u3059\u304c\u3001\u56de\u7b54\u8005\u306e\u7d0445%\u304c\u7d4c\u9a135\u5e74\u4ee5\u4e0a\u306e\u30d9\u30c6\u30e9\u30f3\u5c64\u306b\u504f\u3063\u3066\u304a\u308a\u3001\u521d\u5fc3\u8005\u3092\u542b\u3081\u305f\u5b9f\u614b\u306f\u3055\u3089\u306b\u53b3\u3057\u3044\u3068\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/p>\n<div class=\"st-kaiwa-box clearfix kaiwaicon1\">\r\n\t<div class=\"st-kaiwa-face\"><img decoding=\"async\" src=\"https:\/\/wismoney.jp\/chokin\/expert\/wp-content\/uploads\/2026\/01\/1111-300x300.jpg\" alt=\"FP\" width=\"100\" height=\"100\">\r\n\t\t<div class=\"st-kaiwa-face-name\">FP<\/div>\r\n\t<\/div>\r\n\t<div class=\"st-kaiwa-area\">\r\n\t\t<div class=\"st-kaiwa-hukidashi\">\u3088\u304f\u3042\u308b\u306e\u306f\u3001SNS\u3067\u898b\u305f\u624b\u6cd5\u3092\u771f\u4f3c\u3057\u3066\u640d\u5931\u304c\u81a8\u3089\u3093\u3060\u3068\u3044\u3046\u30b1\u30fc\u30b9\u3067\u3059\u3002\u767a\u4fe1\u8005\u3068\u540c\u3058\u8cc7\u91d1\u529b\u30fb\u6642\u9593\u30fb\u60c5\u5831\u6e90\u304c\u306a\u3044\u72b6\u614b\u3067\u771f\u4f3c\u3057\u3066\u3082\u518d\u73fe\u3067\u304d\u307e\u305b\u3093\u3002\u767a\u4fe1\u8005\u306e\u74b0\u5883\u307e\u3067\u898b\u308b\u7fd2\u6163\u3092\u3064\u3051\u3066\u304f\u3060\u3055\u3044\u3002<\/div>\r\n\t<\/div>\r\n<\/div>\n<h3>\u624d\u80fd\u3084\u30bb\u30f3\u30b9\u3068\u3044\u3046\u8aa4\u89e3\u304c\u751f\u307e\u308c\u308b\u4ed5\u7d44\u307f<\/h3>\n<p>\u751f\u304d\u6b8b\u3063\u305f\u4eba\u3060\u3051\u3092\u898b\u3066\u3044\u308b\u3068\u3001\u6295\u8cc7\u306b\u306f\u7279\u5225\u306a\u80fd\u529b\u304c\u5fc5\u8981\u3068\u3044\u3046\u8aa4\u89e3\u304c\u751f\u307e\u308c\u307e\u3059\u3002\u3057\u304b\u3057\u5b9f\u969b\u306b\u306f\u3001\u305f\u307e\u305f\u307e\u76f8\u5834\u306e\u6ce2\u306b\u4e57\u308c\u305f\u904b\u306e\u8981\u7d20\u304c\u5927\u304d\u3044\u30b1\u30fc\u30b9\u3082\u5c11\u306a\u304f\u3042\u308a\u307e\u305b\u3093\u3002\u77ed\u671f\u58f2\u8cb7\u3067\u7d99\u7d9a\u7684\u306b\u52dd\u3061\u7d9a\u3051\u308b\u3053\u3068\u306f\u3001\u30d7\u30ed\u306e\u30d5\u30a1\u30f3\u30c9\u30de\u30cd\u30fc\u30b8\u30e3\u30fc\u3067\u3082\u56f0\u96e3\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<h2>\u8cc7\u7523\u904b\u7528\u306e\u653e\u7f6e\u304c\u6709\u5229\u3060\u3068\u8a00\u3048\u308b\u30c7\u30fc\u30bf<\/h2>\n<p>\u3067\u306f\u5b9f\u969b\u306e\u30c7\u30fc\u30bf\u306f\u3069\u3046\u3067\u3057\u3087\u3046\u304b\u3002\u4fdd\u6709\u671f\u9593\u3092\u9577\u304f\u3068\u308b\u307b\u3069\u7d50\u679c\u304c\u5b89\u5b9a\u3059\u308b\u7814\u7a76\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<h3>\u58f2\u8cb7\u983b\u5ea6\u304c\u9ad8\u3044\u307b\u3069\u30ea\u30bf\u30fc\u30f3\u304c\u4e0b\u304c\u308b<\/h3>\n<p>\u91d1\u878d\u7d4c\u6e08\u5b66\u8005\u306e\u30d6\u30e9\u30c3\u30c9\u30fb\u30d0\u30fc\u30d0\u30fc\u3068\u30c6\u30e9\u30f3\u30b9\u30fb\u30aa\u30c7\u30a3\u30fc\u30f3\u304c2000\u5e74\u306bJournal