{"id":439,"date":"2026-04-08T20:13:53","date_gmt":"2026-04-08T11:13:53","guid":{"rendered":"https:\/\/wismoney.jp\/chokin\/expert\/?p=439"},"modified":"2026-04-08T18:54:40","modified_gmt":"2026-04-08T09:54:40","slug":"after-fixedcost","status":"publish","type":"post","link":"https:\/\/wismoney.jp\/chokin\/expert\/after-fixedcost\/","title":{"rendered":"\u56fa\u5b9a\u8cbb\u3092\u6255\u3063\u305f\u5f8c\u306e\u6b8b\u308a\u306f\u3044\u304f\u3089\uff1f\u751f\u6d3b\u4e88\u7b97\u309230\u79d2\u3067\u628a\u63e1\u3059\u308b\u65b9\u6cd5"},"content":{"rendered":"<p>\u751f\u6d3b\u4e88\u7b97\u3068\u306f\u3001\u624b\u53d6\u308a\u53ce\u5165\u304b\u3089\u6bce\u6708\u306e\u56fa\u5b9a\u8cbb\u3092\u5dee\u3057\u5f15\u3044\u305f\u300c\u81ea\u7531\u306b\u4f7f\u3048\u308b\u304a\u91d1\u300d\u306e\u3053\u3068\u3067\u3059\u3002\u56fa\u5b9a\u8cbb\u3092\u524a\u6e1b\u3057\u3066\u3082\u3001\u6b8b\u3063\u305f\u91d1\u984d\u3092\u628a\u63e1\u3057\u3066\u3044\u306a\u3051\u308c\u3070\u3001\u3044\u3064\u306e\u9593\u306b\u304b\u4f7f\u3044\u5207\u3063\u3066\u3057\u307e\u3044\u307e\u3059\u3002\u672c\u8a18\u4e8b\u3067\u306f\u3001\u751f\u6d3b\u4e88\u7b97\u3092\u8a08\u7b97\u3057\u3001\u65e5\u5e38\u306e\u666f\u8272\u306b\u6eb6\u3051\u8fbc\u307e\u305b\u308b\u65b9\u6cd5\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<h2>\u56fa\u5b9a\u8cbb\u3092\u6255\u3063\u305f\u5f8c\u306e\u6b8b\u308a\u3092\u628a\u63e1\u3057\u3066\u3044\u306a\u3044\u4eba\u304c\u591a\u3044\u7406\u7531<\/h2>\n<p>\u56fa\u5b9a\u8cbb\u524a\u6e1b\u306e\u60c5\u5831\u306f\u30cd\u30c3\u30c8\u4e0a\u306b\u3042\u3075\u308c\u3066\u3044\u307e\u3059\u3002\u30b9\u30de\u30db\u4ee3\u3092\u898b\u76f4\u3059\u3001\u4fdd\u967a\u3092\u6574\u7406\u3059\u308b\u3001\u30b5\u30d6\u30b9\u30af\u3092\u89e3\u7d04\u3059\u308b\u3002\u3053\u3046\u3057\u305f\u8a18\u4e8b\u3092\u8aad\u3093\u3067\u5b9f\u884c\u3057\u305f\u65b9\u3082\u5c11\u306a\u304f\u306a\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001<strong>\u524a\u6e1b\u3067\u304d\u305f\u91d1\u984d\u306b\u6e80\u8db3\u3057\u3066\u3001\u6b8b\u308a\u304c\u3044\u304f\u3089\u306b\u306a\u3063\u305f\u304b\u78ba\u8a8d\u3057\u306a\u3044<\/strong>\u307e\u307e\u7d42\u308f\u308b\u30b1\u30fc\u30b9\u304c\u76ee\u7acb\u3061\u307e\u3059\u3002\u67083,000\u5186\u306e\u901a\u4fe1\u8cbb\u3092\u524a\u6e1b\u3067\u304d\u305f\u3068\u3057\u3066\u3001\u3067\u306f\u4eca\u6708\u3042\u3068\u3044\u304f\u3089\u4f7f\u3048\u308b\u306e\u304b\u3002\u5373\u7b54\u3067\u304d\u308b\u65b9\u306f\u610f\u5916\u3068\u5c11\u306a\u3044\u306f\u305a\u3067\u3059\u3002\u524a\u6e1b\u984d\u3067\u306f\u306a\u304f<strong>\u6b8b\u308a\u984d\u3092\u898b\u308b\u8996\u70b9<\/strong>\u304c\u629c\u3051\u3066\u3044\u308b\u306e\u3067\u3059\u3002<\/p>\n<div