of Finance\u306b\u767a\u8868\u3057\u305f\u7814\u7a76\u3067\u306f\u3001<strong>\u58f2\u8cb7\u983b\u5ea6\u304c\u9ad8\u3044\u500b\u4eba\u6295\u8cc7\u5bb6\u307b\u3069\u30ea\u30bf\u30fc\u30f3\u304c\u4f4e\u3044<\/strong>\u3053\u3068\u304c\u78ba\u8a8d\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u983b\u7e41\u306b\u58f2\u8cb7\u3059\u308b\u3068\u3001\u624b\u6570\u6599\u30fb\u7a0e\u91d1\u30fb\u30bf\u30a4\u30df\u30f3\u30b0\u306e\u305a\u308c\u304c\u7a4d\u307f\u91cd\u306a\u308a\u3001\u653e\u7f6e\u3057\u305f\u5834\u5408\u3088\u308a\u6210\u7e3e\u304c\u60aa\u5316\u3059\u308b\u306e\u3067\u3059\u3002<\/p>\n<p>\u3064\u307e\u308a\u300c\u3082\u3063\u3068\u826f\u3044\u30bf\u30a4\u30df\u30f3\u30b0\u304c\u3042\u308b\u306f\u305a\u300d\u3068\u52d5\u304f\u307b\u3069\u3001\u7d50\u679c\u7684\u306b\u640d\u3092\u3057\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002\u6295\u8cc7\u3067\u52dd\u3061\u6b8b\u308b\u4eba\u306e\u5171\u901a\u70b9\u306f\u3001\u624d\u80fd\u3067\u306f\u306a\u304f<strong>\u52d5\u304b\u306a\u3044\u5fcd\u8010\u529b<\/strong>\u306b\u3042\u308b\u3068\u3044\u3048\u307e\u3059\u3002<\/p>\n<h3>\u9577\u671f\u4fdd\u6709\u304c\u6709\u5229\u306a\u7406\u7531<\/h3>\n<p>\u682a\u5f0f\u5e02\u5834\u306f\u77ed\u671f\u7684\u306b\u306f\u4e0a\u4e0b\u306b\u5927\u304d\u304f\u632f\u308c\u307e\u3059\u304c\u300110\u5e74\u30fb20\u5e74\u3068\u4fdd\u6709\u671f\u9593\u3092\u5ef6\u3070\u3059\u3068\u3001\u5024\u52d5\u304d\u306e\u632f\u308c\u5e45\u306f\u5c0f\u3055\u304f\u306a\u3063\u3066\u3044\u304d\u307e\u3059\u3002\u7c73\u56fd\u306e\u4ee3\u8868\u7684\u306a\u682a\u4fa1\u6307\u6570S&amp;P500\u3067\u3082\u30011\u5e74\u5358\u4f4d\u3067\u898b\u308b\u3068\u5927\u304d\u304f\u30de\u30a4\u30ca\u30b9\u306b\u306a\u308b\u5e74\u304c\u3042\u308b\u4e00\u65b9\u300115\u5e74\u4ee5\u4e0a\u4fdd\u6709\u3059\u308b\u3068\u904e\u53bb\u306e\u3069\u306e\u671f\u9593\u3092\u5207\u308a\u53d6\u3063\u3066\u3082\u30d7\u30e9\u30b9\u306b\u306a\u308b\u50be\u5411\u304c\u78ba\u8a8d\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<div class=\"st-mybox  has-title \" style=\"background:#E1F5FE;border-color:#B3E5FC;border-width:2px;border-radius:5px;margin: 25px 0;\"><p class=\"st-mybox-title\" style=\"color:#03A9F4;font-weight:bold;text-shadow: #fff 3px 0px 0px, #fff 2.83487px 0.981584px 0px, #fff 2.35766px 1.85511px 0px, #fff 1.62091px 2.52441px 0px, #fff 0.705713px 2.91581px 0px, #fff -0.287171px 2.98622px 0px, #fff -1.24844px 2.72789px 0px, #fff -2.07227px 2.16926px 0px, #fff -2.66798px 1.37182px 0px, #fff -2.96998px 0.42336px 0px, #fff -2.94502px -0.571704px 0px, #fff -2.59586px -1.50383px 0px, #fff -1.96093px -2.27041px 0px, #fff -1.11013px -2.78704px 0px, #fff -0.137119px -2.99686px 0px, #fff 0.850987px -2.87677px 0px, #fff 1.74541px -2.43999px 0px, #fff 2.44769px -1.73459px 0px, #fff 2.88051px -0.838246px 0px;background: linear-gradient(0deg,#E1F5FE 0%,#E1F5FE 55%,rgba(0,0,0,0) 55%,rgba(0,0,0,0) 100%);\"><i class=\"st-fa st-svg-check-circle st-css-no\" aria-hidden=\"true\"><\/i>\u9577\u671f\u4fdd\u6709\u306e\u30dd\u30a4\u30f3\u30c8<\/p><div class=\"st-in-mybox\">\n<ul>\n<li>\u58f2\u8cb7\u983b\u5ea6\u304c\u9ad8\u3044\u307b\u3069\u30ea\u30bf\u30fc\u30f3\u306f\u4f4e\u4e0b\u3059\u308b\uff08Barber &amp; Odean, 2000\uff09<\/li>\n<li>\u4fdd\u6709\u671f\u9593\u304c\u9577\u3044\u307b\u3069\u5143\u672c\u5272\u308c\u30ea\u30b9\u30af\u306f\u4e0b\u304c\u308b\u50be\u5411\u304c\u3042\u308b<\/li>\n<li>\u6700\u9069\u306a\u30bf\u30a4\u30df\u30f3\u30b0\u3092\u72d9\u3046\u884c\u70ba\u81ea\u4f53\u304c\u30b3\u30b9\u30c8\u306b\u306a\u308b<\/li>\n<\/ul>\n<\/div><\/div>\n<h2>\u521d\u5fc3\u8005\u304c\u885d\u52d5\u58f2\u8cb7\u3092\u9632\u3050\u4ed5\u7d44\u307f\u306e\u4f5c\u308a\u65b9<\/h2>\n<p>\u653e\u7f6e\u304c\u6709\u5229\u3068\u5206\u304b\u3063\u3066\u3082\u3001\u66b4\u843d\u30cb\u30e5\u30fc\u30b9\u3092\u898b\u308b\u3068\u4e0d\u5b89\u306b\u306a\u308b\u306e\u304c\u4eba\u9593\u3067\u3059\u3002\u305d\u3053\u3067\u3001\u7269\u7406\u7684\u306b\u89e6\u308c\u306a\u3044\u4ed5\u7d44\u307f\u30923\u30b9\u30c6\u30c3\u30d7\u3067\u4f5c\u308a\u307e\u3057\u3087\u3046\u3002<\/p>\n<h4>STEP1\uff1a\u8a3c\u5238\u30a2\u30d7\u30ea\u306e\u914d\u7f6e\u3092\u5909\u3048\u308b\uff085\u5206\uff09<\/h4>\n<p>\u8a3c\u5238\u30a2\u30d7\u30ea\u3092\u30b9\u30de\u30db\u306e\u30c8\u30c3\u30d7\u753b\u9762\u304b\u3089\u524a\u9664\u3057\u3001\u30d5\u30a9\u30eb\u30c0\u306e\u5965\u306b\u79fb\u52d5\u3057\u307e\u3059\u3002\u30d1\u30b9\u30ef\u30fc\u30c9\u3092\u8907\u96d1\u306b\u3057\u3066\u81ea\u52d5\u30ed\u30b0\u30a4\u30f3\u3082\u30aa\u30d5\u306b\u3059\u308b\u3068\u3001\u885d\u52d5\u7684\u306b\u30a2\u30d7\u30ea\u3092\u958b\u304f\u30cf\u30fc\u30c9\u30eb\u304c\u4e0a\u304c\u308a\u307e\u3059\u3002<\/p>\n<h4>STEP2\uff1a\u8cc7\u7523\u78ba\u8a8d\u306e\u65e5\u3092\u6c7a\u3081\u308b\uff085\u5206\uff09<\/h4>\n<p>\u8cc7\u7523\u78ba\u8a8d\u306f\u67081\u56de\u3068\u6c7a\u3081\u3001\u30ab\u30ec\u30f3\u30c0\u30fc\u306b\u8a18\u9332\u3057\u307e\u3059\u3002\u305d\u308c\u4ee5\u5916\u306e\u65e5\u306f\u76f8\u5834\u3092\u898b\u306a\u3044\u3068\u30eb\u30fc\u30eb\u3092\u8ab2\u3059\u3060\u3051\u3067\u3001\u4f59\u8a08\u306a\u58f2\u8cb7\u306e\u5927\u534a\u3092\u9632\u3052\u307e\u3059\u3002<\/p>\n<h4>STEP3\uff1a\u66b4\u843d\u3092\u60f3\u5b9a\u5185\u306b\u3059\u308b\uff0810\u5206\uff09<\/h4>\n<p>\u682a\u5f0f\u5e02\u5834\u3067\u306f\u904e\u53bb\u306b\u4f55\u5ea6\u308220%\u4ee5\u4e0a\u306e\u4e0b\u843d\u304c\u8d77\u304d\u3066\u3044\u307e