class=\"st-kaiwa-box clearfix kaiwaicon1\">\r\n\t<div class=\"st-kaiwa-face\"><img decoding=\"async\" src=\"https:\/\/wismoney.jp\/chokin\/expert\/wp-content\/uploads\/2026\/01\/1111-300x300.jpg\" alt=\"FP\" width=\"100\" height=\"100\">\r\n\t\t<div class=\"st-kaiwa-face-name\">FP<\/div>\r\n\t<\/div>\r\n\t<div class=\"st-kaiwa-area\">\r\n\t\t<div class=\"st-kaiwa-hukidashi\">\u300c\u67083,000\u5186\u524a\u6e1b\u3067\u304d\u307e\u3057\u305f\u300d\u3068\u5831\u544a\u3057\u3066\u304f\u308c\u308b\u65b9\u306b\u300c\u3067\u306f\u4eca\u6708\u3044\u304f\u3089\u4f7f\u3048\u307e\u3059\u304b\uff1f\u300d\u3068\u805e\u304f\u3068\u3001\u7b54\u3048\u306b\u8a70\u307e\u308b\u65b9\u304c\u3068\u3066\u3082\u591a\u3044\u3093\u3067\u3059\u3002\u524a\u6e1b\u306e\u9054\u6210\u611f\u3067\u6b62\u307e\u3063\u3066\u3057\u307e\u3046\u3093\u3067\u3059\u306d\u3002<\/div>\r\n\t<\/div>\r\n<\/div>\n<h2>\u624b\u53d6\u308a\u304b\u3089\u56fa\u5b9a\u8cbb\u3092\u5f15\u3044\u305f\u751f\u6d3b\u4e88\u7b97\u309230\u79d2\u3067\u8a08\u7b97\u3059\u308b\u65b9\u6cd5<\/h2>\n<p>\u8a08\u7b97\u5f0f\u306f\u30b7\u30f3\u30d7\u30eb\u3067\u3059\u3002<strong>\u624b\u53d6\u308a \u2212 \u56fa\u5b9a\u8cbb\u5408\u8a08 \uff1d \u4eca\u6708\u4f7f\u3048\u308b\u751f\u6d3b\u4e88\u7b97<\/strong>\u3002\u3053\u306e\u91d1\u984d\u3092\u628a\u63e1\u3059\u308b\u3060\u3051\u3067\u3001\u5bb6\u8a08\u306e\u898b\u3048\u65b9\u304c\u5909\u308f\u308a\u307e\u3059\u3002<\/p>\n<div class=\"st-mybox  has-title st-mybox-class\" style=\"background:#FFFDE7;border-color:#FFD54F;border-width:2px;border-radius:5px;margin: 25px 0 25px 0;\"><p class=\"st-mybox-title\" style=\"color:#FFD54F;font-weight:bold;text-shadow: #fff 3px 0px 0px, #fff 2.83487px 0.981584px 0px, #fff 2.35766px 1.85511px 0px, #fff 1.62091px 2.52441px 0px, #fff 0.705713px 2.91581px 0px, #fff -0.287171px 2.98622px 0px, #fff -1.24844px 2.72789px 0px, #fff -2.07227px 2.16926px 0px, #fff -2.66798px 1.37182px 0px, #fff -2.96998px 0.42336px 0px, #fff -2.94502px -0.571704px 0px, #fff -2.59586px -1.50383px 0px, #fff -1.96093px -2.27041px 0px, #fff -1.11013px -2.78704px 0px, #fff -0.137119px -2.99686px 0px, #fff 0.850987px -2.87677px 0px, #fff 1.74541px -2.43999px 0px, #fff 2.44769px -1.73459px 0px, #fff 2.88051px -0.838246px 0px;background: linear-gradient(0deg,#FFFDE7 0%,#FFFDE7 55%,rgba(0,0,0,0) 55%,rgba(0,0,0,0) 100%);\"><i class=\"st-fa st-svg-check-circle st-css-no\" aria-hidden=\"true\"><\/i>\u56fa\u5b9a\u8cbb\u306b\u542b\u3081\u308b\u9805\u76ee\u30c1\u30a7\u30c3\u30af\u30ea\u30b9\u30c8<\/p><div class=\"st-in-mybox\">\n<ul>\n<li>\u5bb6\u8cc3\u30fb\u4f4f\u5b85\u30ed\u30fc\u30f3<\/li>\n<li>\u6c34\u9053\u5149\u71b1\u8cbb\uff08\u57fa\u672c\u6599\u91d1\u90e8\u5206\uff09<\/li>\n<li>\u901a\u4fe1\u8cbb\uff08\u30b9\u30de\u30db\u30fb\u30cd\u30c3\u30c8\uff09<\/li>\n<li>\u4fdd\u967a\u6599\uff08\u751f\u547d\u4fdd\u967a\u30fb\u640d\u5bb3\u4fdd\u967a\uff09<\/li>\n<li>\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3<\/li>\n<li>\u8eca\u95a2\u9023\uff08\u30ed\u30fc\u30f3\u30fb\u99d0\u8eca\u5834\uff09<\/li>\n<\/ul>\n<\/div><\/div>\n<h3>\u624b\u53d6\u308a25\u4e07\u5186\u306e\u8a08\u7b97\u4f8b<\/h3>\n<p>\u305f\u3068\u3048\u3070\u624b\u53d6\u308a25\u4e07\u5186\u3067\u3001\u56fa\u5b9a\u8cbb\u304c\u5bb6\u8cc37\u4e07\u5186\u30fb\u901a\u4fe1\u8cbb5,000\u5186\u30fb\u4fdd\u967a\u65998,000\u5186\u30fb\u30b5\u30d6\u30b9\u30af2,000\u5186\u306e\u5408\u8a0885,000\u5186\u3060\u3068\u3057\u307e\u3059\u3002<\/p>\n<p>25\u4e07\u5186 \u2212 8.5\u4e07\u5186 \uff1d <strong>16.5\u4e07\u5186<\/strong>\u3002\u3053\u308c\u304c\u4eca\u6708\u4f7f\u3048\u308b\u751f\u6d3b\u4e88\u7b97\u3067\u3059\u3002<\/p>\n<p>\u3053\u3053\u304b\u3089\u3055\u3089\u306b\u5148\u53d6\u308a\u8caf\u84c4\u30922\u4e07\u5186\u5f15\u3044\u3066\u3044\u308b\u65b9\u306a\u308914.5\u4e07\u5186\u3002\u3053\u306e\u91d1\u984d\u3092\u3072\u3068\u3064\u899a\u3048\u3066\u304a\u304f\u3060\u3051\u3067\u5341\u5206\u3067\u3059\u3002<\/p>\n<h3>\u9031\u3042\u305f\u308a\u30fb\u65e5\u3042\u305f\u308a\u306b\u63db\u7b97\u3059\u308b\u3068\u3082\u3063\u3068\u308f\u304b\u308a\u3084\u3059\u3044<\/h3>\n<p>\u6708\u306e\u751f\u6d3b\u4e88\u7b97\u304c\u308f\u304b\u3063\u305f\u3089\u3001\u9031\u3084\u65e5\u306b\u5206\u89e3\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002\u5148\u307b\u3069\u306e16.5\u4e07\u5186\u306a\u3089\u3001\u9031\u3042\u305f\u308a\u7d044.1\u4e07\u5186\u30011\u65e5\u3042\u305f\u308a\u7d045,500\u5186\u3067\u3059\u3002\u300c\u90314\u4e07\u5186\u30da\u30fc\u30b9\u300d\u3068\u3056\u3063\u304f\u308a\u982d\u306b\u5165\u308c\u3066\u304a\u304f\u3060\u3051\u3067\u3001\u30b3\u30f3\u30d3\u30cb\u3067\u306e\u8cb7\u3044\u7269\u3084\u30e9\u30f3\u30c1\u306e\u9078\u3073\u65b9\u304c\u81ea\u7136\u3068\u5909\u308f\u308a\u307e\u3059\u3002