\u3059\u3002\u30ea\u30fc\u30de\u30f3\u30fb\u30b7\u30e7\u30c3\u30af\uff082008\u5e74\u3001S&amp;P500\u306f\u5e74\u9593\u7d0438%\u4e0b\u843d\uff09\u3084\u30b3\u30ed\u30ca\u30fb\u30b7\u30e7\u30c3\u30af\uff082020\u5e74\u3001S&amp;P500\u306f\u7d0434%\u4e0b\u843d\uff09\u304c\u305d\u306e\u4ee3\u8868\u4f8b\u3067\u3059\u3002\u300c\u3053\u3046\u3044\u3046\u3053\u3068\u306f\u8d77\u304d\u308b\u3082\u306e\u300d\u3068\u4e8b\u524d\u306b\u8a8d\u8b58\u3057\u3066\u304a\u304f\u3060\u3051\u3067\u3001\u72fc\u72fd\u58f2\u308a\u3092\u9632\u3052\u307e\u3059\u3002<\/p>\n<div class=\"st-kaiwa-box clearfix kaiwaicon1\">\r\n\t<div class=\"st-kaiwa-face\"><img decoding=\"async\" src=\"https:\/\/wismoney.jp\/chokin\/expert\/wp-content\/uploads\/2026\/01\/1111-300x300.jpg\" alt=\"FP\" width=\"100\" height=\"100\">\r\n\t\t<div class=\"st-kaiwa-face-name\">FP<\/div>\r\n\t<\/div>\r\n\t<div class=\"st-kaiwa-area\">\r\n\t\t<div class=\"st-kaiwa-hukidashi\">\u66b4\u843d\u6642\u306b\u58f2\u3089\u305a\u306b\u6e08\u3093\u3060\u65b9\u306e\u5171\u901a\u70b9\u306f\u3001\u4e0b\u843d\u5e45\u3092\u91d1\u984d\u3067\u306a\u304f\u5272\u5408\u3067\u898b\u308b\u7fd2\u6163\u3067\u3059\u3002100\u4e07\u5186\u304c70\u4e07\u5186\u306b\u306a\u308b\u3068\u7126\u308a\u307e\u3059\u304c\u300130%\u306e\u8abf\u6574\u3068\u6349\u3048\u308b\u3068\u904e\u53bb\u306b\u3082\u4f55\u5ea6\u3082\u3042\u3063\u305f\u73fe\u8c61\u3060\u3068\u6c17\u3065\u3051\u307e\u3059\u3002<\/div>\r\n\t<\/div>\r\n<\/div>\n<h2>\u653e\u7f6e\u3059\u308b\u8cc7\u7523\u904b\u7528\u304c\u6700\u5f8c\u306b\u52dd\u3064\u7406\u7531<\/h2>\n<p><strong>\u8cc7\u7523\u904b\u7528\u306e\u521d\u5fc3\u8005\u304c1\u4e07\u4eba\u3044\u305f\u3068\u3057\u305f\u3089\u3001\u6700\u5f8c\u306b\u8cc7\u7523\u3092\u5897\u3084\u3057\u3066\u3044\u308b\u306e\u306f\u6d3e\u624b\u306a\u58f2\u8cb7\u3092\u3057\u305f\u4eba\u3067\u306f\u306a\u304f\u3001\u9000\u5c48\u306a\u7a4d\u7acb\u3092\u653e\u7f6e\u3057\u305f\u4eba\u3067\u3059\u3002<\/strong>\u5e02\u5834\u30c7\u30fc\u30bf\u3068\u91d1\u878d\u7d4c\u6e08\u5b66\u306e\u7814\u7a76\u304c\u3001\u3053\u306e\u7d50\u8ad6\u3092\u88cf\u4ed8\u3051\u3066\u3044\u307e\u3059\u3002<\/p>\n<h3>FX\u3084\u30c7\u30a4\u30c8\u30ec\u3092\u907f\u3051\u308b\u3079\u304d\u5224\u65ad\u57fa\u6e96<\/h3>\n<p>\u4ee5\u4e0b\u306b\u5f53\u3066\u306f\u307e\u308b\u5834\u5408\u3001\u77ed\u671f\u58f2\u8cb7\u306f\u907f\u3051\u305f\u307b\u3046\u304c\u8ce2\u660e\u3067\u3059\u3002<\/p>\n<div class=\"st-mybox  has-title \" style=\"background:#ffebee;border-color:#ef9a9a;border-width:2px;border-radius:5px;margin: 25px 0;\"><p class=\"st-mybox-title\" style=\"color:#ef5350;font-weight:bold;text-shadow: #fff 3px 0px 0px, #fff 2.83487px 0.981584px 0px, #fff 2.35766px 1.85511px 0px, #fff 1.62091px 2.52441px 0px, #fff 0.705713px 