<\/p>\n<h3>\u8a08\u7b97\u7d50\u679c\u3092\u898b\u3048\u308b\u5834\u6240\u306b\u7f6e\u304f<\/h3>\n<p>\u8a08\u7b97\u3057\u305f\u751f\u6d3b\u4e88\u7b97\u306f\u3001\u65e5\u5e38\u3067\u76ee\u306b\u5165\u308b\u5834\u6240\u306b\u56fa\u5b9a\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<table>\n<thead>\n<tr>\n<th>\u65b9\u6cd5<\/th>\n<th>\u30e1\u30ea\u30c3\u30c8<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u30b9\u30de\u30db\u306e\u30ed\u30c3\u30af\u753b\u9762\u30e1\u30e2<\/td>\n<td>1\u65e5\u306b\u4f55\u5ea6\u3082\u76ee\u306b\u5165\u308b<\/td>\n<\/tr>\n<tr>\n<td>\u5bb6\u8a08\u7ba1\u7406\u30a2\u30d7\u30ea\u306e\u30e1\u30e2\u6b04<\/td>\n<td>\u6b8b\u9ad8\u3068\u4e00\u7dd2\u306b\u78ba\u8a8d\u3067\u304d\u308b<\/td>\n<\/tr>\n<tr>\n<td>\u51b7\u8535\u5eab\u306b\u8cbc\u308b\u30e1\u30e2<\/td>\n<td>\u5bb6\u65cf\u5168\u54e1\u3067\u5171\u6709\u3067\u304d\u308b<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u6bce\u6708\u66f4\u65b0\u3059\u308b\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u3002<strong>\u56fa\u5b9a\u8cbb\u304c\u5909\u308f\u3089\u306a\u3044\u9650\u308a\u3053\u306e\u91d1\u984d\u3067\u66ae\u3089\u3059<\/strong>\u3068\u6c7a\u3081\u3066\u304a\u304f\u3060\u3051\u3067\u5341\u5206\u3067\u3059\u3002<\/p>\n<h2>\u5e74\u53ce\u304c\u4e0a\u304c\u3063\u3066\u3082\u8caf\u84c4\u306b\u56de\u305b\u306a\u3044\u4e16\u5e2f\u306f\u591a\u3044<\/h2>\n<p>\u5e74\u53ce\u304c\u4e0a\u304c\u308c\u3070\u81ea\u7136\u306b\u8caf\u84c4\u3067\u304d\u308b\u3068\u601d\u3044\u304c\u3061\u3067\u3059\u304c\u3001\u5b9f\u969b\u306b\u306f\u305d\u3046\u5358\u7d14\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002J-FLEC\uff08\u91d1\u878d\u7d4c\u6e08\u6559\u80b2\u63a8\u9032\u6a5f\u69cb\uff09\u306e\u8abf\u67fb\u3067\u3001\u5e74\u53ce\u5225\u306b\u300c\u5e74\u9593\u624b\u53d6\u308a\u304b\u3089\u91d1\u878d\u8cc7\u7523\u3078\u632f\u308a\u5206\u3051\u305f\u4e16\u5e2f\u300d\u306e\u5272\u5408\u3092\u898b\u308b\u3068\u3001\u5dee\u304c\u306f\u3063\u304d\u308a\u51fa\u3066\u3044\u307e\u3059\u3002<\/p>\n<table>\n<thead>\n<tr>\n<th>\u5e74\u9593\u53ce\u5165<\/th>\n<th>\u632f\u308a\u5206\u3051\u305f<\/th>\n<th>\u632f\u308a\u5206\u3051\u306a\u304b\u3063\u305f<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>300\u4e07\u5186\u672a\u6e80<\/td>\n<td>26.8\uff05<\/td>\n<td>73.2\uff05<\/td>\n<\/tr>\n<tr>\n<td>300\u301c500\u4e07\u5186\u672a\u6e80<\/td>\n<td>26.1\uff05<\/td>\n<td>73.9\uff05<\/td>\n<\/tr>\n<tr>\n<td>500\u301c750\u4e07\u5186\u672a\u6e80<\/td>\n<td>40.8