2.91581px 0px, #fff -0.287171px 2.98622px 0px, #fff -1.24844px 2.72789px 0px, #fff -2.07227px 2.16926px 0px, #fff -2.66798px 1.37182px 0px, #fff -2.96998px 0.42336px 0px, #fff -2.94502px -0.571704px 0px, #fff -2.59586px -1.50383px 0px, #fff -1.96093px -2.27041px 0px, #fff -1.11013px -2.78704px 0px, #fff -0.137119px -2.99686px 0px, #fff 0.850987px -2.87677px 0px, #fff 1.74541px -2.43999px 0px, #fff 2.44769px -1.73459px 0px, #fff 2.88051px -0.838246px 0px;background: linear-gradient(0deg,#ffebee 0%,#ffebee 55%,rgba(0,0,0,0) 55%,rgba(0,0,0,0) 100%);\"><i class=\"st-fa st-svg-exclamation-circle st-css-no\" aria-hidden=\"true\"><\/i>\u77ed\u671f\u58f2\u8cb7\u3092\u907f\u3051\u308b\u3079\u304d\u4eba<\/p><div class=\"st-in-mybox\">\n<ul>\n<li>\u6295\u8cc7\u306b\u4f7f\u3048\u308b\u6642\u9593\u304c1\u65e51\u6642\u9593\u672a\u6e80<\/li>\n<li>\u640d\u5931\u304c\u51fa\u308b\u3068\u591c\u7720\u308c\u306a\u304f\u306a\u308b<\/li>\n<li>\u76f8\u5834\u3092\u898b\u3066\u3044\u306a\u3044\u3068\u4e0d\u5b89\u306b\u306a\u308b<\/li>\n<\/ul>\n<\/div><\/div>\n<p>\u3053\u308c\u3089\u306b1\u3064\u3067\u3082\u5f53\u3066\u306f\u307e\u308b\u306a\u3089\u3001\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u6295\u8cc7\u306e\u7a4d\u7acb\u8a2d\u5b9a\u3092\u3057\u3066\u653e\u7f6e\u3059\u308b\u307b\u3046\u304c\u3001\u7d50\u679c\u7684\u306b\u8cc7\u7523\u304c\u5897\u3048\u308b\u78ba\u7387\u306f\u9ad8\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<h3>\u8907\u5229\u306e\u529b\u309210\u5e74\u3067\u5b9f\u611f\u3059\u308b<\/h3>\n<p>\u5e74\u52295%\u3067\u6bce\u67083\u4e07\u5186\u3092\u7a4d\u307f\u7acb\u3066\u305f\u5834\u5408\u300110\u5e74\u5f8c\u306e\u8cc7\u7523\u306f\u7d04466\u4e07\u5186\uff08\u5143\u672c360\u4e07\u5186\uff0b\u904b\u7528\u76ca\u7d04106\u4e07\u5186\uff09\u306b\u306a\u308a\u307e\u3059\u300220\u5e74\u5f8c\u306b\u306f\u7d041,233\u4e07\u5186\uff08\u5143\u672c720\u4e07\u5186\uff0b\u904b\u7528\u76ca\u7d04513\u4e07\u5186\uff09\u3067\u3059\u3002<\/p>\n<p>\u3053\u306e\u8a08\u7b97\u306b\u624d\u80fd\u3084\u30bb\u30f3\u30b9\u306f\u4e00\u5207\u95a2\u4fc2\u3042\u308a\u307e\u305b\u3093\u3002\u5fc5\u8981\u306a\u306e\u306f\u3001<strong>\u8a2d\u5b9a\u3057\u305f\u3089\u89e6\u3089\u306a\u3044\u3068\u3044\u3046\u9000\u5c48\u3055\u306b\u8010\u3048\u308b\u529b<\/strong>\u3060\u3051\u3067\u3059\u3002<\/p>\n<table>\n<caption>\u5143\u672c\u5272\u308c\u7d4c\u9a13\u3068\u305d\u306e\u53d7\u3051\u6b62\u3081\u65b9\uff082025\u5e74\u30fb\u4e8c\u4eba\u4ee5\u4e0a\u4e16\u5e2f\uff09<\/caption>\n<thead>\n<tr>\n<th>\u9805\u76ee<\/th>\n<th>\u6570\u5024<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u5143\u672c\u5272\u308c\u3092\u7d4c\u9a13\u3057\u305f\u4e16\u5e2f<\/td>\n<td>42.0%<\/td>\n<\/tr>\n<tr>\n<td>\u7d4c\u9a13\u3057\u305f\u4e16\u5e2f\u306e\u3046\u3061\u300c\u81ea\u5206\u306e\u4e88\u60f3\u304c\u5916\u308c\u305f\u306e\u3067\u4ed5\u65b9\u304c\u306a\u3044\u300d\u3068\u53d7\u3051\u6b62\u3081\u305f\u5272\u5408<\/td>\n<td>71.1%<\/td>\n<\/tr>\n<tr>\n<td>\u7d4c\u9a13\u3057\u305f\u4e16\u5e2f\u306e\u3046\u3061\u300c\u30ea\u30b9\u30af\u3092\u7406\u89e3\u3057\u3066\u3044\u306a\u304b\u3063\u305f\u300d\u3068\u611f\u3058\u305f\u5272\u5408<\/td>\n<td>21.4%<\/td>\n<\/tr>\n<tr>\n<td>20\u4ee3\u3067\u5143\u672c\u5272\u308c\u3092\u7d4c\u9a13\u3057\u305f\u4e16\u5e2f<\/td>\n<td>38.6%<\/td>\n<\/tr>\n<tr>\n<td>20\u4ee3\u3067\u300c\u4ed5\u65b9\u304c\u306a\u3044\u300d\u3068\u53d7\u3051\u6b62\u3081\u305f\u5272\u5408<\/td>\n<td>39.4%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><small>\u51fa\u5178\uff1a<a href=\"https:\/\/www.j-flec.go.jp\/data\/kakekin_2025\/\">J-FLEC\uff08\u91d1\u878d\u7d4c\u6e08\u6559\u80b2\u63a8\u9032\u6a5f\u69cb\uff09\u300c\u5bb6\u8a08\u306e\u91d1\u878d\u884c\u52d5\u306b\u95a2\u3059\u308b\u4e16\u8ad6\u8abf\u67fb\uff3b\u4e8c\u4eba\u4ee5\u4e0a\u4e16\u5e2f\u8abf\u67fb\uff3d\u300d2025\u5e74<\/a><\/small><\/p>\n<p>\u5143\u672c\u5272\u308c\u3092\u7d4c\u9a13\u3057\u3066\u30827\u5272\u4ee5\u4e0a\u306e\u4e16\u5e2f\u304c\u300c\u4ed5\u65b9\u304c\u306a\u3044\u300d\u3068\u53d7\u3051\u6b62\u3081\u3066\u6295\u8cc7\u3092\u7d9a\u3051\u3066\u3044\u307e\u3059\u3002\u4e00\u65b9\u300120\u4ee3\u3067\u306f\u7d044\u5272\u306b\u3068\u3069\u307e\u308a\u307e\u3059\u3002\u3053\u306e\u5dee\u306f\u6295\u8cc7\u7d4c\u9a13\u306e\u9577\u3055\u304b\u3089\u6765\u308b\u3082\u306e\u3067\u3001\u521d\u5fc3\u8005\u3053\u305d\u300c\u5143\u672c\u5272\u308c\u306f\u60f3\u5b9a\u5185\u300d\u3068\u3044\u3046\u5fc3\u69cb\u3048\u3092\u6700\u521d\u306b\u6301\u3064\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n<div class=\"st-kaiwa-box clearfix kaiwaicon1\">\r\n\t<div class=\"st-kaiwa-face\"><img decoding=\"async\" src=\"https:\/\/wismoney.jp\/chokin\/expert\/wp-content\/uploads\/2026\/01\/1111-300x300.jpg\" alt=\"FP\" width=\"100\" height=\"100\">\r\n\t\t<div class=\"st-kaiwa-face-name\">FP<\/div>\r\n\t<\/div>\r\n\t<div class=\"st-kaiwa-area\">\r\n\t\t<div class=\"st-kaiwa-hukidashi\">\u983b\u7e41\u306b\u30ed\u30b0\u30a4\u30f3\u3059\u308b\u65b9\u307b\u3069\u4f59\u8a08\u306a\u58f2\u8cb7\u3092\u3057\u3066\u3057\u307e\u3044\u304c\u3061\u3067\u3059\u3002\u6295\u8cc7\u3057\u3066\u3044\u308b\u3053\u3068\u3092\u5fd8\u308c\u308b\u304f\u3089\u3044\u304c\u3061\u3087\u3046\u3069\u3044\u3044\u3001\u3068\u304a\u4f1d\u3048\u3059\u308b\u3068\u9a5a\u304b\u308c\u307e\u3059\u304c\u3001\u5b9f\u306f\u305d\u308c\u304c\u4e00\u756a\u306e\u8fd1\u9053\u3060\u3063\u305f\u308a\u3057\u307e\u3059\u3002<\/div>\r\n\t<\/div>\r\n<\/div>\n<h2>\u8cc7\u7523\u904b\u7528\u306e\u653e\u7f6e\u306b\u95a2\u3059\u308b\u3088\