\uff05<\/td>\n<td>59.2\uff05<\/td>\n<\/tr>\n<tr>\n<td>750\u301c1,000\u4e07\u5186\u672a\u6e80<\/td>\n<td>50.0\uff05<\/td>\n<td>50.0\uff05<\/td>\n<\/tr>\n<tr>\n<td>1,000\u301c1,200\u4e07\u5186\u672a\u6e80<\/td>\n<td>52.2\uff05<\/td>\n<td>47.8\uff05<\/td>\n<\/tr>\n<tr>\n<td>1,200\u4e07\u5186\u4ee5\u4e0a<\/td>\n<td>55.4\uff05<\/td>\n<td>44.6\uff05<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><small><a href=\"https:\/\/www.j-flec.go.jp\/data\/kakekin_2025\/\">\u51fa\u5178\uff1aJ-FLEC\u300c\u5bb6\u8a08\u306e\u91d1\u878d\u884c\u52d5\u306b\u95a2\u3059\u308b\u4e16\u8ad6\u8abf\u67fb\uff3b\u4e8c\u4eba\u4ee5\u4e0a\u4e16\u5e2f\u8abf\u67fb\uff3d\u300d\uff082025\u5e74\uff09\u554f3<\/a><\/small><\/p>\n<p>\u5e74\u53ce300\u4e07\u5186\u672a\u6e80\u3068300\u301c500\u4e07\u5186\u672a\u6e80\u3067\u306f\u3001\u632f\u308a\u5206\u3051\u7387\u304c\u307b\u307c\u540c\u305826\u301c27\uff05\u53f0\u3002500\u4e07\u5186\u3092\u8d85\u3048\u308b\u306840\uff05\u53f0\u306b\u8df3\u306d\u4e0a\u304c\u308a\u3001750\u4e07\u5186\u4ee5\u4e0a\u3067\u306f\u534a\u6570\u304c\u632f\u308a\u5206\u3051\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u6ce8\u76ee\u3059\u3079\u304d\u306f\u3001<strong>\u5e74\u53ce1,000\u4e07\u5186\u4ee5\u4e0a\u3067\u30824\u301c5\u5272\u306e\u4e16\u5e2f\u304c\u91d1\u878d\u8cc7\u7523\u306b\u632f\u308a\u5206\u3051\u3066\u3044\u306a\u3044<\/strong>\u3068\u3044\u3046\u70b9\u3067\u3059\u3002\u3059\u3067\u306b\u5341\u5206\u306a\u8cc7\u7523\u304c\u3042\u308b\u4e16\u5e2f\u3082\u3042\u308b\u3067\u3057\u3087\u3046\u304c\u3001\u53ce\u5165\u304c\u5897\u3048\u308b\u3068\u751f\u6d3b\u6c34\u6e96\u3082\u4e0a\u304c\u308a\u3084\u3059\u304f\u3001\u300c\u6b8b\u308a\u304c\u3044\u304f\u3089\u304b\u300d\u3092\u610f\u8b58\u3057\u306a\u3044\u307e\u307e\u652f\u51fa\u304c\u81a8\u3089\u3093\u3067\u3044\u304f\u30b1\u30fc\u30b9\u306f\u5c11\u306a\u304f\u3042\u308a\u307e\u305b\u3093\u3002\u751f\u6d3b\u4e88\u7b97\u3092\u4e00\u5ea6\u8a08\u7b97\u3057\u3066\u304a\u304f\u3053\u3068\u306f\u3001\u3069\u306e\u5e74\u53ce\u5e2f\u3067\u3082\u6709\u52b9\u3067\u3059\u3002<\/p>\n<div class=\"st-kaiwa-box clearfix kaiwaicon1\">\r\n\t<div class=\"st-kaiwa-face\"><img decoding=\"async\" src=\"https:\/\/wismoney.jp\/chokin\/expert\/wp-content\/uploads\/2026\/01\/1111-300x300.jpg\" alt=\"FP\" width=\"100\" height=\"100\">\r\n\t\t<div class=\"st-kaiwa-face-name\">FP<\/div>\r\n\t<\/div>\r\n\t<div class=\"st-kaiwa-area\">\r\n\t\t<div 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