u304f\u3042\u308b\u8cea\u554f<\/h2>\n<h3>\u653e\u7f6e\u3057\u3066\u3044\u305f\u3089\u66b4\u843d\u3067\u5927\u640d\u3057\u307e\u305b\u3093\u304b\uff1f<\/h3>\n<p>\u66b4\u843d\u306f\u904e\u53bb\u306b\u4f55\u5ea6\u3082\u8d77\u304d\u3066\u3044\u307e\u3059\u304c\u3001\u9577\u671f\u4fdd\u6709\u3092\u7d9a\u3051\u305f\u5834\u5408\u3001\u682a\u5f0f\u5e02\u5834\u306f\u6b74\u53f2\u7684\u306b\u56de\u5fa9\u3057\u3066\u3044\u307e\u3059\u3002\u5927\u5207\u306a\u306e\u306f\u66b4\u843d\u6642\u306b\u58f2\u3089\u306a\u3044\u3053\u3068\u3067\u3001\u305d\u306e\u305f\u3081\u306b\u300c\u89e6\u3089\u306a\u3044\u4ed5\u7d44\u307f\u300d\u3092\u4e8b\u524d\u306b\u4f5c\u3063\u3066\u304a\u304f\u3053\u3068\u304c\u6709\u52b9\u3067\u3059\u3002<\/p>\n<h3>\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u6295\u8cc7\u3060\u3051\u3067\u672c\u5f53\u306b\u8cc7\u7523\u306f\u5897\u3048\u307e\u3059\u304b\uff1f<\/h3>\n<p>\u672c\u6587\u306e\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u306e\u3068\u304a\u308a\u3001\u5e74\u52295%\u30fb\u67083\u4e07\u5186\u306e\u7a4d\u7acb\u3067\u308220\u5e74\u3067\u7d041,233\u4e07\u5186\u306b\u306a\u308a\u307e\u3059\u3002\u6d3e\u624b\u3055\u306f\u3042\u308a\u307e\u305b\u3093\u304c\u3001\u8907\u5229\u306e\u52b9\u679c\u306f\u9577\u671f\u306b\u306a\u308b\u307b\u3069\u5927\u304d\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<h3>FX\u3084\u30c7\u30a4\u30c8\u30ec\u306f\u5168\u304f\u3084\u3089\u306a\u3044\u65b9\u304c\u3044\u3044\u3067\u3059\u304b\uff1f<\/h3>\n<p>\u7d76\u5bfe\u306b\u30c0\u30e1\u3068\u306f\u8a00\u3048\u307e\u305b\u3093\u304c\u30011\u65e51\u6642\u9593\u4ee5\u4e0a\u306e\u6642\u9593\u78ba\u4fdd\u304c\u96e3\u3057\u3044\u65b9\u3084\u3001\u640d\u5931\u3067\u4e0d\u5b89\u306b\u306a\u308a\u3084\u3059\u3044\u65b9\u306b\u306f\u5411\u3044\u3066\u3044\u307e\u305b\u3093\u3002\u307e\u305a\u306f\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u6295\u8cc7\u3067\u571f\u53f0\u3092\u4f5c\u308a\u3001\u4f59\u88d5\u8cc7\u91d1\u306e\u7bc4\u56f2\u3067\u691c\u8a0e\u3059\u308b\u306e\u304c\u73fe\u5b9f\u7684\u3067\u3059\u3002<\/p>\n<h3>\u653e\u7f6e\u6295\u8cc7\u306f\u4f55\u5e74\u7d9a\u3051\u308b\u3079\u304d\u3067\u3059\u304b\uff1f<\/h3>\n<p>\u6700\u4f4e\u3067\u308210\u5e74\u3001\u3067\u304d\u308c\u307015\u5e74\u4ee5\u4e0a\u304c\u76ee\u5b89\u3067\u3059\u3002S&amp;P500\u306e\u904e\u53bb\u30c7\u30fc\u30bf\u3067\u306f15\u5e74\u4ee5\u4e0a\u306e\u4fdd\u6709\u3067\u5143\u672c\u5272\u308c\u306e\u53ef\u80fd\u6027\u304c\u307b\u307c\u306a\u304f\u306a\u308b\u50be\u5411\u304c\u3042\u308a\u307e\u3059\u3002\u4f7f\u3046\u6642\u671f\u304c\u6c7a\u307e\u3063\u3066\u3044\u308b\u304a\u91d1\u306f\u3001\u305d\u3053\u304b\u3089\u9006\u7b97\u3057\u3066\u7a4d\u7acb\u671f\u9593\u3092\u8a2d\u8a08\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<h3>\u65b0NISA\u3068\u653e\u7f6e\u6295\u8cc7\u306f\u76f8\u6027\u304c\u3044\u3044\u3067\u3059\u304b\uff1f<\/h3>\n<p>\u975e\u5e38\u306b\u76f8\u6027\u304c\u826f\u3044\u7d44\u307f\u5408\u308f\u305b\u3067\u3059\u3002\u3064\u307f\u305f\u3066\u6295\u8cc7\u67a0\u306f\u5e74\u9593120\u4e07\u5186\u307e\u3067\u975e\u8ab2\u7a0e\u30fb\u975e\u8ab2\u7a0e\u671f\u9593\u3082\u7121\u671f\u9650\u306a\u306e\u3067\u3001\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u3092\u6bce\u6708\u7a4d\u307f\u7acb\u3066\u3066\u653e\u7f6e\u3059\u308b\u6226\u7565\u306b\u3074\u3063\u305f\u308a\u3067\u3059\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u8cc7\u7523\u904b\u7528\u306e\u653e\u7f6e\u6226\u7565\u3068\u306f\u3001\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u306a\u3069\u3092\u8cfc\u5165\u5f8c\u3001\u58f2\u8cb7\u305b\u305a\u306b\u9577\u671f\u4fdd\u6709\u3059\u308b\u6295\u8cc7\u624b\u6cd5\u3067\u3059\u3002\u91d1\u878d\u7d4c\u6e08\u5b66\u306e\u7814\u7a76\u3067\u306f\u3001\u58f2\u8cb7\u983b\u5ea6\u304c\u9ad8\u3044\u6295\u8cc7\u5bb6\u307b\u3069\u30ea\u30bf\u30fc\u30f3\u304c\u4f4e\u3044\u3053\u3068\u304c\u78ba\u8a8d\u3055\u308c\u3066\u304a\u308a\uff08Barber &amp; &#8230; <\/p>\n","protected":false},"author":1,"featured_media":464,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[9],"tags":[],"class_list":["post-457","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment"],"aioseo_notices":[],"jetpack_featured_media_url":"https:\/\/wismoney.jp\/chokin\/expert\/wp-content\/uploads\/2026\/04\/ch20.png","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/wismoney.jp\/chokin\/expert\/wp-json\/wp\/v2\/posts\/457","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wismoney.jp\/chokin\/expert\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wismoney.jp\/chokin\/expert\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wismoney.jp\/chokin\/expert\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/wismoney.jp\/chokin\/expert\/wp-json\/wp\/v2\/comments?post=457"}],"version-history":[{"count":4,"href":"https:\/\/wismoney.jp\/chokin\/expert\/wp-json\/wp\/v2\/posts\/457\/revisions"}],"predecessor-version":[{"id":466,"href":"https:\/\/wismoney.jp\/chokin\/expert\/wp-json\/wp\/v2\/posts\/457\/revisions\/466"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wismoney.jp\/chokin\/expert\/wp-json\/wp\/v2\/media\/464"}],"wp:attachment":[{"href":"https:\/\/wismoney.jp\/chokin\/expert\/wp-json\/wp\/v2\/media?parent=457"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wismoney.jp\/chokin\/expert\/wp-json\/wp\/v2\/categories?post=457"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wismoney.jp\/chokin\/expert\/wp-json\/wp\/v2\/tags?post=457"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}